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Auto Insurance: Car Insurance & Motorcycle Insurance ... Provider of automobile insurance and related services online, over the phone, and at independent agencies across the United States.
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Resolved Question: Homeowners insurance claim coverage question for agents or adjusters #2.?
(Sat, 04 Sep 2010 03:41:50 GMT)
A skunk sprays the inside of an automobile.
1) Is it a covered loss?
2) Is there "damage"?
3) Is the air inside a vehicle covered property?
I meant "Auto" claim. I've had this issue before when someone poisoned mice in their garage and the mice died inside the car body. Obviously the odor is in the air. There's no physical damage to the car. And the air technically isn't insured property. But we felt a judge would frown on this argument. So it was paid.
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Open Question: Is Obama a communist, a fascist, and socialist all in one?
(Fri, 03 Sep 2010 22:56:30 GMT)
* A Socialist. He supports public ownership of the means of production, redistribution of wealth from some segments of society to others.
* A Fascist. He supports State control over private industries and the means of production, and just about every aspect of citizens’ daily lives.
* A Communist. He supports State ownership as well as control of industry and the means of production.
SOCIALIST:
Examples to show that Obama is a socialist include his vote as a U.S. Senator in favor of the Wall
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Open Question: Explain the different types of insurance in Ontario. Indicate which are mandatory.?
(Fri, 03 Sep 2010 00:59:18 GMT)
Also are there different types of automobile incurance and if so what are they and which are mandetory.
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Open Question: Drivers ed question help need to know if they are right or wrong!?
(Wed, 01 Sep 2010 18:24:03 GMT)
1. Driving with your headlights on during daylight hours
* increases your chances of being seen.<---------------------------------
* increases engine efficiency.
* allows you to pass in a no-passing zone.
* enhances your ability to see.
2. Operating costs for your vehicle include
* hazardous wastes.
* the purchase price of your car.
* insurance and registration of your car. <---------------------------------(i think its also D, but C seems more like it if i
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Open Question: I don't have insurance and was involved in an Accident in TN, will the person at fault insurance pay?
(Wed, 01 Sep 2010 13:16:33 GMT)
It was a motorcycle accident, I did not have motorcyle license or insurance on the bike. The other car was at fault. Will their insurance have to pay, even though I was not insured or licensed to drive a motorcycle? I do have valid automobile license.
Actually it is my ex that I am referring to, and he was injured pretty bad, and will take a while to heal, but has his life. He has been contacted by the other persons insurances, and looks like (at this point) he will be covered by them. Just wa
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Resolved Question: Florida automobile insurance: Is liability coverage for bodily injury mandatory?
(Wed, 01 Sep 2010 04:35:24 GMT)
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Resolved Question: How would you rate this difficulty of this course, based the the given description ?
(Sun, 29 Aug 2010 02:34:38 GMT)
ECO 103 --
Personal Money Management
A very practical course which teaches you how to create a financial plan to realize goals, such as home ownership and early retirement. By taking this course, you will learn how to avoid credit trouble, save money on automobile purchases, and buy a desirable home. You will also learn how to protect yourself from financial disaster through the purchase of the lowest cost and safest insurance policies. Finally, you will learn how to make your money grow by
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Resolved Question: USA traveler renting car in New Zealand. What's the best car insurance?
(Fri, 27 Aug 2010 03:51:59 GMT)
My wife and I are traveling to New Zealand this September and renting a car for 2-weeks. We found out that our USA car insurance does not cover automobiles in New Zealand. I also checked American Express (my credit card) and they too do not offer any type of coverage in New Zealand. We are renting our car from Hertz but the insurance through them is super expensive.
Does anybody have a suggestion on temporary car insurance in New Zealand? Also, feel free to offer any other advice about renti
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Resolved Question: Should people be allowed to sue if they are in an automobile accident? They knew the risks...?
(Fri, 27 Aug 2010 03:32:41 GMT)
They knew the potential risks when they put the key in the ignition. There could be drunk drivers, drivers with no license or insurance, unexpected driving conditions, etc. Should they only operate the vehicle if they are willing to take these risks, and by doing so agree not to press any charges should an incident occur?
...............................................................................
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Resolved Question: I am going to recieve $800,000.00 very soon from and insurance company due to an auto accident.?
(Tue, 24 Aug 2010 14:56:14 GMT)
Should I just deposit this in a bank? I want to pay off my debts and buy another home, and probably another automobile. Should I pay cash for these purchaces or what? How can I get the most from this money and maybe have it make more money for me?? Investments are scary because of the economy...any suggestions??
