Claim disability insurance long term

Tag Cloud

Air force retirement pay Air force special duty pay Air force tuition assistance Air guard retirement calculator Air national guard retirement Air national guard retirement age Air national guard retirement benefits Air national guard retirement calculator Air national guard retirement pay Airforce reserve Airforce reserves American senior communities American senior living communities And short term disability insurance Apartments for seniors Apply for disability Applying for disability Armed forces Army national guard Army national guard benefits Army national guard retirement Army national guard retirement calculator Army national guard retirement pay Army pay Army recruiter Army reserve Army reserves Army reserves pay Army retirement pay Army retirement services

Comments to date: 8. Page 1 of 1.

David Madsen Vallejo, Ca.	9:15am on Thursday, March 4th, 2010
Had knee surgery in 1986 due to job related accident. The Alliance San Francisco Branch no longer exists. Who do I contact for this claim # 142-329770.
SM Location unknown	11:33am on Wednesday, March 19th, 2008
What legal help and advice is available to me at work as an employee? I am a staff member at a university.? I recently resigned from a job due to mental illness (Bipolar Disorder). My employers are offering me an 'agreement' which for all ... read more »
outlaw_heart Location unknown	11:54am on Thursday, January 10th, 2008
Question about filing for disability while on maternity leave? My job doesnt offer paid maternity leave, I was told that when i have my baby i can just tell the nurse i want to file for disability and that i would still be getting paid. Im still a t... read more »
Ki Location unknown	4:15pm on Wednesday, September 5th, 2007
If Chris Benoit only killed his wife and son and didn't hang himself what do u think would've happened to him? So like if chris benoit had only killed his wife and son and didn't hang himself and they discovered nancys and daniels bod... read more »
AKA Dawn Desant Location unknown	9:25am on Thursday, July 26th, 2007
What are the pros or cons of a Health Savings Account? Is an HSA better than regular health insurance? Is it really true that the company that I work for and me save money with HSAs? Best answer: A health savings account (HSA) is a savings vehic... read more »
Sava Location unknown	2:14pm on Sunday, September 17th, 2006
what are the top 10 most well paying jobs in america? ? what are the top 10 most well paying jobs in america? Best answer: Income: Description of Opportunity: $1,000,000.00+ Make Insane Money on the Internet and be a Rich Jerk This guy make... read more »
Danny Location unknown	12:38am on Saturday, June 24th, 2006
how do insurance agents make their commission??? just wondering how do insurance agents make their commission. Do they get pay for the whole year of premium or is there any kind of percentage? How much do they get pay for: Car Insurance, Home Owner ... read more »
My Location unknown	8:13am on Saturday, February 11th, 2006
Has anyone ever filed for disability with fibromyalgia and won? I have fibromyalgia and recently applied for disability. Best answer: Yes. I am on SSDI for Fibromyalgia. I had the problem that I filed when I was 27 years old so the Board that rev... read more »

Your Name:
Your Comment:
Country (flag):
Your Location:
Security check *

Search Google & Yahoo Simultaneously

Pipes Output

Yahoo! Answers: Search for

Resolved Question: Pro bono lawyers in B.C.? (Thu, 26 Aug 2010 22:37:52 GMT)

I am in need of either a pro bono lawyer or some kind of advocacy group pertaining to a long-term disability claim through a private insurance company. Any advice on where to find this kind of help, I have searched but without success so far?

Resolved Question: I bought long term disability insurance? (Wed, 18 Aug 2010 20:06:02 GMT)

I bought long term disability insurance, I was hurt at work and denied workmans comp. I filed a claim with the short and long term disability. I was approved for state disability, and they paid me back from the time I was hurt. Now the long term disability wants their money back. I also have a law suit against the workers comp insurance. Shouldn't the long term disability only get their money back if I win the workers comp. case?

