- Open Question: Does anyone know anything about Medicare supplemental insurance?
(Tue, 10 Jun 2008 23:18:26 GMT)
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I am young and have lupus and I am on disability and have Medicare. The Dr. bills are killing me - I have 6 Dr's and they charge me at least $50 each visit (usually monthly sometimes more!) So over the years, it has really added up! I want to know about supplemental insurance so it wont get worse than it is now. Any suggestions?
- Open Question: I am not disabled due to Pulmonary Fibrosis and had long term disability with Standard Insurance?
(Tue, 10 Jun 2008 22:42:31 GMT)
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out of Portland Oregon.. They stopped my long term disability in March of 2004 and have not paid another penny to me even though I have stayed in constant contact with them....Anyone out there had trouble with them or another long term disability insurance company and what did you do about it. Thanks
- Open Question: No Workers Compensation in permanent disability benefit payments (non-vocational) when returning to work?
(Tue, 10 Jun 2008 03:50:09 GMT)
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If someone is injured on the job and found to be permanently partially disabled by California's workers compensation and forced to return to work on a modified work. Now that he has returned to work, the insurance company has stopped payments .
Will he get any permanent disability benefits while working on a modified job?
It states that permanently disabled employees get either a lump sum or partial payment in California. Anyone have any idea of if this is going to happen now that he is
- Resolved Question: Disability Insurance in Vermont?
(Tue, 10 Jun 2008 03:02:50 GMT)
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Does anyone know if it's legal in the state of Vermont to employee people without disability insurance? I know it's illegal in New York. I'm out of work due to pregnancy complications for 3 weeks or so and I can't collect disability for this or my maternity leave because they said they don't have disability insurance. I called a lawyer, but haven't heard back from them yet. Just curious if anyone knows the answer to this question.
Thanks
I don't have paid maternity leave, or disability... not
- Open Question: insurance claim workers comp cheks ????
(Tue, 10 Jun 2008 01:03:05 GMT)
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i got injured 2 months ago . next month the insurance will let me know if there gonna accept the claim ,i been getting checks since 2 weeks ago from state disability so ,is the insurance going to owe me money for the whole time that they been investigating ? or is gonna go to the state . by law the insurance has till next month to make a decision ,
- Open Question: KNEES PLEASE-Any construction workers get disability for knee replacement?
(Mon, 09 Jun 2008 18:28:24 GMT)
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Insurance and docs say it is due to osteoarthritice (only partially true-other family members have it-all desk workers,but no knee replacements).I know it is due to my walking around for 25 years with 20lb bags and 30-40 lbs of studs in my arms.I just need the full benefits for 6-12 months recup. time.
The conidion was hugely aggravated by the work that I did(I'm by no means a free loader). I did not realize this until it became too late-please answer only if you know something.
- Open Question: Can someone with clinical, chronic depression claim disability?
(Mon, 09 Jun 2008 16:27:36 GMT)
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A friend of mine has terrible depression that is controlled by medication. Even though it is being treated, she still has her good and bad days. It has affected everything in her life and she finds it difficult to work. The problem is made worse by the fact that employer after employer seems to see her problem as a character flaw. Can she claim for some kind of disability insurance? I know people who are on disability for other kinds of chronic illnesses. Does depression count?
- Open Question: I am pregnant and self employed without maternity benefits. Can I get short term disability from my state?
(Mon, 09 Jun 2008 13:52:22 GMT)
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I have an in home preschool and we have health insurance through my husband. However I will be having a c-section with this baby meaning I will have time off without pay. Do you think I can get short term disability through my state?
- Open Question: What are the requirements for MN state health care? Could I possibly get on it (I just graduated)?
(Mon, 09 Jun 2008 10:49:00 GMT)
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My mom has State health care and since my asshole father just cancelled mine (even though my mom pays for it, sorry im so pissed) Im wondering if I could possibly get this health care. I just graduated college, haven`t worked for over 3 years cause i was in school, and am disabled due to back surgery (in other words, I cant work a full-time job, ive tried, its too much for me). Beyond my disability I have many health problems so not having insurance isn`t really an option.
