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Cancer Insurance - Financial Peace of MindCancer insurance policies for groups and individuals to supplement existing health insurance policies or income.
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Cancer Insurance - A Low Cost Solution to The High Cost of CancerCancer insurance fills in the gaps that health coverage doesn't for just pennies a day. Get a online quote today and see how you can protect your ...
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Cancer InsuranceCancer Insurance ... Helping You Afford the Best Treatment Available to Fight Cancer: Advances in cancer treatment are saving more lives than ever before. ...
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Insure.com - Evaluating cancer insuranceHow to select a cancer insurance policy and determine whether it's a good bet.
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A Shopper's Guide to Cancer InsurancePublication of the Wisconsin Office of the Commissioner of Insurance describing cancer insurance policies and the limitations many of these policies have.
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Cancer Insurance from Mutual of OmahaOdds are cancer has impacted you or someone you know. Treatment costs and lost time at work can take a significant financial toll. Our Cancer Insurance Can Help.
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Cancer Insurance Quotes | Cancer Insurance InformationCancer Insurance quotes and information. Cancer insurance pays benefits directly to the insured.
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Cancer Insurance Policy: Cancer Policies Offer Needed ...Cancer can strike anyone at any time regardless of lifestyle. Learn more about cancer ... Cancer Insurance Coverage. Cancer can strike anyone at any time regardless of lifestyle, ...
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Cancer Insurance - Quote Cancer Insurance OnlineCancer insurance helps you: Manage the high expense of treatment. Preserve your savings ... Early detection of Cancer increases chances of Survival. Name: Age: ...
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Cancer Insurance - What is Cancer Insurance - Do You Need ...Cancer insurance has grown in popularity over the years, but do you need it? Read more about the pros and cons of cancer protection insurance.
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Cancer Insurance - Learn About Cancer Insurance PoliciesCancer Insurance can help you deal with the financial burden of dealing with cancer. Learn which cancer insurance policies are right for you.
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Cancer Insurance, Cancer Treatment Insurance Policy | AflacCancer insurance coverage from Aflac provides benefits for every part of the treatment regimen from hospital confinement to radiation and surgery
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CONSUMER'S G UIDECancer insurance is sometimes referred to as a "specified disease" or " ... NEED CANCER INSURANCE? If you are considering the purchase of cancer ...
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Cancerare currently enrolled in NCFlex Cancer Insurance, you may increase ... In addition to cancer coverage, this insurance pays benefits for 29. other specified ...
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Affordable cancer insurance with free quotes for individuals ...Cancer insurance provides benefits only if you get cancer. ... If you are considering cancer insurance, ask yourself three questions: Is my current coverage adequate for ...
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Open Question: so when do I get my first check?
(Wed, 17 Mar 2010 19:23:40 GMT)
Newton -- I wanted to take a moment to thank you directly for the outstanding work you've been doing as part of Organizing for America's Final March for Reform. I can tell you that your voice is heard in Washington every day. I see how your efforts are moving us toward victory. But I also know that with just days remaining, the final vote is shaping up to be extremely close. Everything we've worked for is on the line, and your voice is needed now more than ever before. Raise your voice today: We must all speak out together to finish the job. In these final, crucial days, much more will be asked of us. Our resolve will be tested. During moments like this, I believe it's important to remember why we have worked so hard for so long. That's why I spoke to the country Monday at a gathering in Ohio and said it plainly: I'm here for Natoma. Natoma Canfield is like most of us: She works hard, and tries to do what's right. Years ago, she had battled back from cancer, so she always maintained health insurance in case she ever really needed it again. But because of her medical history, the insurance company kept raising her deductible and her premiums. Last year alone, Natoma paid over $10,000 in monthly premiums and co-pays, while her insurance company chipped in just $900. And then they hiked up her rates another 40%. She simply couldn't afford it -- she had to cancel her policy. That's when she wrote to me. I read her letter, and shared her story with insurance company CEOs as another reason why the system has to change. That was two weeks ago. Then, just last week, the unthinkable happened: Natoma collapsed, and was rushed to a hospital. It's leukemia -- the cancer has returned. Now she's in the hospital, worried sick not just about her condition, but how she'll financially survive. So why am I still in this fight? Simple. I'm here for Natoma. I'm here because of the countless others who have been denied coverage because of pre-existing conditions. I'm here for the small business owners forced to chose between health care and hiring. I'm here for the folks who are forced to watch helplessly as their premiums skyrocket with no reason or recourse. And I'm here for my mother. She died of cancer, and in the last six months of her life, I saw her on the phone in her hospital room arguing with insurance companies instead of focusing on getting well and spending time with her family. As I was finishing my remarks Monday, a woman in the crowd called out, "we need courage." She's right. The politicians in Washington need courage to face down the powerful interests who have held back progress for far too long. And all of us who share this cause need courage to speak up with persistence and clarity in these final days. I've always found that courage comes from remembering that we fight for something and someone beyond ourselves. It comes from our faith. And it comes from our commitment to those we love. So please take a moment to remember those who inspire you -- those who give you the strength to march on. There's very little time left, and still much to do. But I believe to my core in the power of Americans to change history when we put our mind to it. And if you'll stay with us in these final days, I know we can do it again: http://my.barackobama.com/speakout Thank you for making it possible, President Barack Obama
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Open Question: how can this healthcare reform give everyone quality care?
(Wed, 17 Mar 2010 19:16:43 GMT)
If you can't afford insurance you can get government help. Well with thousands without paychecks going for government help how can you possibly quality healthcare. A heart specialist or cancer doctor are not going to take public aid. If you need a transplant or surgery how is that going to happen. Transplant are hundreds of thousands plus aftercare . Are those places going to take a cut? The answer to that is no. Insurance pools are not going to provide quality care .We already have medicaid and you have little choice of doctors. If medicare and medicaid are not paying now how does anyone think their going to pay for thousands more? Why don't they mention drug companies taking a hit when the media is reporting. We need reform put it must start within the system we have or its going to fail.
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Open Question: What if you could drive w/out ins & pay small fine YET when you crash you could buy ins to cover it afterward?
(Wed, 17 Mar 2010 18:52:26 GMT)
This is in essence the Healthcare bill the Democrats are pushing - they want use the analogy that you are required to buy Car insurance why should you not be mandated to buy health insurance - BUT the fact is you CHOOSE whether to buy CAR. The Healthcare bill MANDATES you buy Health insurance YET unlike State mandated Car insurance the FINE for NOT having the insurance is a tiny amount and many times cheaper then buying health insurance. - NOW if you get sick - say Cancer and you don't have insurance the healthcare bill mandates that the health insurance companies can NOT deny you coverage for preexisting conditions. - This is the same as if you crashed your car then called Geico and bought car insurance and then they had to pay for the crash you had BEFORE you bought the insurance. DO YOU THINK IT WOULD BE FAIR FOR YOU TO BE ABLE TO CALL A CAR INSURANCE COMPANY AND BUY POLICY WHICH MUST COVER A CRASH PRIOR TO YOUR POLICY PURCHASE??? WHY SHOULD HEALTHCARE INSURANCE BE REQUIRED TO? IS THIS ANOTHER WAY THE OBAMA ADMINISTRATION IS TRYING TO BANKRUPT THE INSURANCE INDUSTRY???
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Open Question: So why are we doing this health care thing?