Resolved Question: We are about to lose everything because of an accident. What can we do?!? (Mon, 02 Aug 2010 20:50:22 GMT)

Long story short: Boyfriend was rear-ended on motorcycle over a month ago & was injured (full surface burns & neck/shoulder injuries) HE had no insurance but the guy who hit him does. We filed a claim with that ins. co. and also retained an attorney for a Personal Injury case. MY QUESTION IS - when will the insurance company start paying his lost wages & medicial expenses? I know that an actual "settlement" could take YEARS possibly, but what about in the meantime? Our attorney told us that th

Resolved Question: We are about to lose everything because of an accident. What can we do?!? (Mon, 02 Aug 2010 20:49:23 GMT)

Resolved Question: I suffered an debilitating medical condition while at work. I carried both short + long term disability.? (Wed, 28 Jul 2010 14:35:46 GMT)

The insurance company has denied my claim. I hired a lawyer he took the case and gave me high hopes and even said I can suit for long term (I was only interested in short term). One year later, he says I don't have a case at all. What now? I've been out of work almost 2 years.

Resolved Question: how long can a doctor legally hold medical records if you've requested them? (Wed, 09 Jun 2010 20:21:56 GMT)

I have recently been put on a LOA from my job and I am awaiting my STD. The Dr has approved me to be out of work but when it comes to receiving my medical records I am not receiving them. They had given me old records that doesn't support my claim for short term disability and I continue to call and even show up at the office but I am still unsuccessful. I don't know what else to do and it seems as if they are giving me the run around. Anyone w/ suggestion? And aren't they supposed to give me

Voting Question: Refusing to pay life insurance claim, who should the family sue? (Sun, 09 May 2010 05:42:51 GMT)

My employer has a third party administrator for our life insurance plan-basically they collect our premium and pay it to the carrier. In October, 2009 our life insurance changed to another carrier-not by our request. We had an employee on long-term disability before the change. We have a waiver of premium clause; however for reasons undetermined it was never applied for. My employer paid the premiums for this individual for the life of this employee-first to company #1 and then to company # 2

Voting Question: Long Term Disability Insurance Through Employer? (Sat, 20 Mar 2010 01:44:17 GMT)

Here's my current situation: I've recently been diagnosed with a serious illness and won't be able to return to work for an indefinite period. I have no short term disability insurance through my employer, but the company does provide (and pay the premiums) for their employees' long term disability insurance after 90 consecutive days of of unpaid medical leave. I will have met this requirement in late April. According to human resources, the insurance will pay 66% of my salary while I get t

Resolved Question: Can I claim my mother as my dependent? She gets some long term disability insurance from her employer? (Fri, 26 Feb 2010 21:37:24 GMT)

I pay for my mohter's housing and other living expenses, definitely more than half of her expenses. She is 62 and currently has social security benefits. She also get about $9000 per year from her long term disability insurance she had with her old employer, a goverment agency. Can I claim her as my dependent?

Voting Question: I have Rheumatoid Arthritis that causes me problems that prevent me from performing my duties as a nurse.? (Mon, 08 Feb 2010 18:47:52 GMT)

I have had FMLA and used it but now have been put on disability by my Dr. for two months and have been told by my employer that I am out of FMLA. I do have short term disability and long term disability through my employer and have filed a STD claim. My question is three fold - Can they fire me for not being there without FMLA even though I have a documented disability? Should I wait for them to fire me or resign in order to receive unemployment benefits? Will I lose my disability insurance if

Resolved Question: How does Medicare Part D calculate its payment when coordinating with Group Health Insurance that is primary? (Sun, 15 Nov 2009 06:11:34 GMT)

I have Group Health Insurance through my employer, a large university. I am under 65 and on long-term disability. The insurance is a high-deductible plan. The deductible is $1400 and the out-of-pocket max is $3000. Once the deductible is met, the insurance pays 80% of costs. I am considering signing up for Medicare Part D to help with my prescription costs until I reach my Group Health Insurance plan's out-of-pocket max. My Group Health Insurance will be primary and Medicare will be secondary

Resolved Question: Long Term Disability payback (Is it legal)? (Sat, 17 Oct 2009 22:38:24 GMT)