Can a recent colle
- Open Question: Should a JAMS arbitrator have disclosed any potential conflict of interest?
(Sun, 08 Jun 2008 03:20:16 GMT)
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Are JAMS arbitrators required to disclose any potential conflicts of interest with parties in the case, such as a disability insurance carrier? Like, if the arbitrator owned stock in the company or had a relative employed in the company?
At what point should the arbitrator have done this?
After the arbitrator decision is made, how could I get this information?
- Open Question: When getting a medical settelement,does anyone know how this works?
(Sun, 08 Jun 2008 00:01:24 GMT)
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Do you pay all Dr.office appointments,and any or all medicines and any surgreys if needed or if you have a health insurance do you continue just paying co-pay ?Will the settlement affect your disability check?
- Open Question: disability income?
(Sat, 07 Jun 2008 16:55:49 GMT)
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I was in a severe car accident 2 weeks ago and haven't worked since. Should I be entitled to something like disabilty insurance or something else due to my lack of income at this point?
- Open Question: Can Unemployment be chaged to disability?
(Sat, 07 Jun 2008 05:00:30 GMT)
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I laid off on last of April and i got one check of unemployment insurance at the end of may then I had a car accident in the second day of June,Do I qualify to change my unemployment to disability?
If yes,the unemployment will be held until my disability benefits expire?
Thank you.
- Resolved Question: Would contacting a lawyer help? Anyone have a similar experience?
(Sat, 07 Jun 2008 00:38:07 GMT)
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I feel like I am losing my mind here. I can't work because there is something seriously wrong with my leg/hip/thigh & I can't get medical care, and SSI has denied me because there is not enough Medical information for them to go by they said. I cannot GET diagnosed because we can't afford for me to see a doctor. I've heard time and again how difficult it is to even get Social Security-and many have said you have to get a lawyer. I have no idea what to do at this point. I am on the FHIAP(family
- Resolved Question: Are Fathers really getting "True" Equality?
(Fri, 06 Jun 2008 15:44:15 GMT)
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June 2006 ?? THE WAR ON FATHERS: How the 'feminization of America' destroys boys, men ?? and women
The June edition of Whistleblower magazine is a mega-eye-opener exploring one of the most crucial but little-reported phenomena of modern America ?? what WND calls "THE WAR ON FATHERS."
The evidence of this almost unthinkable scenario is everywhere:
SCHOOL: In public school classrooms across America, in every category and every demographic group, boys are falling behind. Girls excel and
- Resolved Question: Could I get a lawyer to help me answer this?
(Fri, 06 Jun 2008 14:28:50 GMT)
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I am an honorably discharged, disabled American veteran. My disability rating is 70% but I receive 100% benefits due to unemployability. All of this is concerning the State of Texas. Please keep in mind that this is NOT the entire story. My daughters were living with their mother and others many of whom were drug users and alcoholics. They were in a dangerous and neglectectful situation and I wanted to get them out. I tried the court but I didn't have the money to hire a lawyer as my rating wa
- Voting Question: whats co-pay?
(Fri, 06 Jun 2008 08:05:21 GMT)
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What kind of health insurance involves a co-pay for doctor visits?
A. Disability
B. Life
C. Managed care
D. Fee-for-service
- Voting Question: if you are going to get a tummy tuck , do u have to tell ur employer when asking for time off?please read?
(Fri, 06 Jun 2008 01:06:13 GMT)
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if someone is planning to to a cosmetic surgery and is going to need more than a week to recover, Does your employer have to know what you are getting done, Will disability insurance pay you will the time you are out. how do people go about keeping ther jobs and getting enough time to recover without loosing there jobs?
- Voting Question: Life insurance through disability until age of 65. Now they say there is no policy for me.?