(Wed, 17 Mar 2010 17:23:53 GMT)
What are the benefits to the left's big push for government controled health care? 1. Insurance premiums will increase, not decrease. AP fact check says so: http://news.yahoo.com/s/ap/20100317/ap_on_bi_ge/us_health_overhaul_fact_check 2. The president says that his bill will cover 95% of Americans. 95% of Americans are covered now. 3. The president says that it is necessary to kick start the economy, that it will save businesses a great deal of money that they now spend on insurance. No it won't. See the article in the first point. 4. The poor already have quality health care provided at my expense. It is the middle class, those who can afford, but choose not to purchase necessary insurance that this is meant to cover. Why? 5. Nancy Pelosi says that it will reduce the deficite. She points out CBO numbers to support her lie using HER figures and parameters. No it won't. Is anyone really stupid enough to believe this? 6. We have the debt today of a 3rd world nation and yet we're going to take on this catastrauphic new entitlement? So, please. Someone tell me again why we're doing this? I do not see a single benefit to any of this. And yet, you'd think that this was a cure for cancer and without it, millions would die! When, in fact, no one...NO ONE...is dying now for lack of health care. Even the examples used by the President are shown to not, in fact, be examples. Every example he brings up is...wait for it...receiving health care! So, again, why? I would love for the President to give us a straight answer. An honest answer. Why, Mr. President? Why are you doing this? @ooohbother: Medicare. The poor have medicare which denies them NOTHING. And no, the number of truly uninsured Americans is around 10 million, which is less then 5 percent of the population. @BidD: Big, I'm 50. I've been a type 1 diabetic for almost 30 years. (Can you say pre-existing condition?) I've been provided with insurance or bought my own insurance for every one of those 30 years. Your claims are bogus and, with all due respect, I believe they are lies. If they're not, then you're silly for continuing to pay for this insurance. There are a hundred other companies out there that would love you business. @whtennisfan115: That paragraph was not the 'concluding paragraph' it was simply another point made by the article. True, 'misunderstanding' can be addressed, but the rest of the article makes the point quite clearly that neither individual or business rates would decrease. I suggest you read the whole article rather than cherry pick one paragraph that makes your President look not quite so bad.
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Open Question: Did the health insurance industry mess with the wrong man's mother?
(Wed, 17 Mar 2010 15:25:08 GMT)
Life is full of unintended consequences such as George Wallace of Alabama blocking the entrance to the University of Alabama instead of escorting the new black students to class and wishing them well. Years of strife followed his decision. If the insurance company had not have tried to push Barack Obama's mother around while she was dying to cancer, would they be facing the situation that they now face? Like George Wallace, if the insurance company had simply paid for the medical bills for which she bought coverage, would they not have saved themselves from the firestorm? They had no idea at the time that the woman's son would become the President of the United States and would later come back to haunt them and their money grubbing practices. Does this not simply show that individuals and corporations should be more careful in whose mother they push around?
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Open Question: Pain in right side of throat/neck question?
(Tue, 16 Mar 2010 20:00:17 GMT)
I'm looking for other resources when it comes to finding an answer for my neck/throat/back problem. I've had pretty intense neck, throat and back pain on the right side of my body for quite some time now. In the throat it just feels irritated i guess because it's so inflamed that when I swallow I can feel everything touching. In my neck it hurts from the spine all the way up to under my chin and even my right ear. The right side of my upper back from the spine out towards the shoulder blades often hurt as well. Although the back pain is almost never as bad as the rest. There is also a long knotted thing on the ride side of the back of my head, the best way to describe it is where the right side of my neck meets my skull. It's really elongated I'd say a couple inches and no more than a quarter inch side and it hurts like hell. I've seen numerous Doctors and spent thousands upon thousands of dollars over the last couple of months out of pocket, due to no insurance. I don't know if I can't get an answer because I don't have insurance or if all these idiotic Atlanta area Doctors are really as no good as they seem. I've been to sever ERs, several ENTs, a Neurologist and had multiple CTscans. I've had ct scans of my throat/neck and my brain to check for tumors and none were found. I've also had xrays of my neck as well. I do have several large and sore lymph nodes on the right side of my neck but they've been there since puberty and that was 10+ years ago. And no Doctor seems to think they are much of any concern. I've also had blood work to see if I could possibly have a cancer or lymphoma and nothing has been out of the ordinary. I'm not crazy and I'm tired of being in constant pain all the time and I am losing faith in these Doctors. I really don't know what else to do or who else to see but I am still greatly concerned because it's not normal when you have lumps on the back of your head and the right side of your throat is so inflamed that food gets stuck. Yet, no Doctor seems to have an answer at all. I did have a football injury 7 years ago that was so intensely painful on my neck and spine that I ended up going to the ER. They never told me what was wrong but they gave me a shot in the spine and immediately the pain went away. I don't think that has anything to do with this since it's been so long but who knows. Anyone else have the same or similar problems? I'm in my 20's male and mixed white/asian if that helps. I'm trying to save up to go back to another Doctor but since funds are limited I really need some direction this time knowing which Doctors are going to be my best bet.
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Open Question: Is it bad to go 2 yrs with a bad gallbladder?
(Tue, 16 Mar 2010 16:15:42 GMT)
I have had a bad gallbladder for 2 years or more. The first one was so bad that I fell to the ground screaming. My mom took me to the ER and all they said was i had slush in my gallbladder(like peanut butter) is how they described it. I through up probably 15 times that night.I COULDN'T STOP. Then about 4 nights later the same thing but worse happened again. So bad that when i was in the ER I passed out in the bathroom from throwing up so much, the nurses had to come pick me up. They still didn't do anything. Said it was just slush and they couldn't take my gallbladder out unless i had gallstones. I can handle pain, i had cancer when I was 21 yrs old and went through hell. But this gallbladder stuff is killing me. 5 nights out of the week i have a gallbladder attack. I lose so much sleep and then have to go to work in the morning. After I have an attack which usually starts about 1:00 in the morning and last for hours even until i get to work sometimes, it drains my body. I'm so tired and I don't know what to do because no doctors want to really help me. I don't have health insurance because I just really can't afford it at all and to top that i had cancer at such a young age that insurance companies act as if they don't want to mess with me. I'm so tired of being in pain and throwing up. I just wanted to see if some one can give me ideals to help deal with this. That was when all this first started. I haven't been but those two times. And because the pain was HORRIBLE. I have went to my regular doc. and all he has done is give me pricription heart burn med.
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Open Question: If the healthcare bill fails, do you think they'll still consider...?
(Tue, 16 Mar 2010 14:52:46 GMT)
some of the reforms that most people agree about? I've had chronic medical problem most of my life, owing to cancer I had as an infant. Once I graduate in a few months, my only options for buying health insurance on my own will be to pay over $500 a month to keep the coverage I have now through my parents, or go with the cut rate Blue Cross plan that will leave me to cover a large chunk of my healthcare costs on my own (which would almost certainly end up being more expensive than $500 a month). It would be nice to have better options, rather than getting denied coverage based on pre-existing conditions.
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Open Question: Zombie insurers, We need courage...?
(Tue, 16 Mar 2010 11:58:51 GMT)
Natoma Canfield, a 50-year-old Ohio cancer survivor and self-employed house cleaner who struggled to maintain health insurance as her premiums skyrocketed. Last year, her insurance company raised her premiums by more than 25 percent, and she had to pay more than $10,000 in premiums and out-of-pocket costs for $900 in insurer-paid care, only to receive notice at the end of the year that her premiums would rise again by more than 40 percent, ...as zombie Republicans vowed to keep fighting to kill the legislation We need courage... what else?