I have a Long Term Disability (LTD) claim with Unum through my work. Prior to becoming disabled, pretax money was deducted from my paycheck for this LTD insurance. They have been paying me ~$2,000 / month for two and a half years. I applied for SSI disability around the same time I submitted a claim to Unum. Unum starting paying me about 6 or 7 months after I became disable. I was recently granted SSI disability and SSI sent me a check for “back pay” (about $32,000) and started paying me about

Resolved Question: I have a question about Metlife short/long term disability ?? Answer please !? (Mon, 21 Sep 2009 00:25:08 GMT)

I was forced to take metlife's short term/long term disability through my employer. I was charged over 8000.00 ( eight thousand, not a mistype ) in 113 days. I was then laid off and recieved the benefits for one month ( 30 days ) I was injured on the job on the 27th day of coverage. I received workers compensation for over 6 months. I forgot that I had the short term, long term disability plan that I was forced to take. Can I still file a claim with metlife on the insurance plan ? Can you draw

Voting Question: If I am receiving unemployment and I need to go on disability will both be denied? (Fri, 18 Sep 2009 03:36:23 GMT)

I was told that if I am receiving unemployment and file for disability both will be denied. The reasoning is unemployment says you cannot look for work. disability says you have an unemployment claim that says you are looking for work. I realize you cannot receive both. I would think the unemployment would end when the disability started...makes sense right. I have long term medical issues that were present when I was working that I put off due to no medical insurance...now I am covered an

Resolved Question: Can my wife file a claim on her former employer's LTD policy? (Fri, 11 Sep 2009 23:18:07 GMT)

My wife became very ill with Fibromyalgia and Multiple Sclerosis in July, 2008. The company she worked for terminated her employment in October, 2008. She is still unable to work and an application with SSI is pending, probably months from approval. The company she worked for had a group Long Term Disability policy. We did not elect for COBRA as the health insurance premium was cost-prohibitive. Is it too late for her to file a claim on that LTD policy? Or must one still be employed to be elig

Resolved Question: Can I sue my private insurance company for not living up to the paying me for a on the job injury? (Tue, 01 Sep 2009 04:29:23 GMT)

Hello I work for the City of Los Angeles I hurt my back at work 2 years ago and I have gone thur the 2 year workers comp process ,because of other medical complications I can not recieve the treatment i need to go back to work. However as part of my benefits package we have Private Disability Insurance that has 2 plans Plan One: short term disability that is paid by the City of Los Angeles to pay out at 50% of the employee's salary per month (Under the employee's own occupation) Plan Two: L

Resolved Question: Should Americans Purge Socialism (SS Disability & Medicare) & Fix Our Economy Near/Long Term? (Tue, 04 Aug 2009 16:20:23 GMT)

I believe the time is right. The country, led by FOX, CNN, & Fiscal Conservatives, is saying ‘NO’ to socialist Healthcare reform & Insurance for 50 Million uninsured. So let’s purge the system of the filthy LBJ socialist programs while the iron is hot! I’m a strong Blue Dog and enough is enough! The plan is simple. Say ‘NO’ to socialist Healthcare altogether. Cut SS Disability & Medicare immediately! Cold Turkey. Convert Social Security to stocks in the Free Market. Reset the Obama agenda & r

Resolved Question: DIsability insurance question? (Sun, 02 Aug 2009 03:45:03 GMT)

Does a disability insurance company have some sort of time limit to make a decision on a clam. I'm switching over from short term to long term disability. But it's been over eight months of one thing after another. They ran out of excuses to give to me why they are still reviewing the claim. Now they simply say we haven't made our decision. i'm getting to a point where i'm going to get a lawyer. BUt i don't want to because i will have to pay the lawyer a percentage of my claim. Is there some s

Voting Question: Is a written explanation of my insurance policy by a senior employee legally binding on the company? (Sat, 25 Jul 2009 22:54:43 GMT)