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Resolved Question: Can I still cash a check for an automobile insurance claim and never repair the damage?
(Tue, 24 Aug 2010 04:17:40 GMT)
I made an automobile insurance claim for a car accident I had. I received a check for the damage minus the deductible. I have decided not to repair the car. Can I still deposit/cash the check for the claim and never repair the damage. Is it fraud if I don't make the repairs?
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Resolved Question: My insurance company sold my car before they settled with me on its value?
(Fri, 20 Aug 2010 18:53:55 GMT)
Well, I have a totalled vehicle and before reaching agreement on its value the insurance company sold it at auction. They don't have the title I do and I did not agree to take their first offer, because it was a low ball. They also did not even offer to allow me to purchase the car back, nor disclosed any salvage value of the car. They pretty much treated me as if I am totally retarded, just like they treat most everyone.
I even had put 3800 dollars improvement in the car, a new transmissio
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Resolved Question: Is it about time Get tough on drunken-driver illegals hundreds of alcohol-related arrests of warrants posted?
(Fri, 20 Aug 2010 00:05:42 GMT)
The silence from Maryland's political leadership was deafening when the news broke that Carlos Montano, an illegal alien, was arrested in Virginia for crashing into and killing an innocent Catholic nun while driving under the influence ("Suspect in fatal accident an illegal," Page 1, Aug. 3).
Politicians in Montgomery and Prince George's counties, which are known sanctuaries for illegal aliens, are quite aware of the dangerous arrest-and-release policies used for drunken-driving and related c
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Resolved Question: More People Going to New Mexico to Get a License Can Same People Now Vote In Local & Federal Elections?
(Wed, 18 Aug 2010 01:50:11 GMT)
New Mexico is seeing an increase in the amount of people applying for driver's licenses, and some say it all stems back to immigration.
That's because New Mexico is one of only three states that doesn't require proof of legal residency to get a driver's license.
Since there's been an increase in foreign nationals getting licenses since the passing of Arizona's new immigration bill, some say more illegal immigrants are coming here because of what they consider laxer laws.
But others say it's
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Resolved Question: Should every law apply to everyone in the country, or should some people or groups be exempt.?
(Tue, 17 Aug 2010 20:08:08 GMT)
If the U.S. is truly a nation of the people, by the people and for the people, shouldn't government obey the laws they expect everyone else to obey?
Laws like counterfeiting. The people at the federal reserve are allowed to print money with nothing backing it all day long, but nobody else is allowed to.
Another one is theft. The IRS gets to steal money, but nobody else gets to.
Murder is another. Abortion doctors get to murder people, but nobody else gets to. If you don't think this is murd
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Resolved Question: How to buy insurance without a agent?
(Mon, 16 Aug 2010 14:49:40 GMT)
can i buy automobile insurance directly from a insurer
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Resolved Question: Should men who can't operate condoms be allowed to?
(Fri, 13 Aug 2010 20:51:44 GMT)
operate motor vehicles?
A condom is a simple device. It has no moving parts, unlike a car. It requires no maintenance, unlike a car. It is much easier to use correctly and safely than a car. But men seem unable to trust themselves to use this simple device properly. Then they get burned, then it's someone else's fault, and they cry and whine and are altogether pathetic and obnoxious.
Do we really want them driving on the same roads with others? I know all young men pay higher insur
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Resolved Question: Is Obama a communist, a fascist, and socialist all in one? Is that why there is so much confusion?
(Thu, 12 Aug 2010 23:49:49 GMT)
* A Socialist. He supports public ownership of the means of production, redistribution of wealth from some segments of society to others.
* A Fascist. He supports State control over private industries and the means of production, and just about every aspect of citizens’ daily lives.
* A Communist. He supports State ownership as well as control of industry and the means of production.
SOCIALIST:
Examples to show that Obama is a socialist include his vote as a U.S. Senator in favor of the Wall
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Resolved Question: in the state of florida if you give someone permission to drive your automobile-are they covered under your i?
(Thu, 12 Aug 2010 14:25:26 GMT)
covered under you insurance policy?
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Resolved Question: automobile accident in a friend's car -- what am I legally responsible for?
(Sun, 08 Aug 2010 04:18:21 GMT)
I was driving a friend's car during a road trip with his permission. He was also in the vehicle when I was driving. We got into an accident and now his car is totalled. I failed to yield and a car hit us. We notified his insurance. They are aware I was driving the vehicle and got my information. My insurance is also aware of the situation. His insurance is giving him $12,000, but he still owes payments. He wasn't going to have me pay anything ( I offered to pay the deductible if his car wasnt
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Resolved Question: Is a requirement to carry health insurance is no different from a requirement to buy automobile insurance?