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Open Question: how to request a ultrasound for my breast w/o a doctor and no insurance?
(Tue, 16 Mar 2010 06:36:38 GMT)
My left breast has been hurting off and on for a long time. Its the same spot where my grandmother had breast cancer. How can i request a mammogram or ultrasound through the ER?
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Open Question: Sickness... Doctors ignore my friend.. Why? (long question)?
(Tue, 16 Mar 2010 05:23:37 GMT)
My friend came up to me and asked me to post this question for her. What she wants to know is why doctors ignore her whenever she tells them to check her for parasites. And to see if anybody knows some good home remedies to get rid of the nasty little critters. Here's what has been happening. My friend has gotten this parasite, she still doesn't know exactly what it is, and at first it just came out in her stool (I know, TMI but it's the truth). She's asked the doctors to run a test to see what's going on. They say that it's nothing... Well, about three years later, after all the other signs that's shown up, now it's gotten even worse. Now there's worms popping out of her skin, falling out of her scalp, on the corners of her eyes, under her finger nails and her whole body is just covered with big red scabs that the parasites have left behind. She swears that she hasn't scratched any of them, the worms have created them. I believe her. I really do. But I'm afraid that now it's starting to get into her brain. She picked up a string that keeps the bread package tied shut and claimed that it's a worm. But after I calmly told her it's just string, she calmed down. But there's other things that I can't find any explanation for. Like the time we ate a can of food once and she felt something crunch in her mouth. Out of her mouth came a bug like I've never seen before. It was yellowish white and had tiny legs.. Almost like a spider but it was dead. My friend has been fighting against this parasite during all those years ever since she's discovered it in her feces. Now she's down to her last dollars and the doctors still won't listen to her cries and pleads for help. She's too sick to get out of bed for more than a few hours. She can't stand in line to get medical insurance. She's losing the fight.. Why do the doctors ignore her? Why won't they help my friend? How can I help my friend get better? I've been praying to her but my prayers haven't been answered.. At least not yet.. Please, if you can list any home remedies, it would really help. List links that can help my friend get rid of this horrible nightmare. So far it seems that bleach, cigarettes, cortisone and alcohol seem to help a little. I need a better remedy so she doesn't end up with cancer next!
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Open Question: Need help....I am extremely unhappy & I need way 2 help cope........?
(Tue, 16 Mar 2010 03:39:14 GMT)
I have been taking care of my sick Mother, who is dying of Mutiple Myeloma (cancer). I only came here because my Father was crying on the phone & said my sister would not come here & help take care of her. My sister & mom were always very tight, so when my Dad called, I was pretty shocked. In the late 90's my father called me, when I lived in NYC. I had a really good job & though my life wasn't perfect, I was getting along okay & had lots of interests. HE called to say that my Mom was il w/ Asthma & that he needed help. During that time I took a leave of absence from my job & stayed for a month on the promise from my Father, that he was here & ready to be a family & that I needed to help him take care of my Mother. So, I moved all my crap down, took a leave of absence for a month & cooked & cleaned for them. I returned to NYC & was told that my company was being taken over by another & I'd have to resign & be rehired. With no avail, I tried, but was told to still try & my Father told me my job would be a 1/2 hr away w/ no worries & they would hire me on the spot. Once I resigned & moved, I was not rehired & come to find out my job, if they were to hire me was an hour to 1 hour & 45 minutes away. Plus a toll bridge that costs 20$ a day, round trip.Than I found out that my Mother wasn't really ill & I was called there to cook & clean. 6 Months later I left & moved out of state. I think I was so devastated that I was lied to & lost a really good job, where I did well, loved on my own & felt good about myself. I moved to another state where, feeling so depressed I wound up getting high & allowed myself to be used & mistreated by other people. Though, I did have a good friend who was there for me, at that point & time, I didn't care for me. Things got bad & I moved back to where my parents were & not being there 2 weeks took an overdose of pills. Not truly trying to kill myself, but deaden the pain. I was sent to the local red-neck hospital, where my father insisted that I just do things like this to get attention. My family never visited me & my Sister told me the reason why she didn't come see me was because my Father said that she didn't have to. So, she went on vacation with her friends. Not long after that I was scooped up by an abusive ex & wisked away to another bad environment. Thinking that I could save him & that I would be loved. Of course things went really wrong there & I had to escape the drugs & mental abuse yet to return to my "family". I ping ponged back & forth from my families home to friends where, I wasn't sure who actually cared. I am sure, that of my friends who really cared, I disappointed because I couldn't differentiate between who really gave a crap about me & who didn't. December 2007, my Father called me crying that my Mother had cancer & he need me to help him take care of her. I've been here ever since. Taking care of a woman who was never there for me or wouldn't even talk to me when I needed her. I totally take care of her & have tried to have no ill judgments toward her. For a yr. & a 1/2 I was her sole care giver & just recently (the past year) my Father has helped me to take care of her. Now, he wants me to take care of the both of them. I try really hard to have no ill will & do the best I can, but lately I am so depressed & feel so bad, I don't know what to do. He claims he will talk to the doctor about how she is...her health is very poor & the chemo is only but making her loses her mind.I have resentment & am so very depressed. I have no insurance & public assistance is null if not void here. I'm afraid that my destiny is doomed & I am so ready to shoot myself in the head. I feel that I have lost out on my life because I never lived myself for me & only worked toward a family, that was never actually there for me in the first place. I am desperate & don't know what to do. HELP!!
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Open Question: NC Health Insurance laws and college?
(Tue, 16 Mar 2010 01:33:23 GMT)
I have to take a medical leave from college because of my depression--it has interfered with my progress to the point where I cannot pass. Does anyone know about health insurance laws in North Carolina? I am currently covered (and being treated) under my parents' insurance. If I take a medical withdrawal, will I be dropped from their insurance? We can't afford COBRA, so that's out of the picture. And if so, how does that make sense? If I had cancer and couldn't attend classes, would they drop me then, too? Any advice would be very helpful! Thanks!
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Resolved Question: My best friend of over 35 years is married to my wifes best friend.?
(Tue, 16 Mar 2010 00:31:07 GMT)
So over the years, we have seen each other thru it all. Recently I lost my job of over 25 years, plus my retirement, medical insurance,etc...tough at anytime, but especially when you have 2 daughters in college, and my wife has breast cancer..The next week, my wifes mom died.We lived in California and my wife needed to get to Indiana to make arrangements for her mom. My great friend, made all the arrangements, went and got the girls at school, flew my wife, daughters and me to Indiana. Gave my wife a charge card and told her to use it for any expenses...we would work it all out later. Then a few days later my friend and his wife, and 5 out of 6 of their kids flew to Indiana to attend the funeral and bring the girls back to school, while we stayed to straighten things out. How do you repay your best friend...how do you express that in the worse of times they were there...what can we do?.
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Resolved Question: How do you feel when an insurance company makes a profit off of your grandma dieing of cancer?
(Mon, 15 Mar 2010 17:43:56 GMT)
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Voting Question: Well, it has happened: Health Ins. companies "recommending" treatment plans to cut costs, outcomes be damned?