(Thu, 05 Jun 2008 19:17:56 GMT)
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In 2003, I received an award letter of life insurance until the age of 65. I called the company recently to see about it and they said another company had taken over-I called them and they said I was not in the system and said to call a 3rd company which may have taken over my policy. I called them and they said, No-I have no life insurance policy. Where and who can I get in touch with regarding the policy I was awarded and it seems to have disappeared.
- Voting Question: Fiance is coming off short-term disability, what are her rights?
(Thu, 05 Jun 2008 15:06:25 GMT)
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My fiance (we live in Michigan) just gave birth to our son after being on STD for the last 6 months. It's kind of a unique situation, where she went on disability 3 or 4 days before a change of ownership of the company she worked for due to serious health issues. Is the new owner required to take her back in an equal capacity (she's fine now)? Also, the new owner did not offer health insurance when he took ownership, but rather reimbursed ALL 10 employees COBRA payments. He paid her Cobra
- Open Question: I am totally diabled but want to work.If I ask for partial disability will that hurt me?I am great with music.
(Thu, 05 Jun 2008 14:37:08 GMT)
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I went to voc. rehab to try starting a music publishing business as people always ask me to put music to their songs.They said they couldn't help because of my status. But if I was on partial they could probably help.What should I do?I don't want to lose my medical insurance but I need to supplement my income. Help!
- Voting Question: I have a question about long-term disability and the incentives to return to work.?
(Thu, 05 Jun 2008 13:08:25 GMT)
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I am six months into initial treatment for rhuematoid arthritis. I finally received long term disability, but now I am being reevaluated. The issue now is not whether I am able to perform my previous job, but whether I can perform any job. The insurance provider says they will attempt to find another job with my employer. My question is what if another job is not available, will I be disqualified for continuing to receive LTD payments. Does anyone have experience in this area?
While I a
- Voting Question: Fired & pregnant? Better to abort now?
(Thu, 05 Jun 2008 04:13:14 GMT)
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I'm 9 weeks pregnant and been having severe nausea for the past 6 weeks, all day, every day. I told my OB/GYN that I was so sick, I had to leave work early everyday, and asked him if he could fill out my FMLA papers so I wouldn't get fired (I work for corporate drones, they are not supportive at all, it's all about making money for the firm & upholding their image to the shareholders). I used all my vacation & sick time, and was denied a leave of absence until I felt better. They know I'm preg
- Resolved Question: With your disability, do you ever struggle with medical insurance &/or bills?
(Thu, 05 Jun 2008 03:57:02 GMT)
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- Resolved Question: Lost 29 year job, mental illness. insufficient pension. dont qualify govt programs, cant get help.?
(Wed, 04 Jun 2008 17:47:57 GMT)
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Clean and sober for 10 years. Recently deemed unable by employer to peform job after 29 years on job. Am awaiting decision on social security disability benefits. Cannot work. After taxes and back pension loan, I receive 1054 a month. Have applied for assistance for first time in life after working and paying taxes for 40 years. I don't qualify for anything. Went to charities. No young children. Don't qualify. Stuck in middle. Cant pay rent and still provide own transportation, car
- Voting Question: Anyone had experience transitioning from Disability to Unemployment Insurance?
(Wed, 04 Jun 2008 06:40:41 GMT)
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This is NOT workers compensation related and my employer let me go after being out of work for 5 months so that's why I need to file for unemployment. My release is very limiting to any future employer at this time so the chance of anyone really hiring may be quite slim. I've been off work now for a little over 6 months. Will likely have to totally change my career field due to not being able to physically do the same type of work any longer I've done for the past 25 years. BTW this is because
- Voting Question: Health Insurance Question...?
(Tue, 03 Jun 2008 22:38:29 GMT)
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I am going on short term disability tomorrow. My work is asking me to pay my health insurance premiums completely; I will not have to pay my disability premium. They are currently $500 and I pay $25 of that monthly.
I have health insurance through my husband too. I had thought about dropping the insurance from my work before because of the double coverage; I never did because it was only $25, and the coverage is a little bit better. Now I really want to drop it because they are going to make m
- Voting Question: How do I prove that my son's father is receiving Social Security Disability Insurance?