(Fri, 06 Aug 2010 22:29:53 GMT)
then why we do not subsidize automobile insurance for the poor?
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Resolved Question: Is a requirement to carry health insurance really so different from a requirement to buy automobile insurance?
(Fri, 06 Aug 2010 22:23:03 GMT)
Technically, you don't have to own a car, but for most families, not having a car is not a practical alternative in modern society. The distinction is purely academic for most families. I don't think there are many people who choose not to own a car simply because they have a philosophical objection to automobile insurance. I suggest that the whole argument that the new requirement for carrying health insurance is a novel requirement because the government has never before required people to p
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Resolved Question: Toronto, Canada. Living Expenses.?
(Fri, 06 Aug 2010 16:28:50 GMT)
Hello,
Could someone please give me a quick run down of the living expenses for a married couple living in Toronto Canada?
We are looking at renting a house, So I've composed a list of monthly bills. I just need someone to enter the amounts for me.
1. Rent for a reasonably sized 1/2 bedroom house in a nice safe area $
2. Heating per month. $
3. Electricity per month $
4. Other utilities, such as phone, internet. etc. $
5. Groceries & other essential items $
6. Automobile loan, for a rea
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Resolved Question: S.A.A.Q. purchased value VS Insurance covered value?
(Tue, 03 Aug 2010 23:19:32 GMT)
I was wondering if I say i bought my car ( civic 1999) for 50$ at the Societe Assurance Automobile Quebec to save on taxes, and then I say to my insurance company that I paid 50$ also ( so i don't lie to them) WILL I ONLY BE COVERED FOR 50$ on my car?? i.e if the car gets stolen, i get 50$ ???????? Please its urgent!
S.A.A.Q = quebec and the tax is 7.5% and im paying the car 4,000$ to the guy
Thanksss!!
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Voting Question: Automobile Accident Insurance Question?
(Tue, 03 Aug 2010 21:43:51 GMT)
Hi. I was involved in an automobile accident and ended up hitting two cars. One of the cars I hardly hit, but the lady is now claiming 100,000 for permanent neck injury. I am insured, but if she does get the maximum claim amount, and needs more money, would it be possible for her to access any of my parent's assets? I am a minor, so I am still under their insurance. If someone could help me out, it would be greatly appreciated.
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Resolved Question: Do you think all this talk about having to carry proper documentation on ones person being a hardship,?
(Mon, 02 Aug 2010 20:16:35 GMT)
Do you think all this talk about all this talk about having to carry proper documentation on ones person being a hardship, or that it is like Nazi Germany – is simply a lot of hog wash ?•What if I were to be pulled over by the police for speeding – they will ask to see my drivers license and proof of insurance. Isn’t that asking for proper documentation – i.e. to prove that I have taken the necessary tests and have been approved to drive a car – AND – that I am obeying the law by carrying t
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Voting Question: **** Am I a Jerk for this?
(Sun, 01 Aug 2010 23:10:12 GMT)
I started dating an International student a year ago. I fell so in love with him in such a short time. Everytime we would go anywhere, is was like I had blinders on. No matter who was around or how hot they were, I just did not notice them. I only saw my KIKA. He had not owned his own automobile since he moved to the US 3 years prior to my meeting him, mostly because of his Ex. I learned that his dream car was a Red Dodge Ram pickup. I then started my search and found a Red Dodge Ram with raci
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Resolved Question: **********Am I a jerk for this?????
(Sun, 01 Aug 2010 22:36:48 GMT)
I started dating an International student a year ago. I fell so in love with him in such a short time. Everytime we would go anywhere, is was like I had blinders on. No matter who was around or how hot they were, I just did not notice them. I only saw my KIKA. He had not owned his own automobile since he moved to the US 3 years prior to my meeting him, mostly because of his Ex. I learned that his dream car was a Red Dodge Ram pickup. I then started my search and found a Red Dodge Ram with rac
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Resolved Question: how to buy insurance without a agent?
(Thu, 29 Jul 2010 23:32:46 GMT)
can i buy automobile insurance directly from a insurer
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Voting Question: Auto Accident settlement?
(Mon, 26 Jul 2010 21:41:35 GMT)
I am a 21 yr old male that was involved in an automobile accident in February of this year which resulted in my car being totalled. I feel they could have repaired the vehicle versus selling it at an auction. They wrote out a check for $13,500 to my finance company. I have been through a lot of pain and stress due to the fact that I lost my job because Georgia doesn't offer public transportation to Suwanee and now I do not have a vehicle. I have to pay for bus transportation and rental cars to
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Resolved Question: How to obtain online automobile insurance quotes?