(Mon, 15 Mar 2010 16:00:31 GMT)
This is exactly what the story (linked below...) in the ultra-conservative Wall Street Journal on Tuesday, February 9, 2010 is talking about: Insurance companies (in this case, UnitedHealthcare) deciding who gets what (cancer) treatment - not the doctors, and certainly not the patient. It's all based on what the insurance company costs are, not the health of the patient. In the article, the insurance company sends "reports" to doctors and hospitals and "suggests methods" to "trim cancer treatment costs" - and to not necessarily follow the "medical protocol" for the type of cancer to be treated. http://online.wsj.com/article/SB10001424โฆ Read it and weep. We're already there: Insurance companies "suggesting" limited treatment plans. Insurance companies directing medical care. What if it was your mother, father, brother or sister or your husband or wife being required to take a substandard treatment regimen to save the insurance company money? And, least we forget - we're all grown-ups here (supposedly). Try READING the article PRIOR TO COMMENTING. Thanks kiddies... . . http://online.wsj.com/article/SB10001424052748703357104575045261652218880.html Maybe this link will work better... . . "INSURER PLAYS JUDGE ON CANCER CARE", by Avery Johnson 02-09-2010, WSJ UnitedHealthcare, a unit of the nation's largest health insurer based on revenues, has started sending doctors individualized reports assessing their treatment of breast, lung and colorectal cancer patients. The reports show that while breast-cancer patients generally receive care that conforms to professional protocols, treatments given for colorectal and lung cancer tend to fail to meet expert recommendations more often. Cancer is UnitedHealthcare's third-most-expensive disease, at a cost of $2.5 billion a year, after cardiovascular disease and orthopedic joint procedures. The company says its goal is not to rank or reward medical practitioners. Rather, it hopes that drawing doctors' attention to how their treatments might vary from medical protocol will reduce unnecessary care that doesn't improve health and raises health-care cost UnitedHealthcare and other insurers have programs in place to track medical treatments that are easier to measure than cancer is. For example, WellPoint Inc., the country's largest insurer by number of members, has a pay-for-performance program in primary care that rewards physicians based on technology adoption and generic-drug use. But insurers have been slow to target cancer treatment and its costs, in part because of the disease's complexity and how it can affect patients so differently. "Oncology has always been the third rail for managed care," says Lee Newcomer, Unitedhealthcare's senior vice president of oncology. "Insurance companies have been very reluctant to get involved in cancer care because any management might be perceived as denial." Some critics say that monitoring quality is not the appropriate role for an insurer, which has a financial interest in all this. "This is one area I'd rather have doctors police themselves than have an insurance company do it," says Eric says Eric Winer, chief scientific adviser for Susan G. Komen for the Cure, a research and educational organization. The American Society of Clinical Oncology, a professional organization, has been running its own quality-assessment program, in which doctors' performances are measured against national guidelines. The group is seeking to enlist the help of insurers to expand the number of participating physicians. One company that has signed on is Blue Cross Blue Shield of Michigan, which pays doctors to help defray the administrative costs of submitting their clinical data to the program a few times a year. Cancer-treatment quality has been particularly hard to track because claims information tells insurers relatively little about the patient. The data often don't make clear, for instance, if a breast-cancer patient is in remission or relapse. The differences in the disease's stage are uniquely important for cancer, since tumors change over time, necessitating different treatments. So for the past three years, UnitedHealthcare has been collecting clinical information directly from oncologists. The company then compared the choices that a doctor made for a particular patient's treatment with claims data and guidelines developed by the National Comprehensive Cancer Network, a consortium of 21 leading treatment centers. In November, the company mailed the individual reports to 1,321 oncologists. The company especially probed the use of high-price biotech drugs, which it says it found in some cases are being prescribed inappropriately. One NCCN guideline for colon-cancer patients advises that patients get chemotherapy after surgery, but in 31% of cases, the care did not comply with the rule. Instead, in the bulk of those cases, patients were prescribed Avastin, a Roche Holding AG biologic that is unproven in that patient grou
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Open Question: Questions on my headaches and earaches.?
(Mon, 15 Mar 2010 00:44:42 GMT)
I have been having migraines for years now. Nothing brings them on, and they can last anywhere from 5 minutes to 2 weeks. Gets so bad that I have to get cardboard boxes and over my window so its dark in my room. And recently I have started to get earaches. Only in my right ear, ad its in a weird spot. If I put my finger in my ear (very slightly, but in the hole) and push BACK, thats the spot where is hurts. Its a very sharp pain, and wakes me up a lot. Nothing bring those on either, and when I lay on the right side of my head, it hurts sooo bad!! I usually get those about 2 times a month. (I have only had 1 ear infection that I have known about and I was only 6 years old.) I have seen a doctor, ad they told me to get glasses, and it will take care of my headaches. (left eye has 10/20 vision, right is 20.20) When I wear my glasses, I get a headache. I have to take Norco to treat my headaches, (I have them from my knee surgeries) because nothing else will help. (My mom also gives me something to help, but I am unsure of the name. Its white, and triangular. Comes in a box, not a bottle.) Every woman in my family has died from cancer, and I have a history of tumors. I am wondering if I should start to worry. I JUST turned 18, and I finally have insurance, so I can make an appointment to be seen, but I want to know what could be wrong before I go. I actually am going to set an appointment with a neorogist (sp?) because my Othopitic surgeon thinks I have nerve problems, and wants me to be fully testes, asap.
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Open Question: Why can't health care reform move in increments?
(Sun, 14 Mar 2010 14:35:38 GMT)
Our congress is acting like a bunch of middle school students and is grid locked is evidence how thin the support and opposition is for the health care reform bill. Our county is divided in half and both sides are a laughing stock. I truly doing understand why the President wants to pass the bill in this way. Here are my questions. Please pick one or all to answer. 1) People with preexisting conditions can't get insurance or get dropped. Why not create a law or regulation to remedy that and just that? 2) children can't get covered. Why not expand Medicaid so that they do? 3) Premiums are too high. Seems to me that insurance companies don't raise the cost of medicine. Hospitals, prescription companies and pharmacies do. Aren't we blaming the middle man? Why not regulate the cost at the source at the source of the bill? 4) the poor can't get coverage. Why not expand Medicare/Medicaid? There are many, many people in this country who DO get coverage for their preexisting conditions (I'm one of them), who DO get the needed care for cancer or lupus or whatever (they are my friends) who ARE happy and satisfied with their health care. 5) Why doesn't the President recognize that? I have been a type 1 diabetic for 22 years. I have a friend with Lupus and several who had/have cancer and they are covered.
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Open Question: Is it normal to get lots of new moles?
(Sun, 14 Mar 2010 03:22:56 GMT)
I'm in my mid 30s so I'm probably too young to get cancer, but here are my concerns. --I have very light skin which is high risk for skin cancer. --for the past year I've been getting lots of new moles all over my body. They start out light brown like a small freckle but in a few weeks they are dark brown and a total mole. All over my back, arms, thighs, stomach, more and more on my face... - is this normal? My father had very light skin like me but has passed on so I can't analyze his skin to compare and notice moles, and my mom has very dark skin and different than mine so I don't know if it's a normal genetic thing. I don't have insurance so I can't show a doctor. Any advice or suggestions so I don't worry for no good reason?
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Resolved Question: Democrats and real Americans are you really aware of your BO-health care bill?
