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Disability insurance policy : A disability income insurance information site. Offers consumers the ability to understand the provisions that make up a disability insurance policy.

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Disability insurance policy : December 5, 2005 -- Insurers last week filed suit against the California Department of Insurance in response to a department examination of disability policies that...

Disability insurance policy : December 1, 2007 -- Doctors, lawyers, and other professional clients of CPAs often pay attention to their family's life insurance needs, but concerns about becoming...

Disability insurance policy : September 16, 2005 -- Byline: Stuart Jones Sep 16, 2005 (Weekly Tax Bulletin - ABIX via COMTEX) -- The Court of Appeal of the New South Wales Supreme Court...

Disability insurance policy : February 29, 2008 -- CHATTANOOGA, Tenn. -- Effective March 1, 2008, Unum (NYSE: UNM) is lowering new business rates on its non-cancelable individual disability insurance...

Disability insurance policy : July 24, 2006 -- Byline: JUDY GREENWALD SACRAMENTO, Calif.-The California Insurance Department and several insurer associations have reached a settlement in a...

Disability insurance policy : April 10, 2006 -- Byline: Gary S. Mogel NEW YORK - A lack of understanding as to the cost of disability insurance and what it covers is causing many people to...

Disability insurance policy : April 7, 2008 -- Utah's poorest of the poor are being targeted by a bureaucratic fix that would require them to enroll in a state health-care plan or lose the $261...

Disability insurance policy : December 22, 2007 -- ABSTRACT Compared to older beneficiaries, disabled workers who become eligible for Medicare 25 months after they are deemed eligible for Social...

Disability insurance policy : March 1, 2008 -- OBTAINING THE RIGHT INSURANCE is vital to your financial security. Having life, health, disability;, and long-term care insurance can help you...

Disability insurance policy : April 22, 2008 -- Which contractual provisions have the largestimpact on the employee's likelihood of collecting long-term disability?What constitutes a disability in...

Disability insurance policy : In 2003, I received an award letter of life insurance until the age of 65. I called the company recently to see about it and they said another company had taken over-I called them and they said I was not in the system and said to call a 3rd company which may have taken over my policy. I called them and they said, No-I have no life insurance policy. Where and who can I get in touch with regarding the policy I was awarded and it seems to have disappeared.

Disability insurance policy : My brother was laid off from his job some years ago and now he is currently applying for disability. He is sick and I would like to know if one of us can add him to our insurance plan or will we have to pay for a separate policy for him.

Disability insurance policy : To whom it may concern: I have a right to know who lied to the dfeh I, Damari Stratford filed a complaint with the DFEH, Ann Luekeman did the investigation. After the case was closed I requested a complete copy of all materials submitted to the DFEH at Ca. Dept. of Fair Employment and Housing, 111 N. Market Street, Suite 810, San Jose, Ca 95112. When I received the copies, the names of the employees and the attorney at Citibank were crossed out in black ink. I feel I have a right to know who

Disability insurance policy : I am going to need to have time off for a surgery. I am in Indiana. It is likely that I will need to have at least eight weeks off work, and when I asked my doctor about going back to work, they said that my pain would dictate my ability. So no clear cut answer, but at least two weeks off which would qualify me for disablity. Our policy says that if you can work a percentage of your job then you have to. My employer tells me that my job isn't part time. I have to be there 100%, but I cant be.

Disability insurance policy : I'm a store manager for a major retailer. I also am deeply unhappy with my current job. And, oh yeah, I'm pregnant. My current job is my only source of insurance and I know that I would not be able to afford the medical bills without it. I know that every state and every company will have a different policy, but I would like to get an average... How long after short-term disability leave/maternity leave does the average company expect an employee to...stay employed? How long do I have to 'pay

Disability insurance policy : Disability insurance is very expensive if your a self-employed business owner. For my craft, lawn service, disability insurance will cover me until I'm 62 years old if I am willing to pay almost $2,000 a month for this policy. If I want to set up my own account, how much money will I have to have in my account today if I want to live off the interest and beat inflation until I'm at least 62 years old or older if I was to ever become disable? I am 37 years old and my gross income is $70,000

Disability insurance policy : RE: Shortlistedâ?� From: corporate express (corporateexpress@london.com) Sent: Wednesday, May 14, 2008 10:28:08 AM To: syed mehdi (munawwar14@hotmail.com) -------------------------------------------------------------------------------- Dear applicant. This is to inform you that we have short listed your application on basis of your resume and our utmost requirement of workers. Details mentioned hereunder.. Job: KFC TEAM MEMBER. Job location: AUSTRALIA or CANADA. Job lenth: P

Disability insurance policy : Does anyone know if I am required to send a terminated employee Disability Insurance Claim Forms? I terminated an employee I had found out was stealing from the company and a week later she called up demanding I send her my company disability insurance claim forms. It doesn't seem right that I must fill out my company disability insurance claim forms and mail them for someone who is not even an employee of mine any more. She is claiming that it is the law and that she has a right to file a cla