10 years ago, I spoke with a senior claims manager at the disability insurance company that pays benefits to me governed by ERISA. I wanted clarification about part time work (allowed by the policy) and the procedure for terminating benefits (they acted in bad faith before and I was afraid they would cut me off without notice). He sent me a follow up letter stating that I would be notified *before* any possible changes would be made in paying my benefits. 10 years later, they have terminat

Resolved Question: Unum is telling my Mother that she owes them backpay? LONG Question, 10 points for BA!? (Tue, 21 Jul 2009 04:23:05 GMT)

My Mother had Long Term Disability coverage from her employer (that she paid a premium for, every paycheck for years) managed by Unum. In January of 08, she developed Addisons disease that was so severe she couldn't work. Later in 08, around July when she was medicated enough to function - she realized that she should apply for benefits from Unum. They paid her 60% of her pay on a Short Term Disability claim in one lump sum for the amount she would have earned from the onset of her disabili

Resolved Question: advice from people who successfully had long term disability benefits reinstated? NOT SSI/SSDI? (Thu, 21 May 2009 01:47:05 GMT)

I have been on disability for 14 years due to bipolar disorder that is very severe. I improved recently, but not enough to even return to work part time, and this is part of being bipolar. The insurance company has interpreted my psychiatrist's notes that I "improved" as a statement I am well enough to go back to work, full-time, despite my doctor of 8 years stating that I could not go back to work. I suspect she was asked to state what my functional limitations were, right off the top of her

Resolved Question: Can I file disability claim? (Tue, 28 Apr 2009 16:27:45 GMT)

I had surgery recently and had to be away from work for 2 weeks. My sick time off covered the first week and my paid time off covered the second week. However, I was saving my paid time off for a summer vacation. I have long term disability insurance and was wondering if I qualify to file a claim even though I used my paid time off.

Resolved Question: Any California income tax experts out there. I have some questions regarding deductions on income tax returns? (Mon, 13 Apr 2009 03:53:43 GMT)

On your federal and state income tax if you have your employer take out money for short term disability insurance and long term disability insurance (this is in addition to what your employer offers), are these 2 deductible? Also, on a cafeteria plan, I know that the money comes out pre-taxed, but is there any part of that money that you can claim or deduct on your taxes? My brother has this through his work and this is the first year he is filing single, legally separated. He tried Turbo T

Resolved Question: I have a question about applying for long term disability? (Tue, 24 Feb 2009 06:39:21 GMT)

My father has been on disability for almost 6 months for depression. Short term disability benefits end after 6 months and he now has to apply for long term disability with another insurance provided through his company. This longterm disability insurer has sent out a 20 page application with all kinds of different questions that it looks like are designed to ensure that he is denied this claim. Some of the questions ask things like: "Please provide us with a brief description of your prese

Resolved Question: Has anyone every had problems with Sunlife Assurace company? (Wed, 18 Feb 2009 09:07:02 GMT)

Has anyone had trouble collecting insurance money from Sunlife while on long term disability? My claim is being terminated even though I am legit. How can I prevent this from happening?

Resolved Question: Is it possible to get partial disability? (Thu, 15 Jan 2009 02:57:47 GMT)

I don't know if anyone can help with this but I figured I have nothing to lose by asking. I'm currently getting partial disability from the insurance company where I work but I believe that the long-term claim that I filed is ending. Does anyone know if it's possible to get partial assistance from the state? I'm not looking for a free ride or anything like that, I just need some help paying my bills 'cause I'm spending hundreds of dollars every month on health care. Has anyone done this befo

Resolved Question: Career Research Family Consumers? (Tue, 16 Dec 2008 12:49:24 GMT)

Hi, My name is ___________, the carreer I decided to investigate was Seconday Education, which is a high school teacher, now you may think a teacher is a person who is making your life impossible but thats just Mr. Chain. Their are more than 1 million secondary school teachers employed in the U.S., US teachers are generally paid on graduated scales, with income depending on experience. Salaries vary greatly depending on state, relative cost of living, and grade taught, salary for a teacher wit

Resolved Question: Career Research, good or bad? (Tue, 16 Dec 2008 00:50:19 GMT)