(Sat, 13 Mar 2010 23:10:25 GMT)
** Page 50/section 152: The bill will provide insurance to all non-U.S. residents, even if they are here illegally. ** Page 58 and 59: The government will have real-time access to an individual's bank account and will have the authority to make electronic fund transfers from those accounts. ** Page 65/section 164: The plan will be subsidized (by the government) for all union members, union retirees and for community organizations (such as the Association of Community Organizations for Reform Now - ACORN). ** Page 203/line 14-15: The tax imposed under this section will not be treated as a tax. (How could anybody in their right mind come up with that?) ** Page 241 and 253: Doctors will all be paid the same regardless of specialty, and the government will set all doctors' fees. ** Page 272. section 1145: Cancer hospital will ration care according to the patient's age. ** Page 317 and 321: The government will impose a prohibition on hospital expansion; however, communities may petition for an exception. ** Page 425, line 4-12: The government mandates advance-care planning consultations. Those on Social Security will be required to attend an "end-of-life planning" seminar every five years. (Death counceling.) ** Page 429, line 13-25: The government will specify which doctors can write an end-of-life order.
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Voting Question: Why the difference in treatments?
(Sat, 13 Mar 2010 02:18:01 GMT)
Why the big difference in the way people, the media, doctors and even insurance companies treat alcohol and drug addiction in comparison to an addiction to cigarettes? If I were addicted to alcohol or drugs, my insurance would pay for treatment. Even rehab if needed. But, am I mistaken, aren't cigarettes the leading "preventable" cause of death in the US? I'm almost 100% certain they are. Haven't doctors said that cigarettes are just as if not more addictive then even heroin? If that's the case, why not make it possible for people addicted to cigarettes able to enter a rehab program? Yes, if you're wondering I am a former smoker. It's been over 8 weeks since I've had a cigarette. But this is just something that has crossed my mind many times. Even years before I quit smoking, I wondered this very question. I'm not bitter about it by any means. I know that an addict is an addict. Just would like other opinions. I know that some will say that a drug or alcohol addiction ruins the lives of loved ones and that's the difference. But that's not always the case. We've all heard of, let's say, a husband who had no idea his wife was an alcoholic. Or a wife saying she had no clue her husband was addicted to pain killers. I'm willing to bet that a smoker who has contracted cancer, emphysema, or COPD (to name a few) has ruined the lives of the people around them. Correct? I'm just looking for opinions. Yours is appreciated.
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Voting Question: Would like your opinion?
(Sat, 13 Mar 2010 02:07:12 GMT)
Why the big difference in the way people, the media, doctors and even insurance companies treat alcohol and drug addiction in comparison to an addiction to cigarettes? If I were addicted to alcohol or drugs, my insurance would pay for treatment. Even rehab if needed. But, am I mistaken, aren't cigarettes the leading "preventable" cause of death in the US? I'm almost 100% certain they are. Haven't doctors said that cigarettes are just as if not more addictive then even heroin? If that's the case, why not make it possible for people addicted to cigarettes able to enter a rehab program? Yes, if you're wondering I am a former smoker. It's been over 8 weeks since I've had a cigarette. But this is just something that has crossed my mind many times. Even years before I quit smoking, I wondered this very question. I'm not bitter about it by any means. I know that an addict is an addict. Just would like other opinions. I know that some will say that a drug or alcohol addiction ruins the lives of loved ones and that's the difference. But that's not always the case. We've all heard of, let's say, a husband who had no idea his wife was an alcoholic. Or a wife saying she had no clue her husband was addicted to pain killers. I'm willing to bet that a smoker who has contracted cancer, emphysema, or COPD (to name a few) has ruined the lives of the people around them. Correct? I'm just looking for opinions. Yours is appreciated.
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Resolved Question: What does an American without health insurance do if they or their child has cancer / serious disease?
(Fri, 12 Mar 2010 23:25:07 GMT)
Surely, there must be schemes/free hospitals etc ?
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Resolved Question: Why do republicans think if you don't have health insurance you should just go to the ER?
(Fri, 12 Mar 2010 22:14:46 GMT)
Don't republicans know you must pay the bill in the ER? And in case you didn't know ER stands for Emergency Room, you go there for emergencies... Not for routine care, physicals and medications. I have Blue Cross insurance. It cost me $100 to see the doctor in the ER. That is just for him to walk in and look at me for 3 minutes. It cost more for emergency things like---X-rays, CT's, MRI's. Medicaid is for those who are dirt poor, living far below the poverty line. It is hard for adults to get it, even the working poor. We are the richest most powerful nation on earth and we have poor children with Cancer on TV begging for donations (St. Jude) Of COURSE the ER WILL treat you. But you must pay the bill, you cannot walk out on the bill and say...whatever I can't afford that therefor I don't have to pay
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Resolved Question: Separated and pregnant What to do?
(Fri, 12 Mar 2010 20:30:13 GMT)
Ok.. this is a tough one. I've been separated from my husband for almost 6 years. He had some drug addiction issues and I waited but as of Jan 14 this year, it still remains a problem. We have a daughter who lives with me but we are on relatively friendly terms as long as he is clean when he comes to visit her. Until very recently, when I discovered I was pregnant, I wasn't in a any particular hurry to end the marriage. We have a complicated situation with property, him having lost his job over a year ago and the medical insurance that is necessary due to several chronic medical problems we have each had. In his case, cancer... in my case, a benign tumor in a bad place. Last year I met someone and fell in love. I'm a little older and as I mentioned had some medical complications so didn't expect to get pregnant but well.. here I am in my 40s and pregnant. This is completely different from my first pregnancy in which I was well prepared financially, etc. I have not yet broken the news to him because I think that he's always hoped that we'd get back together. In the beginning, I had, as well but his addiction issues and the length of time really sealed that for me. So.. What would you do if you found yourself in my situation and how would you approach your ~~ ex husband about a pregnancy?
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Voting Question: Can the health insurance company get away with this?
(Fri, 12 Mar 2010 18:05:41 GMT)
I am on state health insurance since my cobra has ended. I recently received a bill for my pap smear when I visited the gyno. The insurance company won't pay for it because they say they don't pay for services done OUTSIDE the doctors office and the lab work had to be sent out. I looked through the handbook and it says 100% of the gynocoligst visit is covered (including cervical cancer screening) so how can they bill me for this??Secondy, I had a biopsy done and receieved a $250 bill from the doctor. When I called them they said it was so high because the insurance company is paying NOTHING. I called the insurance company and asked why I"m paying my premiums AND getting these hight bills when they pay nothing. She explained that I hadn't met my deductible which I understand but no where in the handbook does it say they pay $0 for minor surgeries. Again, how can they get away with this without making everything clear up front? What can I do?
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Resolved Question: Show me another ยป Does anybody else think there is a lot of fat to be cut from the Healthcare system?
(Fri, 12 Mar 2010 15:05:40 GMT)
This isn't so much about whether you support Obamacare or not. A couple examples of what I mean: 1) Last week I had a "doctors" appointment that actually consisted of a tech taking my temperature, weight, and blood pressure, and then a registered nurse asking me if I had any problems or questions. I have some chronic medical problems, and see a few different specialists as a result, all of them insist on regular checkups - most of which go something like the one above, and I'm sure they charge my insurance a couple hundred every time. 2) The local hospital has essentially quadrupled in size in the past decade or so. That includes adding rooms so all patients can have their own, two parking ramps, a separate, eight story office building, a new lobby that is nearly as big as the whole first floor was before all these expansions (filled with plenty of marble and decorative fountains)... and oh yeah, a new state of the art heart center and a cancer clinic. How much cheaper do you think healthcare might be without this kind of stuff?
