Disability retirement

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Pharma685 Location unknown	1:52pm on Monday, May 7th, 2012
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Pharmd739 Location unknown	1:53pm on Tuesday, April 10th, 2012
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Pharmd382 Location unknown	1:52pm on Tuesday, April 10th, 2012
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Pharmc856 Location unknown	1:51pm on Tuesday, April 10th, 2012
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Phil Mark Vancouver , b.c.	2:36pm on Sunday, March 11th, 2012
I am on disabilty, cannot make mortage payments, do not ahve mortage disability, bank is forclosing on house, what should I do?
djlnhhlwyw Canada	10:23am on Friday, March 2nd, 2012
long year acer trends show only 001 more acelenolysunci topics now pr26 in 2012

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Open Question: I have a bankruptcy question, odd situation. I tried to stay out of bankruptcy for 20 years, but because of? (Sat, 19 May 2012 22:52:52 GMT)

failing health and my house falling into disrepair, I think I have no other option. All my debts are credit cards, about $40K. Important points: 1) my brother, who lives in another state, owns half my house here in Oregon; 2) he has also helped me stay afloat with little personal loans; 3) I am on SS disability of $1600+ per month, no savings, no stocks or retirement; 4) my house payments are $880 on a $100K balance; 5) I have no luxuries, like cell phone, cable/satellite tv, high-speed inter

Open Question: Can a legal seperation be used to manage a planned bankruptcy? (Fri, 18 May 2012 15:28:58 GMT)

I'm a married father of four kids and I'm currently on an organ transplant list. So far I'm healthy enough to keep working, but in the next few years I'll be too sick to work and need to get a transplant. My condition is genetic, so I started saving for it when I was 18 and currently have $35,000. But since I'll miss two or three years of work, plus the out-of-pocket costs of the transplant, I'll likely have over $150,000 in debt when I'm able to go back to work. I have no other real asset

Voting Question: If you get injured and have long-term disability insurance............? (Wed, 16 May 2012 01:43:03 GMT)

supposedly, you can continue collecting income for the next 40 years........ good enough to carry you all the way to retirement. Providing: You are unable to return to work. Question: Is that rule, that if you are able to return to work, you must do so..... is that rule strongly enforced? Realistically, if someone recovers from their injury, can they continue collecting without getting busted? How exactly do they enforce this? Who decides if someone can return to work? How often do th

Resolved Question: How should I feel about my girlfriend being in my opinion way too close to her mother? (Sat, 12 May 2012 21:05:32 GMT)

Ok, so here's the scoop. I'm 28, she's 29, we're lesbian and have been together for like a year and a half now. I work full time and pay for most everything since I have a better paying job and she works for 12 bucks an hour at a daycare center. That in itself is stressful to me because I have to do the most to stay afloat. I myself do not have a family to fall back on in case times get tough and have learned at an early age to take care of myself and solve my own problems but I can't solve th

Resolved Question: With SS, do people on Disability get changed to Retirement when they hit 66/retirement age? (Wed, 09 May 2012 21:31:25 GMT)

My hubby read that somewhere. He turns 66 in January. I know retirement SS pays less, so I'm curious if he's right. (I can't find what he saw.) Added question: Anyone know how much of a dip we're looking at? Maybe a rough percentage? I know you can't tell specifically, but he's talking a 1/4th-1/3rd dip, and he's the one bringing in the "big bucks" between the two of us, so it will hurt. (And try not to fixate on "tightening your belts" or "Why are you both disabled?" I've been disabled long

Voting Question: met a wonderful young lady. now after telling her i loved her, she closed up.? (Mon, 07 May 2012 00:47:27 GMT)

well to give a brief history. we havent been dating long before the feelings of love came abundantly clear. we are both in the military, and both getting out due to medical retirement. i am missing a leg due to war sustained injuries. i do out rank her. well, i met her in the hospital. and after exchanging eye contact i went to my appointment. i inquired about her, and wanted to see if she would allow me to take her to dinner. though when she returned i was very muffled and soft spoken. (acco

Resolved Question: What is my chances of getting SSD for conditions listed below.? (Fri, 04 May 2012 06:40:43 GMT)

I am a breast cancer survivor; Im dealing with osteoarthritis in both knees, a herniated disc in lower back, costochondritis, (probably as a result of several surgeries to chest area) or even radiation and anxiety/depression. I was granted a disability retirement from my job of 10.5 years in law enforcement. Im a little worried about social security and what their decision will be.