Disability insurance policy : My inlaws are crazy. No not like wacky like mean, vindictive, you wouldn't believe it crazy. My husband purchased a sport car about 4 years ago, evidentially my inlaws started a life insurance / disability policy on him. The bill for some reason gets mailed to us, but they pay it. When asked about it they said they got it incase my husband killed himself in his car. Can you take out a policy on an adult, over 18 years of age, without consent? What is this Disability income on the bill that i

Disability insurance policy : I am disabled. When I worked I bought long term disability. I received payments from them until I got social security. When I was awarded ss I had to pay them back a big sum of money. Now they are telling me since I get social security and my children do also based on my disability that they only have to pay me the minimum of $50 a month. Is this legal since this is private insurance that I bought? Should one thing have to do with the other? Thanks for the responses. I don't want my cake and

Disability insurance policy :

Disability insurance policy : My brother and I were traveling back home from Winslow Arizona back to Phoenix. Once we passed Flagstaff we hit a snow storm. which made it hard to see. before long we seen a accident and tried to avoid it. In the process we lost control and ended up in the median. we ended up sideways, the tires dug into the snow, then into the dirt causing our vehicle to flip several times. I fractured my t12 vertavrae and split the back of my head pretty good causing me to lose alot of blood. I had to be

Disability insurance policy : I have Aflac short term disability insurance coverage. My policy was effective as of 1/1/08, I had a foot surgery in 7/2005, I haven't seen a doctor regarding my foot since then. I might need another surgery on the same foot, not as big, but a touch up. I'm going to the doctor next week(4/2008). Will I get paid S/T Disability if I have a surgery in May? Does anyone have experiance with pre-existing conditions. The Aflac policy is confusing, and I want to make sure I will be covered.

Disability insurance policy : i have insurance from ahcccs. but dont have my own auto insurance because i dont have a vehicle. but now i cant work due to a fractured vertabrae and dont know what to do for income. I wont get disability if I wont be out for over a year and even so wont get any benifits for up to 3 to 4 months.

Disability insurance policy : I work for a non-profit organization as a full-time salaried receptionst and plan to go on maternity leave in the fall. I've spoken lightly with my office manager on the subject of Maternity leave and she told me that it would be unpaid. In their handbook( which I'm having trouble understanding) though it says this: Reasonable leave of absence without pay for disability resulting from pregnancy shall be granted to any employee so requesting it. Any salaried employee disabled as a result of p

Disability insurance policy : I've been asked to provide this: THE OVERSEA TRAVELERS INSURANCE POLICY (OTIP) COVER, is a mandatory requirement by the Nigerian Immigration Service (NIS) this is because the policy is a prove that you are medically fit; to work in Nigeria and also it is a per-requisite to renew your resident/worker's permit every year. The OTIP should have benefits to the tune of $5,000,000.00(FIVE MILLION US DOLLARS) and the duration is one year, it should include benefits for loss of luggage, repatriation

Disability insurance policy : I've been asked to provide this: THE OVERSEA TRAVELERS INSURANCE POLICY (OTIP) COVER, is a mandatory requirement by the Nigerian Immigration Service (NIS) this is because the policy is a prove that you are medically fit; to work in Nigeria and also it is a per-requisite to renew your resident/worker's permit every year. The OTIP should have benefits to the tune of $5,000,000.00(FIVE MILLION US DOLLARS) and the duration is one year, it should include benefits for loss of luggage, repatriation

Disability insurance policy : Received payments during 2007 for death benefit from my father's disability insurance policy. Insurace company said it wasn't taxable and didn't withhold taxes. Box 2a is empty. Box 7 has code 4. Filing form 1040 and need to know boxes in which to report it. Can't get an accurate answer from anyone. Your help is greatly appreciated!

Disability insurance policy : My husband and I are 30 and 35 and in good health. He works and I'm a stay at home wife. I'd like to ensure that, should something happen to either of us, the other is 'taken care of' financially. What kind of life insurance policy should we consider? Are there other types of insurance policies we need like disability, etc?

Disability insurance policy : In 1986 I got a VAL policy from Pridential. I paid for disability waiver of premium. I got disabled in 2004 and they waived premium. I got a letter stating that i turned 65 and premiums will no loger be waived after age 65. Is this correct? Also they have increased my monthly premium from $60 a month to $243 a month because I turned age 65. Is this allowed? Thank you

Disability insurance policy : I know nothing about life insurance progams. What is a good insurance policy for funeral and extra money for your family? I'm 47, smoker but could quit, on disability?

Disability insurance policy : I was rear-ended by an 18 yr old, and sustained spinal injuries. I have been off work now for 9 mths. and my disability ins. will only pay for 12. His insurance policy will only cover part of my expenses. And even with my own underinsured ins., I am looking at a lot more expenses. I was told by my Md. that I need surgery for my herniated discs, which are causing me great pain. In the meantime, once my disability coverage runs out, I will have no more income to live off of. My atty. told me

Disability insurance policy : If I were to buy a term life and disability policy, would I have to still buy mortgage insurance since my down payment might be less than the req. 20%? by the way, I live in Canada...