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Voting Question: Could this be cancer?
(Fri, 12 Mar 2010 04:06:09 GMT)
My friend keeps saying that she thinks she thinks she has cancer. She says she has a weird pigmentation on her back. She didn't have it when she was born and it seems to be growing. She says it's a reticulum on her back, but i really don't think that's what it's called. It's a weird shape but it doesn't hurt. She went to the doctor before and she prescribed "something" peroxide (she forgot name), it just lightened the pigmentation thing. She is having some problems with her insurance, so she can't go see a doctor right now. Can anyone help me? She's really starting to freak me out now too. Thanks so much in advance for your answers!
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Voting Question: Why am I being forced by libs to care about sick people?
(Fri, 12 Mar 2010 00:16:33 GMT)
Here's a fact: I don't have cancer. Know why? Because I never took up smoking. Fact #2: I don't have AIDS. Know why? Because I've never used drugs and never had gay sex. Fact #3: I am not disabled or disfigured. Why? Because I don't engage in stupid activities, like imitating the jackass show or rolling with gangs. Yeah, I am healthy. I pay for my own health care. Wanna know why you're sick, maybe you should take a look at your lifestyle, that's why you can't get insurance. Don't want to catch cancer, don't smoke. Don't want AIDS, don't be gay and don't do drugs; don't want to end up in a wheelchair or have your face burned off: don't do stupid stuff you see on television. Is that too hard to understand. Now tell me why Obozo wants me to pay for the irresponsible ones out there?
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Voting Question: While married, I lost my job and insurance. My husband refused to add me to either of his insurances.?
(Fri, 12 Mar 2010 00:15:49 GMT)
I have since been diagnosed with cancer and have many medical bills. Would I be able to make my ex-husband pay for my medical bills in our divorce? My marriage was fine, or so I thought. I lost my job in Nov, he refused to add me to his insurance within that first week I was out of work. We didn't seperate for another 4 months and we have been separated for the NC required 1 year. I will be able to file for divorce in a couple of weeks but because of my health, I want to make sure I will be taken care of since he drained my savings ($30,000).
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Resolved Question: Since I have been told I'm cancer free, don't you think I should still have a follow up scan in the future?
(Thu, 11 Mar 2010 23:08:03 GMT)
Yesterday I got the happiest phone call of my life...my oncologist telling me that my stage 2B cervical cancer is gone and I had an excellent response to treatment, and they could not be happier with the results. Not just because the scan said so, but because I have very few side effects from the treatment as well and I am back up to full energy and living normal again just 3 1/2 months after getting max dose radiation and chemo. They make me feel really good about my progress, they always offer me pain pills but I don't have any pain and I don't need them which they act surprised about also. Anyways my cancer was spread into lymph nodes which scares the hell out of me... I have 2 side effects from treatment: GI Issues...which pretty much keep me on a vegetarian/almost vegan (and sometimes grilled chicken) diet, or else my stomach turns in knots. I also have atypical acid reflux and colitis probably but it all beats cancer any day. It's manageable. I also have pain in my hip joints when I sit down for too long and then stand up...I guess I know how it feels to have joints of a 90 year old now..but again its manageable and doesn't even bother me too much, doesn't hurt regularly or anything. So based on all of this information they believe that I am totally clear of cancer and they only recommend 3 month check ups NOT including scans of any type, ever again. I feel like since it was in my lymph nodes and it was considered to be ADVANCED stage cancer, I should be monitored with scans to make sure it doesn't crop up somewhere else. I know it just takes 1 little cancer cell to be missed and the cancer could metastasize anywhere in my body. I want to make sure that if this happens, it would be caught on a scan before it became terminal or something :/ A close friend of mine (I met through ACS website) had the same cancer as me and finished treatment in September, now her cancer came back and it spread all through her cervix, uterus and tissues around it. They have to give her high dose chemo until the cancer shrinks enough that they can try to remove it and save her life, maybe. She is going to have a colostomy bag for the rest of her life and they are going to have to remove and rebuild her vagina as well, if she makes it. She's only 26 years old. Anyways, she was supposed to have a PET scan 6 months after treatment which was in January but her insurance was cut off and she couldn't afford it. The doctor says it probably would've caught it before it went this far, but too late now. Now she will be lucky to live through this. I want to make sure the same thing doesn't happen to me. Why do you think my oncologist would say I shouldn't have a PET scan in the future? I feel really uneasy about not having any type of scans done in the future. I don't think I would know if I had cancer again because I didn't notice anything too unusual the first time I had it. Think I should ask for the scan, or go to a different doc if he refuses it? She has been in pain but they said it was just from the radiation and they have also confirmed that she is filled with scar tissue as well. My scans have shown that I have very little damage whereas hers was extreme. But still to go from even 1 microscopic cell to cancer spread from the cervix to uterus and beyond (maybe even 1 kidney they think) and its only been 8 months since treatment ended...thats pretty fast isn't it for this to happen to her? I want to sit back and relax and enjoy being cancer free but I just want to make sure I am getting the appropriate follow up care to protect the rest of my future. I just turned 28...I could live another 75 years and I don't want that cut short :/ yes monitoring with paps only... and mine is a type that formed too high in the canal for a pap to catch until it got really bad...and it was really aggressive...so I really have no idea how long it was there but probably not very long. Also since its adenosquamous carcinoma its more unusual and hides from paps more than regular squamous cell carcinomas (those are about 90% of CC's)
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Resolved Question: do you have the right to refuse treatment?
(Thu, 11 Mar 2010 23:04:24 GMT)
does an adult, facing cancer, have the right to refuse treatment? can a family member (spouse, adult offspring) have any legal right to override the adult patient's wishes? could a life insurance carrier deny death benefits by claiming that refusing treatment is tantamount to suicide?
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Voting Question: Pre-Exisiting Condition Question on New Health Insurance?
(Thu, 11 Mar 2010 22:23:56 GMT)
What happens if I get new insurance (I haven't been to the doctor or held insurance in years), but on my first checkup they find I have Cancer. Would they consider that Pre-Existing and not cover me?
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Resolved Question: Why are genetically modified foods (& their reserch and creation) so heavily subsidized to create artificially?
(Thu, 11 Mar 2010 02:05:06 GMT)
...low prices (e.g., corn), yet health care procedures are not subsidized and prices are much higher than they should be? The only subsidies are going to private health insurance companies to maintain their profits--not to make the cost of health care low like they do with unnatural GM foods that cause allergies, genetic defects and mutations, digestive problems, and even cancer!
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Resolved Question: What do I do? Cervical Cancer ?