(Tue, 03 Jun 2008 14:24:38 GMT)
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I have sole custody of my son and his father has not paid any child support in over a year now and prior to that had paid a sum total of $150 in the preceding two years.
He is claiming in court that he is unable to work and that he is fighting for SSDI. In the past he has taken his son as a tax deduction on more than one occasion which he has no right to do. I am trying to find out if he is indeed getting SSDI and collecting his son's monthly stipend as well
- Resolved Question: My brother has no health insurance...How can my family help him?
(Mon, 02 Jun 2008 23:04:04 GMT)
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My brother was laid off from his job some years ago and now he is currently applying for disability. He is sick and I would like to know if one of us can add him to our insurance plan or will we have to pay for a separate policy for him.
- Voting Question: State or Gov't assistance for Stroke Survivors???
(Mon, 02 Jun 2008 16:59:56 GMT)
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My mother has over tha past 2 months had 2 strokes and a heart attack... she is now recovering but needs care. I as her daughter am not able financially to take care of her or have her live in my home, as well as her family (parents, and sisters etc...), and none of us have alot of money as well as my mother... Is there any type of assistance or care is available for people with little or no income?? I heard somewhere that the state can pay for a caregiver, apartment etc..Yet I dont know i
- Resolved Question: Has anyone heard of MA-EPD?
(Mon, 02 Jun 2008 05:54:47 GMT)
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Hi I live in MN, I am trying to get my mother health insurance, she makes 9.50/hr, has chrones disease and rumatory arthritus. Her doc has wrote a note saying that she is disabled but she still wants to work but needs ins. so i found a state program called MA-EPD medical assistance for employeed people with disabilities. No one else will insure her so this is her only chance. It says on the form that you need to be certified to have a disability by the state medical reveaw team, does anyone
- Voting Question: Spanish Insurance question?
(Sun, 01 Jun 2008 20:05:42 GMT)
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Hello how do you say this in spanish?
disability insurance
- Resolved Question: What percentage of lost wages will Insurance companies pay?
(Sun, 01 Jun 2008 06:42:08 GMT)
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I was recently in an auto accident. I was rear ended. An officer witnessed the accident and wrote on the police report that the driver that hit me admitted he was paying attention to him and not me and blasted me from the back. So proving fault is not an issue. I have severe whiplash and seeing a doctor which started cotizone shots. I am also out of work now due to the accident. I have Geico and they have been wonderful so far. Easy with the claims, rental etc. I elected to have Geico go after
- Resolved Question: My sister has been living with her boyfriend for a while and today she called me upset and I went and?
(Sun, 01 Jun 2008 03:33:39 GMT)
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picked her up, so she can leave him. He want even buy toilet tissue and she is in desperate need of medical care. The doctors found high enzyme levels on Friday and want her to go to digestive disease to have some tests. The jerk would not even offer to pay for this. She is trying to get her disability and has no insurance. He didn't even want her to call me on the phone. I am so glad she has left him. He is crazy and is abusing narcotics. Please share your story.
- Resolved Question: What is the best way for a holistic health practitioner to successfully file a disability claim?
(Sat, 31 May 2008 16:39:11 GMT)
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I'm having a hard time finding the best way to position my back injury to my private insurance comany in light of my job description as a spiritual healer. I'm seeking specific information about how to get this claim approved.
- Resolved Question: What should I do about my ex employer and their insurance carrier?
(Sat, 31 May 2008 16:06:20 GMT)
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I was hurt on the job 12/11/2007, I informed my employer Risk Manager, I called her left messages never return my calls. I finally speak to her six days after I got hurt. and I was the one who call her not the otherway around. In the employee hanbook it is written:The Risk Manager for BV is responsible for administration of all BV Worker??s Compensation claims. In addition, the Risk Manager will aid the employee in coordinating the appropriate medical care.? Despite, Mrs. K. knowledge of my