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- U.S. Newswire - Practices in Health & Disability Insurance - The Lives & Wealth They Cost America
(Wed, 17 Oct 2007 07:00:00 GMT)
Cost disability insurance :
October 17, 2007 -- To: POLITICAL EDITORS Contact: JustHealth, +1-888-225-2686, johnmetz@justhealthnow.org;or Peter Phillips, +1-707-664-2588 SANTA ROSA, Calif., Oct....
- Business Wire - UnumProvident Reaches Settlement with California Department of Insurance; 'Changing Landscape' May Impact Cost, Availability of Disability Insurance in State
(Mon, 03 Oct 2005 07:00:00 GMT)
Cost disability insurance :
October 3, 2005 -- CHATTANOOGA, Tenn. -- UnumProvident Corporation (NYSE: UNM) today announced that three of its insurance subsidiaries have entered into a settlement...
- Community Action - Joint custody, disability support, kids Ontario court splits the difference
(Thu, 20 Mar 2008 07:00:00 GMT)
Cost disability insurance :
March 20, 2008 -- Where there is joint custody of children, how should the Ontario Disability Support Program payments for dependent children be allocated? This...
- Business Wire - Social Security Disability Insurance Recipients Need Better Understanding of Pros and Cons of New Debit Card, Allsup Says
(Thu, 27 Mar 2008 07:00:00 GMT)
Cost disability insurance :
March 27, 2008 -- Whether it will be a cost saving or an added cost for recipients depends on how informed they are and how they use the debit cards BELLEVILLE, Ill....
- Deseret News (Salt Lake City) - Davis gets $1.5M break on worker insurance costs
(Sat, 10 May 2008 07:00:00 GMT)
Cost disability insurance :
May 10, 2008 -- FARMINGTON -- Thanks to a little friendly competition, Davis County will get a break on insurance costs for its employees over the next year. The...
- PR Newswire - ING Introduces Competitive New Disability Plan for Texas Educators and Education Employees
(Thu, 10 Apr 2008 07:00:00 GMT)
Cost disability insurance :
April 10, 2008 -- New insurance product competitively-priced; features Texas-sized flexibility and focused service team MINNEAPOLIS, April 10 /PRNewswire/ -- ING...
- PR Newswire - When Cool Becomes Costly
(Tue, 20 May 2008 07:00:00 GMT)
Cost disability insurance :
May 20, 2008 -- Be Long-Term Care Aware ONTARIO, Calif., May 20 /PRNewswire/ -- Are you looking at age 60 and thinking about retirement? Dennis Hopper, with his...
- Business Wire - Unum Reduces Rates on Multi-Life Individual Disability Policies
(Fri, 29 Feb 2008 08:00:00 GMT)
Cost disability insurance :
February 29, 2008 -- CHATTANOOGA, Tenn. -- Effective March 1, 2008, Unum (NYSE: UNM) is lowering new business rates on its non-cancelable individual disability insurance...
- Business Wire - Allsup Adds Financial Planning and Healthcare Information Services to Expand Solutions for Individuals with Disabilities
(Wed, 30 Apr 2008 07:00:00 GMT)
Cost disability insurance :
April 30, 2008 -- Allsup's free Financial Matters site provides practical detail to help people with disabilities better manage their finances, healthcare costs and...
- Business Wire - Higher Health Costs Forecasted to Dwarf Food, Fuel and Future Inflation
(Tue, 08 Apr 2008 07:00:00 GMT)
Cost disability insurance :
April 8, 2008 -- PALM BEACH GARDENS, Fla. -- If potential solutions are not acted upon now to curtail medflation/nursing inflation, then the pressures exerted on...
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- Resolved Question: Are Fathers really getting "True" Equality?
(Fri, 06 Jun 2008 15:44:15 GMT)
Cost disability insurance :
June 2006 â?? THE WAR ON FATHERS: How the 'feminization of America' destroys boys, men â?? and women
The June edition of Whistleblower magazine is a mega-eye-opener exploring one of the most crucial but little-reported phenomena of modern America â?? what WND calls "THE WAR ON FATHERS."
The evidence of this almost unthinkable scenario is everywhere:
SCHOOL: In public school classrooms across America, in every category and every demographic group, boys are falling behind. Girls excel and
- Resolved Question: Would it be legal to jointly own a car?