Resolved Question: Concurrent Receipt? (Military Disability)? (Thu, 03 May 2012 14:04:21 GMT)

I was medically retired from the Air Force last year. I was rated 90% by the VA and 30% by the Air Force. I did receive my first retirement check but after VA kicked in I haven't received a check yet. My understanding is that concurrent receipt takes effect at 50% disability. But does that go by PEB/MEB rating or by VA rating. At the time I was being discharged I was told I'd be receiving both checks. Does anyone know if I should be?

Voting Question: is there anyone else in here that believes in taking out retirement money early? (Mon, 30 Apr 2012 22:09:21 GMT)

i lost my job the end of the yr cause of several surgeries, two hip ones and a recent knee one two months ago, ive applied for disability but i applied in nov and still dont have it, i wanted to take out my retirement money out when i left but i found out later they didnt close it out right away on the computer cause they were waiting for the tips to come thru, and when i got it recently it was only $7 which dont make sense, i wouldve rather gone without the tip and gotten the money earlier, i

Voting Question: Which of the following kinds of social welfare programs are always public assistance programs? (Sat, 28 Apr 2012 18:36:41 GMT)

a.Food b.Disability c.Retirement d.Military e.Health care

Voting Question: How to save my kids house? (Fri, 27 Apr 2012 05:10:25 GMT)

I am disabled waiting for my social security disability to go through. My ex wife thinks I am not paying all of my child support. With my long term disability check I am making 50% of what i was making. I was given my ex wife the checks every month. All of a sudden she won't take my checks and wants me to pay the office of recovery services. I have written them a check over 3 weeks ago. The check has not been cashed. They are trying to research why the check hasn't not been cashed yet.

Voting Question: I heard that Obama now wants to pay all student loans. Can the Rich afford to pay for all our needs and wants? (Fri, 27 Apr 2012 03:44:24 GMT)

It seems that some politicians and certain ideologist, want the Government to pay for everyone’s health care (single payer-means government), education (head start thru college), mortgage loans, public housing, food (food stamps), welfare, subsidize cell phones, electric and gas bills, prisons, public defenders, subsidized green energy (solar plants), disability payments, social security (retirement) bigger government (more workers), more urban social programs, birth control pills, abortions,

Resolved Question: Financial Planning questions (Multiple questions)? (Thu, 26 Apr 2012 23:44:05 GMT)

Can you guys please help answering there questions 8.Which of the following is not one of the risks equity (i.e., stock) investors normally face? a.inflation risk b.reinvestment risk c.maturity risk d.market risk 9.Which of the following is not one of the variables in the discounted dividend model for valuing a common stock? a.dividend per share b.earnings per share c.growth rate of the dividend d.discount rate 10.A form of property ownership in which each person owns his or her share ind

Resolved Question: Medical Retirement from USMC? (Thu, 26 Apr 2012 13:38:01 GMT)

In November I dislocated my sternum from my collar bone during a Pt session. I have since been placed on limited duty for six months. The orthopedic surgeon told me if I am not better by then I am going to be put up for seperation or retirement. As it stands I feel I am not healing and am worried I will still be unfit come august. What I am trying to do is plan ahead financially in case I get kicked out. I am hoping someone here can tell me what possible disability rating (if any) I can

Voting Question: What do i put down under the tax section for the FASFA application, if my moms on SSI Disability income? (Sat, 21 Apr 2012 23:36:05 GMT)

So i'm filling for financial aid for the fall semester of college. I will be a freshman. Anyways I'm having trouble figuring how to fill out the tax part of the application, so i can get the right amount of financial aid. I live with my mom, who currently does not work. She receives a little over 3,000 a month from SSI DISABILITY, different from regular SSI. And so my question is... what do i put down under the tax section for the FASFA application. the questions they ask are listed below...

Voting Question: How about a "Buffett Rule" 2.0? (Sat, 21 Apr 2012 07:45:39 GMT)

A lot of people support the so-called Buffett Rule. But a lot of folks don't. But I have my own thoughts on it. I can see both sides of the issue and I have a counter proposal. I call it the Buffett Rule 2.0. I propose a 3% added federal income tax. Every person who lives in the US, and every person having American citizenship and living outside fo the country, pays the new tax. No matter what you income tax return looks like, if you have more than $1,000 in income, any income of any kind,

Voting Question: Can health insurance coverage be dropped for a single department in a company? (Pennsylvania)? (Fri, 20 Apr 2012 18:01:11 GMT)

I currently live in PA and my employer has said they will drop health insurance for my department, but not another department in the same company. I did some research online to see if this is possible or not. I originally started this job with guaranteed benefits and now they are being taken away. I was reading somewhere online (unsure of credibility, website is as follows:http://employee-benefits.lawyers.com/Employee-Benefits/Employer-Workplace-Benefits-FAQs.html) that a company cannot take

Resolved Question: Can I get my retirement income in addition to Social Security Disability? (Thu, 19 Apr 2012 20:19:20 GMT)

I am 61 and am applying for Social Security Disability, but am also eligible for monthly retirement payments. Can I get both?