Disability insurance policy : i have a club foot where i cant bend my ankle ....also i cannot feel from my knee down........i can only bend my knee in the shape of an L and no further.....i have a condition called ossification in my hip where i cannot bend my leg foward and barely back....i have leg length discrepancy....and my tailbone is offset where i cannot sit up straight....im in alot of chronic pain but cannot afford pain management and i have no insurance.....i have a colostomy ....and brain damage according to m.r

Disability insurance policy : not VA benifits or sgli, but if i got another insurance policy before i deploy

Disability insurance policy : I know one claims to receive disability and wants everything in cash.........is to hide it from the gov't? Does this leave you in a bad way if you try to get tenants insurance, etc.....

Disability insurance policy : This would be my only investment . I lost 75% of my 401k in the Enron deal. It was a self contributing + profit sharing invested in either mutual funds or money market. I'm not very financially literate, I could'nt even tell you the difference. But what I did'nt lose I had to live off of for the 2 yrs. that I had to wait for my Disability to be approved. I had to file bankruptcy due to excessive doctor bills and no income for 2 yrs. I am just now getting to where I,m able to start investing a

Disability insurance policy : I have surgery in January. I had a 30 day elimination period on one insurance policy and a 14 day elimination period on the other. My job and doctor are still filling out my paper work. Will I get paid for January and this month and so forth, or do they pay you from the time you get in your paperwork?

Disability insurance policy : been off work since April. FMLA...I paid in my regular employee share. They started billing me full cost for August on. I was able to pay for two months approx 3000 total. I have no income and they cancelled me in December retroactive to October 1st. I asked for more time or to pay when I got back to work... they said no and cancelled my policy. They also denied my short term disability. And my long term policy was rejected as my short term was denied (same company but I pay premiums fo

Disability insurance policy : There are under 50 employees and the company provides a very expensive private disability policy on its employees. There are approx. 6 workers who do not qualify due to their past medical history, weight, etc. They do not provide any other short or long-term disability programs. Is this discriminatory or legal? Are they required to provide some benefit for those who don't qualify for the fancy policy?

Disability insurance policy : I have been off of work ill since 11/1/2007. I have post herpetic neuralgia (nerve damage in my forehead from a shingles outbreak in 1999). I have filed a claim on this before and it was honored; now, I have filed again and the insurance co is giving me the run around. Its ok to file as many times as needed; but, their argument is that I have not seen a treating dr since my absence. I have seen my diabetes dr and he had been prescribing my meds for this but since they are questioning him,

Disability insurance policy : I ask the question earlier about filing my taxes but what if your earned income is paid to you by a private insurance company and i bought a long term disability policy that pays me monthly and i had taxes taking out on it will i quilify for the earned income tax credit still

Disability insurance policy : Option A is the basic plan that will pay about $43,000.00 @ $14.00 monthly. Option B is 5 times my salary prior to disability retirement which will pay about $205,000.00 @ $50.00 monthly. My age is 49, and I would like to know if term or some type of whole life policies would be a better savings and pay-out. This policy will be for the benefit of my two children.

Disability insurance policy : I have been collecting LTD benefits for 2.5 years from my employers benefits. I paid for the benefit making it non-taxable. I was asked to apply for CPP Disabilty, I have been approved for CPP. I am permanetly disabled. Now I understand that the LTD benefits will be reduced by the CPP amount. The insurance company now says I am not entitled to a COLA increase on their portion of my benefits. Can they do this? Am I entitled to have a copy of the actual policy that I paid for? I have never se

Disability insurance policy : Hi, im wondering if anyone has had a long term disability policy and then THEY hire ALLSUP on their own to help with your social security disability cases. When you are approved and long term disability wants a chunk of your back pay do they give money to allsup?? have they been able to ''attach'' your back pay so they all get their cut before you even get your ssd back pay deposited or a check written out to you from SSD???? I got a letter from my LTD provider saying they want a release fille

Disability insurance policy : Hi, please no generic responses just for the points....has anyone ever or knows of anyone who has PERSONALLY dealt with the standard insurance for a long term disability policy and then gotten social security disability after filing?? im wondering what their policy is on your ssd back pay...do they really want it all, do they usually take a percentage or are they open to negotiations so that you can keep a chunk of your back pay?? again only answer if youve had any personal dealings with the

Disability insurance policy : After I looked I noticed I was paying for a disability waiver.I wrote twice to company to be reinstated and twice denied .Where do I turn?

Disability insurance policy : under most policies is there a time limitation to when a person can file ? is it retroactive ?

Disability insurance policy : My mother was diagnosed with inoperable pancreatic cancer 2 months ago and given approx a year with chemo. Unfortunately, her liver couldn't handle the chemo, and she has been taken off her chemo. She had only short-term disability through her job, which she paid extra for. That short-term disability expires January 15. She has no long-term. Not good news. Her salary isn't what concerns me. She has medical insurance through her place of employment and also two different life insurance policies