(Tue, 27 May 2008 01:58:19 GMT)
Cost disability insurance :
Live in a complex for retirees and those with disabilities, each of us struggling with gas prices, worried about the condensation that forms within gas tanks that aren't full anymore. Is it legally possible we could share a car, each have a set of keys, make a schedule, share the full tank, checking who else might wanna go along the day we need errands, thereby cutting our insurance costs too?
- Resolved Question: Can i claim a refund for medication & crutches ive been given for a sprained ankle whilst in Spain on hols?
(Sat, 24 May 2008 23:54:58 GMT)
Cost disability insurance :
I am in Barcelona on holiday,& have sprained my ankle.I went to the hospital & was also given Ibuprofen & a pair of crutches which cost me over 20 Euros.
Iam a british citizen & have a EHIC (European Health Insurance Card).
Iam in receipt of Income Support & Disability Living Allowance in the UK as i cannot work.
What is the quickest way of obtaining a refund for this treatment of the sprained ankle please?
Iam in Barcelona until 4th June , on the EHIC card it says on the back "It may be quick
- Resolved Question: I had salinebreast implants in 2000. The manufacturer was Mentor. One has ruptured or deflated.?
(Thu, 15 May 2008 14:31:38 GMT)
Cost disability insurance :
The implants were guaranteed by Mentor not to rupture, however since one has .Mentor will not cover the cost of surgery to replace the implants. What is the point of a guarantee if the company does not stand behind it. I cannot afford to replace the implant at this time . I have acollege education and used to have a good job. Circumstances have changed. I have been forced to apply for disability and live on only $151.80 a month from child support. The surgeon who did the implants will not make
- Resolved Question: My question is is we are finacially unavaliable to pay for a unexpected family Death? more info below?
(Thu, 24 Apr 2008 22:03:25 GMT)
Cost disability insurance :
The person who died was my future Father-in-Law. It was unexpected and he had no insurance and was homeless and jobless. He was 52 and never served in the military. His son, who is my boyfriend, is on disability and does not have the money to pay the cost. I am also on Disablity.
We reside in the state of Michigan. I figure that knowing the state may help if you live or no of charities in our state.
Are there any Charities out there who may be able to help us out?
If you know of one who migh
- Resolved Question: What should I do about insurance???
(Wed, 23 Apr 2008 14:39:57 GMT)
Cost disability insurance :
I am on disability right now and my Cal-Cobra is almost up. I have AIDS and wondering what options I have??? I know medical but what is the share of cost of $1,000 a month?? please help
- Resolved Question: I am on social security disability insurance ( SSDI & SSI ). If I have a child, will I get more money?
(Tue, 22 Apr 2008 23:30:26 GMT)
Cost disability insurance :
Let me state this clearly: I do NOT want to have a child to GET more money-- please let this be understood. My concern is, I am already struggling with money, and when my husband and I decide to have children, I don't want to have to worry. Would Social Security grant me more money if my costs went up due to having a dependent? Thanks for your answer!
- Resolved Question: Did anyone else catch the lie by Grover Norquist on CSPAN 2 Books?
(Mon, 14 Apr 2008 11:59:04 GMT)
Cost disability insurance :
Grover Norquist out right lied that Hillary proposed a National HMO. Listen to her Iowa speech.
Hillary proposed the government help any and all Americans that fall short of the cost of health insurance.
Hillary proposed the insurance be held to the same standard that our representatives get.
Hillary proposed they not be allowed preexisting conditions or other out for payment.
This is comprehensive in solving the problems that have existed in my. Insurance refusing to pay my prescriptions,
- Resolved Question: Can a stay-at-home-mom get disability insurance?
(Mon, 14 Apr 2008 07:40:39 GMT)
Cost disability insurance :
I am 28 years old and became a stay-at-home-mom when I was 22, I worked up until I was a few months pregnant, then tried to become a working mom for 6 months but it didn't work out for us. Now I am facing a diagnosis of MS, not for sure but its likely. Everything I read says I won't qualify for disability. Sure cash would be nice, but not necessary, but I WILL need medical care. Medicaid leaves me with a 1700.00 share-of-cost per month, more than HLAF our gross income and we have 3 kids. What
- Resolved Question: Can I get short term disability insurance to pay my mortgage if I have to have knee replacement surgery?