(Fri, 23 Jul 2010 17:17:57 GMT)
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Resolved Question: Can a Canadian buy and drive a car in Los Angeles, California?
(Fri, 23 Jul 2010 13:48:25 GMT)
I am a Canadian holding a Canadian driver licence for over 20 years. I am planning to stay in Los Angeles, California for 6 months within a calender year in the coming 5 years. Can I buy a car and drive it with my Canadian driver licence? Can I get a automobile insurance in California? Thank you in advance for your help.
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Resolved Question: How can i make 3-5 grand in roughly one year?
(Thu, 22 Jul 2010 07:42:56 GMT)
OKAY, i`m 16 and recently i was involved in a one person automobile accident. I totalled the Subaru Outback my parents gave me for my birthday. Lately it`s been really rough without a car, i can`t see friends often and i have to really on my parents all the time. Driving rely gave me a sense of freedom. Anyway... My parents agreed to pay for my insurance when i get another car but they are not going to buy me a car (which i think is fair). I am aiming for a 1997 Honda Civic Lx Sedan which sell
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Resolved Question: First automobile purchase!?
(Sun, 18 Jul 2010 07:36:41 GMT)
I am a first time vehicle buyer. I will be graduating college soon and getting a vehicle so I can go get a job in the "real world." I will have roughly $5,000 to spend and have been looking into the possibility of payments on a vehicle, but payments would have to be small (at most $100 a month for about a year).
My question is what vehicles will give me the most bang for my buck? I also have to be able to afford insurance, so I am looking for vehicles around the 1993-1997 range, maybe newe
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Resolved Question: Good insurance policy for rented camera equipment?
(Tue, 13 Jul 2010 21:44:42 GMT)
I need to find an insurance company which will allow me to meet the terms and conditions stated below for a 2 week period.
------
INSURANCE
Proof of insurance will be required prior to start of rental or production. Customer must provide R & R Lighting Co., Inc. with evidence of:
# Comprehensive Liability and Automobile Liability Insurance in the amount of $500,000 each for:
* Bodily Damage Liability,
* Property Damage Liability or
* Combined Single Limit Bodily Injury and Prope
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Resolved Question: Should I have full coverage on my automobile if it is payed off?
(Tue, 13 Jul 2010 20:03:00 GMT)
Im in the process of possibly switching auto insurance companies. I have full coverage, but wondering if it is necessary... or should I opt for liability
Im keeping insurance on it... smartie. I just dont know if a lower level would be better.
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Resolved Question: Have you ever felt psychologically "frozen" and cannot find the will to do almost anything (explanation below)?
(Sun, 11 Jul 2010 03:54:40 GMT)
This is rather lengthy, and I certainly understand if you don't want to read so much.
I'm 35, white male, never been married, no girlfriend, no kids. I have no debt, and graduated in college with a B.A. and gained a license to teach Spanish 7-12. I graduated at the very top of my college class, although going to college in my 30s was extremely psychologically stressful for me.
When I was a young person, I had a phobia about talking with girls my own age (and still do most of the time), due
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Resolved Question: What happens when you take Insurance and taxes out of peoples lives?
(Sat, 10 Jul 2010 04:58:59 GMT)
For instance medical insurance, wouldn't you start getting medical conditions cured, since you took the profit out of the equation?And Automobiles, wouldn't it make cars more affordable and safer and cleaner?And Taxes, if people weren't taxed over and over for the same thing they already paid taxes on once? Wouldn't that make for a more productive and happier Country?What kind of Country would that be called?
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Resolved Question: Do you need insurance to drive a scooter?
(Sat, 10 Jul 2010 01:35:38 GMT)
I'm thinking about purchasing a scooter, would I need to get automobile insurance like I would a car? Would I need a particular driver's license as well? I live in the U.S.
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Resolved Question: How can we make LeBron pay?
(Fri, 09 Jul 2010 03:26:00 GMT)
Boycott his sponsors? "He had a $90 million shoe contract with Nike Inc., the world’s largest athletic shoemaker, before playing his first pro game. He also endorses McDonald’s Corp., the world’s biggest restaurant company; Coca-Cola Co., the world’s biggest soft-drink maker; and State Farm Mutual Automobile Insurance Co., the largest U.S. home and auto insurer. "
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Resolved Question: Will Obama pardon him harboring illegal aliens, visa fraud, conspiracy to commit visa fraud?