(Thu, 11 Mar 2010 01:49:59 GMT)
In November of 2007 I was diagnosed with HPV and the doctor found cancerous cells on my cervix. I was covered under insurance at the time, but aged off my parents insurance during my pregnancy (I found out I was pregnant the same day as my diagnosis). I was told that we would repeat the pap at 6 weeks post partum. After I was dropped from insurance, I went on state assistance and my pregnancy and daughters birth were covered by Medicaid. I had complications with my doctor and scheduling and went to one post partum appointment but we didn't get the chance to do a follow up for the cervical cancer. I was told to watch for abnormal bleeding and pelvic pain (although, she said, at that point the cancer would have progressed, if I were having actual symptoms.) I am still not covered under insurance, however, the pain in my pelvic region has steadily gotten worse and I have been experiencing bright red bleeding unrelated to my period. I have no clue what to do. I can't afford cancer treatments. I know I'm jumping the gun, but I'm terrified of what I'm going to lose if my worst gut fears are in fact true. I'm overwhelmed with stress and uncertainty and I don't know where to turn. Keep in mind that if I go and have this diagnosed and it is actually cancer, I will have no chance in HELL at getting any sort of insurance to help. I know this is serious. I know yahoo answers isn't the appropriate forum. I just don't know where to turn. Please Help No- I did not have a pap at my post partum appointment. I delivered my daughter via c-section (she was unable to turn), so the appt I had at 2 weeks post partum checked basically my abdominal healing and that is about it.
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Resolved Question: I have been watching the tv news on our health care .?
(Wed, 10 Mar 2010 13:02:43 GMT)
It seems we have to pay what the insurance companys want or we don't get the medical treatment that we need. Cancer is the biggest in our family. We have received help threw our insurance company,but, we've paid more for it. So I understand what people are talking about. How do you feel about our health care prices with our insurance companys?
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Resolved Question: Does Medicaid cover dentures?
(Wed, 10 Mar 2010 04:27:22 GMT)
Hello, My father received a free pair of dentures years ago (about 12 years) after losing his teeth while he battled cancer. Now he is constantly complaining on how it hurts his gums and it is extremely difficult to chew and eat. He has had cuts and some aggravation on his gum due to the dentures. As gas as health insurance I believe he has medicaid or medicare...maybe both. I was wondering if there was a program that would pay to have new dentures built for him. He lives in the state of NJ if that makes any difference. Also, even if he has to make a co-payment or pay a partial amount I am willing to pay for the costs. If anyone could help that would be greatly appreciated. He has been through tons of stuff and he really needs this. Thanks
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Resolved Question: Health Insurance After College!? Have pre-existing condition.?
(Wed, 10 Mar 2010 01:47:36 GMT)
I'm a dependent about to graduate college, and I had cancer two years ago. I'm fine now, but for the life of me I cannot find health insurance that I can afford. If I can afford the monthly payment, the plan is garbage with crazy deductibles and horrible doctor networks. Yes, this is my states "high risk pool" health insurance to boot. I'd love to find a job with health benefits, but this is not an option considering I can't force an employer to hire me. Anyone have any suggestions?
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Resolved Question: What is the purpose of drinking the 2nd cup of barium during a PET scan?
(Tue, 09 Mar 2010 22:46:50 GMT)
Because I have cervical cancer and I just got home from my PET scan. They forgot to give me the 2nd cup of barium and by the time they noticed they said it was too late. I was given the PET scan after 1 cup of barium, and IV of the radioactive stuff, then a long wait...and then I was scanned. What's the purpose of drinking the 2nd glass of barium? Is it going to affect my PET scan results? And since my insurance company isn't going to pay for another PET scan anytime soon should I be fighting the hospital on this one? I had to miss a whole day of work, stress, anxiety, lack of sleep, clausterphobia, and everything else to get this stupid scan to tell me if my cancer is finally gone and I think they may have really messed it up. What does the 2nd drink of barium do? How BIG of a mistake is this and what would the consequences of this mistake be? Thanks in advance! :)
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Resolved Question: My PET scan was not completed quite right...now what?
(Tue, 09 Mar 2010 22:03:39 GMT)
You know how it goes... First you drink some nasty barium milkshake thing... Then you get an IV of radioactive stuff... Then you are SUPPOSED TO drink another nasty barium milkshake... Then you drink a little tiny bit right before the scan... Then they ask you to go to the bathroom... And then you are strapped on that gurney thing and given the scan, WELL...I just got home from my scan and I am a little concerned. I was never given the 2nd barium milkshake or last sip before the scan. The guy who came in to get me to go get scanned in the machine asked if I was done with my drink and I said yeah, but I think it's time for the 2nd one. He told me that it was too late for that, but it would be fine. It seems to me that there's a specific reason that you would be asked to drink 2 of them not just one...and it seems to me that I was NOT properly prepared for the scan. Now since I have been told it is not going to affect anything, I am really confused on what to do. This scan is very critical to me. It determines if the speck of cancer on my PET (2 mos ago) is there still or growing, in which case the issue would be addressed and analyzed to find out if that is inflammation, infection or cancer. What should I do? My insurance is not going to pay for another PET unless absolutely necessary but I assume if my hospital messed it up then they would have to repeat it at their expense. Is the mistake they made a crucial part of a PET scan? What will not having it cause to happen? Thanks! Yeah for being the "Top Cancer Hospital in MI" and known worldwide, they sure have made a lot of mistakes. I said after the first mistake that I didn't trust them, and that was after messing up my egg cryopreservation and causing me anywhere from 10-15 eggs, I only ended up with 4 viable eggs in the end. I didn't have time for another IVF cycle and had to start treatments immediately so that really screwed me over. Then they mis-read my MRI and misstaged me as 1B instead of 2B...and now they mess up my PET scan...at what point do I give up on this "top hospital" and go somewhere else?! I think I'm about there. Anyways the upper portion is not as critical for me, it's my pelvic area that needs to be seen for the most part. But still very angering that I just spent a whole day off work, getting an IV and poked for blood and had to overcome my clausterphobia. I think I'm about done with this hospital. I am really fed up and I think its a matter of time before another mistake happens :/ Yes Panda I called the oncologist a few mins ago as soon as I got home. It's already 5 PM though so I won't hear back until tomorrow if I'm lucky.... But they told me I was supposed to have both cups of it, but they forgot. They said it "should be ok anyways" but I just want to make sure it really is OK and that I get the most accurate result. Its reassuring that your son didn't have more than 1 so maybe thats not completely necessary..I hope they (and you) are right. Oh well guess its a little more waiting and crossing my fingers!
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Resolved Question: How can people say insurance companies should be able to deny based on pre-existing conditions?
(Tue, 09 Mar 2010 18:58:37 GMT)
Let's look at an example. Bob has a job. He has health insurance. He gets cancer, and his insurance company pays for his tens of thousands of dollars worth of treatments. The economy goes south, Bob gets laid off. He has to choose between health insurance and losing his house, so he obviously needs to stop the insurance. Later, Bob gets re-hired, and despite the fact that he can afford insurance, he can never get it again, because he has a pre-existing condition. But no, we need LESS government regulation of the insurance industry. LOL!
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Resolved Question: Do you charge your custumers below cost in your company and lose money on each sale?
(Tue, 09 Mar 2010 18:53:12 GMT)
This still doesn't help those of us who are uninsurable through pre-existing conditions (mine was cancer at 14). How do I get insurance when the companies think I'm a liability?
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Voting Question: This this prove once and for all that Obama is a Trotskyite Socialist?