(Fri, 11 Apr 2008 06:04:11 GMT)
Cost disability insurance :
My doctor says I need knee replacement surgery and I will be out of work at least 3-4 months in rehab. Is there any type of insurance I can get to cover my mortgage payments. I have insurance that covers my credit card payments but not insurance for mortgage. My job will pay me part of my salary while I am out, but it won't cover all my expenses. I have little to nothing in savings. If I can get this insurance how would I get a quote and how long would it need to be in effect before I can coll
- Resolved Question: I need help getting my friend a new leg!...?
(Fri, 04 Apr 2008 17:04:04 GMT)
Cost disability insurance :
A friend of mine was born without a leg. Before the age of 18 the Shriner's took care of the costs of his legs. He has had the same leg since he was 16. Now 24 it just isn't working right anymore and hasn't for some time! The knee doesn't even bend anymore and the screws come out all the time. To sit and have it bend he has to give it a good whack or 10 before it will give!
He works a full time job that does not offer heath insurance and he makes to much to get any help (you know to much but n
- Resolved Question: Will car insurance companies try to trick you in to settling your claim by signing a release for your child?
(Thu, 03 Apr 2008 08:21:28 GMT)
Cost disability insurance :
Am I giving up my rights to settle my own insurance claim if I settle my children's claim from the same accident by signing a parent's release and indemnity agreement? The release states "In consideration of the payment to the undersigned the receipt of which is hereby acknowledged, the undersigned parents and guardians of Kayla Pringe, a minor do forever release, discharge and covenant to hold harmless Corey Jones, in and any other person, firm, corporation charged or chargeable with respons
- Resolved Question: The Three Trillion dollar war...has the day of reckoning come?
(Tue, 25 Mar 2008 13:35:35 GMT)
Cost disability insurance :
"Budgetary numbers", the operational costs of the war are not the true numbers of the Iraq war....there are hidden costs of the war, like the insane amount of money the US is paying contractors...plus the US pays contractors insurance costs through the Labor Department....when the working poor of hte US can't get affordable healthcare. Then there is the cost of veterans...disability, veterans healthcare for the 1.6 million who have already fought and the people who will fight as this debacle c
- Resolved Question: Considering legal seperation due to money problems?
(Thu, 20 Mar 2008 01:06:13 GMT)
Cost disability insurance :
My wife was ill for quite a while and owes a substantial amount on hospital bills. She does not have insurance and is on disability and our finances are strapped. We have been considering a legal seperation so that she can get help with her medical bills, has anyone ever done this? Does anyone know how much does it cost to be legally seperation? And if you have been in this situation has it caused a rift in the marriage being legally seperated. We won't be doing this illegally, we bought anoth
- Resolved Question: Electrician or handyman help needed to understand electrical requirements (for a triplex)?
(Sun, 16 Mar 2008 15:08:59 GMT)
Cost disability insurance :
3 tenants currently live in a recently purchased triplex. Based on what is written on the electric board in the basement, the triplex has in total:
"125 AMP, 120/240 Volts. 1 Phase, 3 Wires"
The current tenants are on disability and have minimal electrical requirement however they do have fridge and oven in each unit. There is also a coin laundry everyone can use in the basement. One of the tenants told me that from time to time there is an electric shutdown due to overload however it has bee
- Resolved Question: Pancreatic cancer and help with medical bills?
(Sat, 15 Mar 2008 20:45:50 GMT)
Cost disability insurance :
My father just had a large tumor removed from his pancreas and while we are unsure of the future with all of this, the medical bills are going to be astounding. His insurance only covers 80% of everything, with no cap on how much out of pocket costs him and my mom will incure.
Since this had cost my father his job and he may need to go on short term disability, I told my parents to apply for Medical Assisstance. Is there anything else they can do? Any other assistance with bills they can get
- Resolved Question: Idk anythng about Personal Finance Health Insurance & Financial Planning.. pls helpp=]?
(Sat, 15 Mar 2008 00:05:07 GMT)
Cost disability insurance :
1. Which of the following best defines health insurance?
An annual contract between an insurance company and an individual
A type of insurance whereby the insurer pays the medical costs of the insured
A type of insurance that protects your personal property if you are unable to pay your bills
A type of insurance that assists your loved ones in the event of your death
2. Which of the following illustrates the main difference between Medicare and Medicaid?
Medicare helps to insure th
- Resolved Question: What should I do about my 24 year old son?