CAREER RESEARCH Hi, My name is Jose Flores, the carreer I decided to investigate was Seconday Education, which is a high school teacher, now you may think a teacher is a person who is making your life impossible but thats just Mr. Chain. Their are more than 1 million secondary school teachers employed in the U.S., US teachers are generally paid on graduated scales, with income depending on experience. Salaries vary greatly depending on state, relative cost of living, and grade taught, salary

Resolved Question: I filed my California long term disability insurance claim 40 days too late and it was denied. Can you help? (Fri, 12 Dec 2008 15:23:59 GMT)

I am covered by a short term disability policy by my employer. Prior to my disability, I asked my HR department what I needed to do. I was told that my short term policy would kick in automatically and all I would need to do was fill out those forms once they were sent to me. I filled out the forms and received confirmation that my short term insurance had been activated. About 1 month after my disability, I received a reduced paycheck. When I inquired at work, I was told that I should ha

Resolved Question: LTD Benefits Denial from MetLife? (Fri, 03 Oct 2008 04:46:26 GMT)

Now that MetLife has denied my long term disability claim even though my doctor + the company doctor says I am disabled, do I have to follow this so called appeals process or can I just file a complaint with the state insurance regulators. I am insured through payroll deductions for years through my company. Another point is that in the initial application to MetLife, they forced me to apply for Social Security Disability Benefits even though they had not approved my claim! They have tried to

Resolved Question: Has anyone had experience with a "transferrable skills" analysis with an application for long-term disability? (Tue, 08 Jul 2008 12:08:01 GMT)

I'm waiting to hear from my long-term disability insurance carrier, and wondering what factors may be used in the process? I have submitted doctor's notes, tests, evaluations, etc., but I'm fearful of rejection of the claim.

Resolved Question: What should I do if I paid taxes on disability insurance and it should have been worker's compensation.? (Wed, 13 Feb 2008 16:25:08 GMT)

My company paid 100% of the premium for short-term and long-term disability insurance. In 2006, I was sent a W-2 to report this income, since it is taxable. However, later that year the injury was accepted as a worker's compensation claim, which is nontaxable income. I thought I'd get an amended W-2 from the insurance company, but I did not. Should I file an amended 2006 tax return or is there a way to report this on my 2007 tax return? I do not know how to reply to the great answers, so

Resolved Question: Help! I tried FMLA and short term disability. I have health insurance but my job won't pay me!? (Fri, 16 Nov 2007 17:39:12 GMT)

I JUST met my year's anniversary, making me eligible for FMLA. The company I work for is odd with regard to FMLA. However, I've had increasing anxiety, escalating to panic attacks. My doctor has been recommending FMLA for a long time. I'm just now eligible. I'm borderline housebound from the stress/paranoia from the job. They refuse to pay me as I was released under "review" status in early October. Mid October my letter states that I'm on Administrative Leave, making me ineligible for

Resolved Question: What do I say in this Memo? (Tue, 06 Nov 2007 19:53:30 GMT)

I am the benefits manager for a national furniture retail chain, The Home Centre, headquartered in Richmond, British Columbia, Canada. Most of the full-time employees who work for the chain pay into an employee benefits plan. This plan care, prescription drug coverage, and othe benefits. One of the most expensive benefits employees pay for is long-term disability insurance. Recently, your insurance provider, Cansafe, has informed you that due to the high numberof recent long-term disability cl

Resolved Question: Are Doctor notes considered legal documents in relation to insurance claims? (Wed, 31 Oct 2007 18:04:46 GMT)

My family doctor had sent me to a specialist for pain management years ago and this specialist filled out the insurance forms for long term disability. When I applied for mortgage insurance, the insurance company wanted more information (specific information)about my medical history between certain dates. They sent a letter to my family doctor asking for this information. In his letter he stated that I did not seek medical treatments in regards to the insurance companies questions, but that he

Resolved Question: Looking for good disability provider in terms of not having to sue them to get a claim.? (Sun, 23 Sep 2007 14:43:56 GMT)