(Tue, 09 Mar 2010 17:32:56 GMT)
In his latest Obamacare speech, he said that we needed a healthcare system that works better for the American public than for the insurance companies. Think about that. It almost made me throw up on my tv set. If someone operates a business that works better for the customer than for the business, then that business cannot make a profit and it will fail. Example. When you go into McDonald's for a shake and fries and the product costs $1.50 to produce and they sell it to you for $4.00, they have made a profit of $3.50. This is to the obvious advantage to McDonald's and not the customer. The only way for the purchase to be to the customer's advantage is for McDonald's to sell the product for no more than the $1.50 it cost to produce and the restaurant would have no incentive to stay in operation. The only way that it would make sense would be for a collective ownership of the restaurant in which there would be no profit motive. (Public Option Anyone?) So it should be obvious that Obama is advocating Socialism. Right? For you weak minded libs, a business including a health insurance company must operate to the advantage of the business and not to the advantage of the customer, otherwise this leads to socialism. And the speech was rebroadcast on the socialistic PBS Newshour, using my tax money to spread this collectivist cancer that will destroy the American way of life. They must be stopped.
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Resolved Question: Do people with stage 0 colon cancer need chemo or is this an insurance income for doctors and staff?
(Tue, 09 Mar 2010 17:10:02 GMT)
My friend had a resected bowel in January 2010 due to precancerous cells found during a routine colonoscopy in November 2009. She is 50. They said it was between a Stage 2-3, but because she is a non-smoker, that drops it to a Stage 0. She is not tolerating the procedure of her chemotherapy very well (air passages closed briefly in cold weather) and is wondering if she even needs it! Any suggestions for her?
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Resolved Question: Abnormal pap test results?
(Tue, 09 Mar 2010 02:23:59 GMT)
I'm 22, and went to the gynecologist for the first time ever about a week ago. I shouldn't have waited so long, but I didn't have health insurance for a long time. Anyway, I just got a message from her saying that my pap test came back abnormal. It showed inflammation and a low-grade lesion. I have been having pain during intercourse for a couple years now, and now with these results on top of that, I am concerned it could be cervical cancer. I'm going back for more testing in a couple of weeks, but I can't stop worrying, and am wondering if anyone has had experience with abnormal paps or knows about anything that can cause lesions and inflammation.
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Voting Question: Someone has a life insurance policy and states non smoker but they are dying from lung cancer?
(Mon, 08 Mar 2010 03:34:14 GMT)
This policy is about 18 years old and recently an agent was out to update the policy and i am not sure any changes were made as it would have been very apparent that this person smokes now. Since then they found out they are dying of lung cancer should they notify the agent that they are a smoker even though they are already dying? There is no current dec page stating if that was changed or not. Can the policy be voided?
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Voting Question: Does anyone know how to get free or reduced dental work?
(Sun, 07 Mar 2010 18:56:38 GMT)
For someone who has a serious health condition and has no insurance. Husband is 44 and just had his second heart-attack. Along with the heart-attack they found out he has Aortic Stenosis. He has very poor dental health do to some prior cancer treatments, wich contribute to heart problems. They tell him now his dental health is a must for his heart, as the continuous infections can be deadly for him. Iam only one working right now and we have no insurance, any help getting more info would greatly be appreciated.
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Resolved Question: please i need a couple medical billing codes if you are a coder please help i need code for a cranial pro thes?
(Sun, 07 Mar 2010 15:48:25 GMT)
also the code for cancer also the consult code as needed on the insurance forms or where i might be able to find these thank you
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Resolved Question: Why should I be required to pay for and use government insurance?
(Sun, 07 Mar 2010 07:23:29 GMT)
When I would rather go with private insurance? If I get cancer and my health insurance doesn't cover me, I have a rich family that is more than willing to loan me money. I have no need for this government health care. So if I will not use it, why must I pay for it? I don't want to pay for it. I know I don't have to use it, but I don't want to pay for it.
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Resolved Question: how to get assistance from home building fraud?
(Sat, 06 Mar 2010 06:50:19 GMT)
BidClerk.com (a consumer/professional construction job match site) matched me up with a scam/fraud artist that I had posted to build a small home around 700 sq. ft. They gave my home number to several contractors one of who was persistant. To shorten the story, I live on the GA side of the GA/AL state line. This fraudulent builder came to my house in GA and said he could build me this home for 50,000.00 which according to the plans, was reasonable, we signed contract, he presented license with company and references. I called Marvin's Home improvement ctr who was reference and was to supply materials, they gave glowing reference as well as other ref. also I ran background, criminal and civil, both turned up negative for cases. I checked with his county of residence, still no court record. I hired him and within several weeks, he had made labor/material draws equaling 90% of contracted price for home. I phoned and emailed BIDCLERK several times when I became suspicious but they would never produce any information about him as he was an account holder. Although, they freely gave him my info. Turns out, he got locked up 3 weeks into the contract, he only completed 20% of project and had 90% of my money, 48,000.00 and I was out of a home and money. Turns out, he had NO license, NO Business, NO employees and alot of experience in this activity as he was already on probation for this with the state licensure board of AL. On probation for drugs, forgery and other charges, He had several Probation officers and was still free to do this to me. BidClerk.com will not take any responsibility even though they said my job was mislabled and is how he got my information. I did everything anyone could do in checking him out and even a business gave him reference and then turned against him later and withdrew from my project. He had no insurance either. I labeled all my checks to him what they were for but he didn't have a bank account and cashed these large checks at my bank and used the cash for everything but materials. After he was locked up the last time, he just that day got 5,000 of my money and took it into court behind my back and they locked him up permanently that day. he had my check cashed and took 5,000.00 into Jail. 10 days later, I was filing claims with the State of AL and with authorities for fraud when the shell of the house burned to the ground in the middle of the night. He thought I'm sure would relieve him of responsibility since he didn't think I could prove how much of home was completed. I had hired a home inspector he never met who took pictures just days before the fire which documented the house was only 20% and had major foundation problems. In the end, I have no house, lost all my money, had to sell the land just to move from the nice apt into a low class apt building where I have been broken into 5 times by other tenants who were arrested and evicted. Every tenant in this building has stolen from me. It is not safe and is over 100 years old. I live on fixed income as I am disabled and this guy knew this as I was going to the Cancer center when he was doing this to me. He didn't care at all and planned and frauded me with intent as he knew no one was around to stop him and I often did not feel well. I took him at his word. I have all documents. Even his fake license. They have locked him up. Could not prove arson although they know he had it done with my money, and I can't sue him because he has his assets hid in families name. Cannot get, done spoke with 3 lawyers and it would cost thousands just to get it into court and I wouldn't get anything in the end. Does anyone know of any resource, any entity or help I could possibly receive in community/state/government subsidized financially as I do not have any money now, live in a dump with criminals just like him, and have no hope of getting out of this mess. He just walked into my life, in weeks, destroyed it and legally walked off without so much as an apology. Seems BidClerk.com should carry responsibility but got flimsy half assed apology/excuse letter and that was that. Marvin's Home Improvement Center also should be liable but again, they offered to testify for me but what good is that if I can't take into court. If anyone knows of anyone who can help I would be eternally and bleed gratitude to you. I would die with the prayer for you in my mouth if you know of any way to help me out of this mess. Not well, I get sicker every day because I am so depressed and live in this environment. Had to sell most of everything I own just to survive. I was told to write to TV Home improvement shows but can't find any and there's nothing left to build on or fix. I have all documents and legal papers relating to this disaster and Blueprints and police and state reports. If anyone knows of anything or has suggestion, I would be so thankful to you. Simply asking for knowledge of available resources for victims