(Tue, 04 Mar 2008 00:22:45 GMT)
Cost disability insurance :
He has Aspberger's, is living free in a room in a rental house I own, he is "working" on a video game design, he's a capable programmer/coder, AA degre. He won't get a regular job or any job, says he has social-anxiety over that, and gets abusive when I say I need some $ for his costs. I'm a widow and can't do anything, I guess I could call the sheriff and he'd be livingon the streets. He has a car, I pay for insurance, he has food money , and he calls for extra spending money once in a whil
- Voting Question: How much will I be taxed? Income, ss, medicare, mass income?
(Mon, 03 Mar 2008 20:03:12 GMT)
Cost disability insurance :
Single and working for a company. Assuming no deductions for time being, but I have a $2600/yr student loan payments. (not sure if I can deduct that. Just trying to figure out what kind of apartment I can afford.
Assuming 60k a year. I've came up with 17,200 taxed. That's based on the the brackets for the federal income tax.
0% 8750
10% 8025
15% 24525
25% 18700
I also based the the Massachusetts income (5.3), ss (7.65), and medicare (1.45) on the 60k base salary. ((not sure if these are tax
- Resolved Question: At-fault partys auto insurance is not enough to cover my medical expenses (even with my underinsured coverage)
(Thu, 28 Feb 2008 06:11:16 GMT)
Cost disability insurance :
I was rear-ended by an 18 yr old, and sustained spinal injuries. I have been off work now for 9 mths. and my disability ins. will only pay for 12. His insurance policy will only cover part of my expenses. And even with my own underinsured ins., I am looking at a lot more expenses. I was told by my Md. that I need surgery for my herniated discs, which are causing me great pain. In the meantime, once my disability coverage runs out, I will have no more income to live off of. My atty. told me
- Resolved Question: Function Capacity Exam?
(Fri, 15 Feb 2008 21:51:18 GMT)
Cost disability insurance :
I have applied for social security disability.
Am now required to take the subject exam
Have a severely compressed disk with causes lower back and leg pain.
Two issues:
1) Am concerned about taking exam, don't need more pain.
2) Does anyone know the procedure code for this exam?
Need this number so I can ask my insurance company if the exam will be covered. Understand the test cost about $800.00
Thanks all for help.
Les
Hi Tash.
Really appreciate your answer.
The form my lawyer received from
- Resolved Question: for those of you who think Obama has accomplish nothing?
(Fri, 15 Feb 2008 05:58:50 GMT)
Cost disability insurance :
Obama passed legislation with Republican Senator Jim Talent to give gas stations a tax credit for installing E85 ethanol refueling pumps. The tax credit covers 30 percent of the costs of switching one or more traditional petroleum pumps to E85, which is an 85 percent ethanol/15 percent gasoline blend.
-After a number of inmates on death row were found innocent, Senator Obama worked with law enforcement officials to require the videotaping of interrogations and confessions in all capital cases
- Resolved Question: Social Security Disability Benefits and Taxes?
(Fri, 08 Feb 2008 17:31:11 GMT)
Cost disability insurance :
My father is legally disabled. After medicare is taken out he clears a little over $1000 a month. In addition to regular expenses he must pay his house insurance and taxes, housing repair costs (his house is old), prescription drug costs not covered by medical ( in 2007 it was over $3500), etc.
Can he fill taxes to recieve any of this money back?
Thank you for your help.
- Resolved Question: can my employer cancel my health insurance when I am disabled. They charged me full cost..no income to pay fo
(Thu, 07 Feb 2008 09:06:09 GMT)
Cost disability insurance :
been off work since April. FMLA...I paid in my regular employee share. They started billing me full cost for August on. I was able to pay for two months approx 3000 total. I have no income and they cancelled me in December retroactive to October 1st. I asked for more time or to pay when I got back to work... they said no and cancelled my policy. They also denied my short term disability. And my long term policy was rejected as my short term was denied (same company but I pay premiums fo
- Resolved Question: I need Meical Cost Coverage Assistance.?