Okay, I want disability insurance. I realize the value. However, I know that most DI providers will use underhanded tactics not to pay claims - losing paperwork, stating no longer disabled without evidence, stopping payments without explanation, etc... In the meantime, they hope the insured gives up or dies. If I am disabled, I want an insurance company that I can trust not to add that additional burden, or if I am mentally disabled, my family. However, I don't know if there is such an in

Resolved Question: While on medical leave from work, can they wait until the day your benefits end to tell you to to file LTD.? (Mon, 03 Sep 2007 02:07:31 GMT)

The letter was date 8-6-7, but postmarked 8-30-7 and I signed for it certified mail on 8-31-7. In the letter they claim to have been trying to reach by phone, which is untrue and basically cut off my medical and pay until I have these forms filled out and of course the insurance company will ultimatley decide if I can receive the Long Term Disability benefits. If they would have mailed it earlier in the month then I could have my doctor fill out the necessary paper work and had back to the i

Resolved Question: Why do people sue each other in America? (Thu, 26 Jul 2007 19:55:13 GMT)

Ok last political question...but I really want to understand this...because Canada isn't much different than the USA but nobody really sues one another here. I don't know if it's because we have insurance which covers us for a lot of things (ie Workman's Comp for injuries, private insurance, long term disability, auto insurance, etc. etc.) or what. But in the USA it seems you can't open your mouth without fear of being sued. Someone slips on your driveway and you're being sued. One child h

Resolved Question: What type of lawyer is needed to fight my private disability insurance company? (Sun, 18 Feb 2007 23:06:34 GMT)

What kind of lawyer should I look for to assist me with a devious disability insurance company? I want to stop them from harrassing, aggravating, and interferring with my recovery. I've paid into this long-term disabilty policy for years, but now that I'm recovering from severe depression, I've had nothing but trouble from these people. Plus, after putting my through months of hell, now they want me to go to their doctor for a second opinion...is this legal? They've done alot of under-ha

Resolved Question: SS finds you disabled, but work insurance did not. Can you re-open case? (Thu, 25 Jan 2007 05:19:15 GMT)

I was denied benefits for long term disability from my employer's insurance, despite paying into it for 10 years. I was, however, found disabled and approved by social security. Can I go back now to my employer's insurance claim and say that SS determined I was disabled, how can they deny me then? Any advise? I already filed 2 appeals with them, but that was before SS approved me. They claimed it was my final appeal, yet I'm wondering if I have some sort of recourse since I was proved to b

Resolved Question: Would anyone know what limitation long term disability claims would have? (Fri, 15 Sep 2006 18:02:30 GMT)

I live in Canada and I'm 56 years old and had a right leg amputation which ended my working. I'm on long term disability but my insurance company has not indicated how long this would continue. I have other health problems with my other leg and hands due to diabetias. I was just wondering if anyone else has gone through a similair situation?

Resolved Question: Need Erros & Ommissions Liability for Insurance Agent? (Thu, 20 Apr 2006 22:38:35 GMT)

I sell Life, Health, Accident, Disability, Long Term Care, Medicare and Fixed Annuties Insurance. I have my own agency and am the only sales person in my agency. I have E & O Insurance through two MGA's, but would like to have E & O Insurance so I can write with other agencies if necessary. I have never had a claim. I would like a quote on Aggregate $1,000,000., Each Claim $1,000,000., Deductible $2500.00.

Resolved Question: Is there some one or a committee I can complain to about a poor performance by my attorney? (Sun, 05 Mar 2006 23:59:38 GMT)

I have a very good claim against the insurance carrier that carries my companies Long Term Disability insurance. They have denied my first claim as we expected but have given us 90 days to ask for an appeal. It has been 60 days and my attorney has done nothing because he is handling the case Pro Bono and he says since he is not sure how much money will be claimed he is just going to apply for the appeal at the 90 day mark. The only glich in them denying me my payments is because my attorneys f

Claim disability insurance long term

Retirement-News.com