(Thu, 08 Jul 2010 01:12:25 GMT)
Will Obama pardon him harboring illegal aliens, visa fraud, conspiracy to commit visa fraud and concealing undocumented foreign employees from federal immigration officials ? Mill Valley windshield magnate was sentenced to 42 months in prison in a federal wire fraud case, authorities said Wednesday.
Mehrdad Hakimian, owner of Glass Emporium of Marin, was also ordered to pay a $150,000 fine, said Joseph Russoniello, the U.S. attorney in San Francisco.
The case involved a two-year FBI investi
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Voting Question: Poll: When it comes to living within your means, are these things "needs" or "wants"?
(Wed, 07 Jul 2010 21:35:52 GMT)
Shelter or housing -
Television -
Refrigerator -
Stove -
Telephone -
Electricity -
Water -
Garbage Service -
Automobile -
Food -
Medical Care -
Medical Insurance -
Prescription medications -
What needs are missing?
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Voting Question: Selling/Buying an automobile?
(Mon, 05 Jul 2010 18:56:12 GMT)
I currently have a 2006 4runner limited with 56000 miles on it. I've spent over thirty thousand dollars on it, (cost of the car, insurance, etc). I feel that I should sell the car while I can still get around twenty thousand for it, and buy something cheaper, I can't stand spending this much on a car. People who know the deal, what do you think?
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Resolved Question: Injury Settlement offer?
(Wed, 23 Jun 2010 04:20:56 GMT)
My 2 year old son and I were in an automobile accident and the other party was already proven to be at fault. We had burns, cuts, bruises to face , neck, collarbone, knees, chest, arms, hands, pelvic region and my right ankle is sore and gives out sometimes when I am walking. No broken bones. I'm 28 years old and this is my 1st accident. Both cars were totalled with both airbags deployed. The insurance adjuster said something to me about an injury settlement...how much do you think they will o
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Resolved Question: I was involved in a car accident. When I went to get all the information so I could file an report the lady?
(Tue, 22 Jun 2010 03:51:39 GMT)
get all the information to make an file with the police. She told me that the car was her mother car and that she (relating to herself ) did not have a drivers license or automobile insurance and she did not think her mother had insurance. Later that same day she text me and told that her dude was in Detroit and would not be back until Wednesday. All I had was the color, make and license plate number. I don't know what to do, because I feel she will get away with this.
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Resolved Question: Where can I find training classes on how to prepare automobile repair estimates?
(Mon, 21 Jun 2010 14:50:37 GMT)
I need to learn this trade in order to get a job as a CAT adjuster. So far all the training locations (Vale, ADP, Audatex) require affiliations with insurance companies and/or dealerships/repair shops.
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Resolved Question: Do you always have to pay a extra automobile comprehensive when you buy a new car with monthly payments?
(Sun, 20 Jun 2010 15:37:12 GMT)
For Insurance
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Resolved Question: Help on driving test questions?
(Sat, 19 Jun 2010 18:22:17 GMT)
1 In terms of automobile insurance, California is a:
A) At Fault state
B) Common Fault state
C)No-Fault state
D)None of them
E)San Andreas Fault State
2 A diamond shaped yellow sign means:
A) Caution ahead
B)Railroad crossing
C)Stop ahead
D)Construction
E)Speed limit sign
3 The Safety Council recommends waiting until your child is ___ or around ____ before riding up front.
A) 9 years old; 90 pounds
B) 11 years old; 100 pounds
C) 10 years old; 100 pounds
D) Non
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Resolved Question: Match Propaganda Please help?
(Wed, 16 Jun 2010 12:52:41 GMT)
Directions: Match each propaganda technique with the appropriate definition and/or example.
A. Glittering Generalities
B. Plain Folks
C. Testimonial
D. Fear
E. Euphemisms
F. Bandwagon
G. Name- Calling
H. Transfer
1.everyone else is doing it, and so should you
2.Since few of us want to be left behind, this technique can be quite successful.
3.A television commercial portrays a terrible automobile accident, and reminds viewers to wear their seat-belts.
4.As baby boomers approach their sixth
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Resolved Question: Modifying a leased vehicle when I am planning to buy out?
(Mon, 14 Jun 2010 19:29:05 GMT)
Just looking for a little advice on my situation. I apologize in advance for my use of car lingo, as you will likely be able to tell I am not very knowledgeable in anything to do with automobiles.
So my husband has made some alterations on our leased Mazda (done without my knowledge) and I am a little concerned that we may be charged, or our agreement voided for what he has done before we can buy out. For instance if they do the inspection before the buy out, or if they see it for regular ma
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