(Tue, 05 Feb 2008 16:21:50 GMT)
Cost disability insurance :
" I have Leukemia, Diabetes, and Glaucoma. I take 21 medications a day and have bi-weekly doctor visits. I have great insurance coverage but after they pay their part I am still paying about 1400 a month out of pocket. Are there any programs that can assist me? These additional costs over the last year have depleted my savings and I am now in danger of losing my home. I am terrified of being homeless, after spending the last 40 year making my life and losing it all to disease. I am a goo
- Resolved Question: Does anyone know if there are any government grants to help pay medical bills?
(Tue, 05 Feb 2008 05:45:41 GMT)
Cost disability insurance :
My husband has been 100% permanently disabled for the past 6 years. Because of his disabilities, I cannot work outside the home - someone has to be here to care for my husband. We live well below the poverty level. My husband recently needed surgery to repair an aortic aneurism just beneath his heart that was ready to burst as well as a 2nd aneurism in his leg. During the surgery, the doctor had to put my husband on a heart-lung bypass machine. The surgery cost more than one million dollars of
- Voting Question: Meds are putting me into bankruptcy?
(Mon, 21 Jan 2008 14:39:00 GMT)
Cost disability insurance :
I'm a single mom who needs life-sustaining medication for brain lesions and seizures. I also need health insurance because I have to have MRI and scans to make sure my brain isn't bleeding.
I'm 26 and have a family of me and my child to take care of so I have been job searching but can NOT find any job that will cover Keppra. I have a job now that still forces me to pay $380 out of pocket. So should I just sit myself on welfare? I have tried county programs and Keppras assistance program and
- Resolved Question: help please?
(Mon, 21 Jan 2008 07:50:57 GMT)
Cost disability insurance :
I have a herniated disc in my lower back. It has cost me two jobs because of the constant pain and my limited movement. I need to know if this something I can get disability insurance for. My doc said I can get injections for the pain but theres a possibility that I may injure myself further. What do I do and where do I start
- Resolved Question: Would this qualify someone to get disability?
(Fri, 18 Jan 2008 00:00:02 GMT)
Cost disability insurance :
If a person needs certain medications but doesn't have health insurance and either can't get it from there employer or doesn't earn enough to cover the cost of the medication or to get there own health insurance.
What happens if they can't buy there medication and in turn get sick to the point they can't work because of that reason.
Would that be considered disability?
Yes this is in the U.S.
- Resolved Question: If you want to see the numbers on disability decrease, then here is how you do it:?
(Sat, 12 Jan 2008 14:25:41 GMT)
Cost disability insurance :
My situation:
I am on SSD...disability I have paid for. However, I think it's possible I could go to work. I want to work. I want to be productive. However, there is an obstacle in my way. My meds cost $500 a month, and if I can't get a job that can pay for those, and pay what it costs me to live as well, then I am stuck. I can't work; I am dependent on state medical insurance (Medicaid) to get the health care I need; this would be cut off in the event I did work.
Now, if I had guaranteed hea
- Resolved Question: anybody know of low cost health care in AZ?
(Wed, 09 Jan 2008 16:15:59 GMT)
Cost disability insurance :
I have a sister in AZ who has diabetes, high BP, retinal detachment, and something going on with her woman parts. She is 48, menopausal, and has no health insurance. Her medications are making she and her hubby quite short on $. He doesn't have med. through work. Disability does'nt help. He makes too much for public assistance. Any ideas?
- Resolved Question: Buying health insurance, need some advice?
(Fri, 28 Dec 2007 00:33:22 GMT)
Cost disability insurance :
My nephew has been diagnosed with a bleeding disorder. My brother and his wife are both self employed but earn too much for Medicaid and government run disability programs. They always bought their own insurance. But after his son's condition the insurance gave them an estimate of $2300 a month in order to buy a plan for their kid. This is because his medications are extremely expensive. My brother said it costs about $160K a year. My brother doesn't know what he should do. He needs his wife a
- Resolved Question: Buying health insurance, looking for advice?
(Fri, 28 Dec 2007 00:27:00 GMT)
Cost disability insurance :
My nephew has been diagnosed with a bleeding disorder. My brother and his wife are both self employed but earn too much for Medicaid and government run disability programs. They always bought their own insurance. But after his son's condition the insurance gave them an estimate of $2300 a month in order to buy a plan for their kid. This is because his medications are extremely expensive. My brother said it costs about $160K a year. My brother doesn't know what he should do. He needs his wife a
- Resolved Question: Looking for a better life ?
(Sat, 22 Dec 2007 22:33:10 GMT)
Cost disability insurance :
Lack of respect for the rule of law vastly increases the possibility of tragedy. That axiom was proven on a fateful day in October after one American familyâ??s tragic encounter with an immigrant who had made a mockery of the rule of law by coming to America illegally. Because of that choice to evade the law, lives were shattered. In a letter in the editorial section of the Times-Republican, Mona Kilborn of Marshalltown, Iowa described the tragedy her family suffered. In her own words:
Many of
- Resolved Question: Hey MADD, How can I legally keep the drunk that totaled my truck off the road?
(Fri, 21 Dec 2007 13:49:23 GMT)
Cost disability insurance :
A woman drove across a highway median and hit my truck. It was totaled and I am having ongoing back problems now. She has no insurance, property, or even job. I only ended up with bluebook value on my just paid off vehicle and actual out of pocket medical cost due to having an uninsured motorist policy myself. I probably won't collect for 4 days missed work or pain and suffering since she is on disability / welfare.
On the police report it says that she admitted to the officer that she had t
- Resolved Question: The "trickle down theory" and hungry Americans...?
(Wed, 05 Dec 2007 20:13:15 GMT)
Cost disability insurance :
I have a friend that is drawing their SSDI (the money they paid to disability insurance during the decades they worked) The SSDI is a very small amount and it barely covers the cost of housing and other necessary monthly expenses. They receive $33 a month in food stamps and they were working part time until a physical injury made it impossible to do so. They borrowed a car and gas money and went to food banks but were turned away for a variety of reasons, not the least of which was having no
- Resolved Question: If Ron Paul abolishes the IRS how will we take those healthcare deductions and credits?
(Wed, 05 Dec 2007 18:19:07 GMT)
Cost disability insurance :
I was told this is is plan for healthcare..............It is time to take back our health care. This is why I support:
Making all medical expenses tax deductible.
Eliminating federal regulations that discourage small businesses from providing coverage.
Giving doctors the freedom to collectively negotiate with insurance companies and drive down the cost of medical care.
Making every American eligible for a Health Savings Account (HSA), and removing the requirement that individuals must obt
- Resolved Question: Why can't the rest of USA do this Social Security Alternative Already Working in Texas?
(Mon, 03 Dec 2007 04:35:08 GMT)
Cost disability insurance :
The personal retirement plan sketched out in President Bush's State of the Union Address has been universally derided by Democrats as an unworkable privatization of the retirement program.
"As we fix Social Security, we also have the responsibility to make the system a better deal for younger workers, and the best way to reach that goal is through voluntary personal retirement accounts," Bush said during the address Wednesday night.
"Here is how the idea works: Right now, a set portion of t
- Resolved Question: how to cover maternity cost when relocating (insurance transfer gap period)?
(Thu, 22 Nov 2007 20:41:16 GMT)
Cost disability insurance :
I will relocate for new job, my wife stays behind until labor day since her insurance pays for disability leave. even when my insurance is effective for us and the baby, next month, we can't cover everything. so any suggestion how we should do this?
i can't imagine being away, and not be there when the baby comes since it's 200 miles away. so if anybody know good (and affordable) insurance (or ways) so my wife is not stuck with her job ... i'd appreciate it. thanks!
- Voting Question: Health insurance question?
(Wed, 14 Nov 2007 01:17:23 GMT)
Cost disability insurance :
This is a question for people with a lot of arcane knowledge about health insurance...
I was just approved for Social Security disability and Medicare. I am having trouble deciding if I should drop my COBRA coverage from my last job. The COBRA is costing me about $450 a month, which is a lot for me. But I have a lot of prescription drug expenses. Without any insurance, I would be spending about $800 a month on drugs. With my COBRA, I spend only about $200. If I drop my COBRA coverage, I can t
- Resolved Question: Health insurance question (relates to COBRA and Social Security)?
(Wed, 14 Nov 2007 01:16:09 GMT)
Cost disability insurance :
This is a question for people with a lot of arcane knowledge about health insurance...
I was just approved for Social Security disability and Medicare. I am having trouble deciding if I should drop my COBRA coverage from my last job. The COBRA is costing me about $450 a month, which is a lot for me. But I have a lot of prescription drug expenses. Without any insurance, I would be spending about $800 a month on drugs. With my COBRA, I spend only about $200. If I drop my COBRA coverage, I can t
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