Voting Question: i lost my job at the resort i was at.? (Wed, 18 Apr 2012 22:44:42 GMT)

i lost it cause i couldnt do it cause of several surgeries, two hips and a knee one, i applied for disability but its taking forever, i have a hud apartment which helps when im out of work, i get medicaid and adult financial which is kind of like foodstamps only in money, since i cant work cause of my recent knee surgery i thought of taking out my retirement money out early, and i wondered how it affects everything else like will i lose medicaid and adult financial, and im sure my rent will be

Resolved Question: Which clause protects Marsha's right to worship a religion that recognizes two gods? (Tue, 17 Apr 2012 18:36:54 GMT)

A. free exercise clause B. establishment clause C. due process clause D. self-incrimination clause 12. Which concept involves questions of fair process? A. procedural due process B. substantive due process C. free exercise D. free expression 13. Which concept applies in deciding if a law or governmental action unreasonably infringes on a basic right or liberty? A. procedural due process B. substantive due process C. free exercise D. establishment clause 14. Which concept protects yo

Resolved Question: question about social security survivor benefits? (Tue, 17 Apr 2012 12:07:47 GMT)

my mom is 62 and has been disabled since 2009.My father has been disabled since 2000.He had a liver transplant.and kidney failure..He is 65.if he dies will my mother qualify for any part of his check or how does that work.neither are on ss retirement.both are on ss disability.They have been married 37 years.

Resolved Question: What is disability retirement considered? Your wisdom appreciated!? (Sat, 14 Apr 2012 22:27:02 GMT)

I was a public school teacher in the state of California. Due to illness I am now on Disability Retirement and receive a form 1099 R. While I was teaching money was taken out of our paychecks every month to go towards retirement instead of Social Security. Because I had to retire early I receive a smaller amount of money every month than I would have otherwise but it is still considered "retirement". On the federal tax forms do I list "Disability Retirement" as pension or 401k or IRA or

Resolved Question: New welfare reform policies? (Sat, 14 Apr 2012 00:53:33 GMT)

There are scores of federal bureaucracies that deal directly with welfare. I think that we could save billions and provide more benefits by coalescing these wasteful offices into a single government office. (Social Security being an obvious exception, since it provides various other services in addition to benefits) We could do away with Medicare as it is currently known, eliminate Medicaid grants to states and encourage states to end their Medicaid program. In the place of these programs, we

Resolved Question: What happens to a TSP loan when you medically retire (90 day repay, non pay status, or something else)? (Mon, 09 Apr 2012 12:55:21 GMT)

My husband is medically retiring from the Army soon and we are strongly considering taking out a loan from his TSP. Ideally we would leave the money in there, but it is not feasible at the moment. Due to his injuries the two of us together are unable to make enough money to bring in what he was making in the Army with BAH and BAS factored in. Once he gets the rest of his disability money from the VA, we will be fine, but until then we don't have enough money to pay rent and put food on the tab

Voting Question: Is anyone too old to borrow money from your parents? (Thu, 05 Apr 2012 15:12:58 GMT)

I am 35 years old, married with a 11 mos old and my entire life it was like pulling teeth to have my father to get money out of him.I am the only child. Everythiing was handed to him growing up even borrowing money from his parents for house he was building at the age of 28. My fathers job paid well, for him to have a nice house, boat and 3 nice cars. He also had to have the the best of everything while my mom and I got hand me downs. I also had dreams that were let down because his excuse was

Resolved Question: Does Indiana tax social security disability? (Mon, 02 Apr 2012 23:37:47 GMT)

I began receiving SS disability in January. I live in Indiana. Will I owe state tax on the disability benefits? I also receive a pension from teacher retirement.

Voting Question: social security benefits abroad? (Mon, 02 Apr 2012 05:00:06 GMT)

Can anyone tell me if you have live and worked in the USA for over 20years with a green card and might have to return abroad for reasons out of your control does one loose their entitlment to any benefits...like disability or retirement. I have been told YES by social security and NO by social security From reading their booklet it seems one is entitled if the 2 countries have an agreement so wheres the problem. I feel like I am being told incorrect information and cannot ask them again. where

Resolved Question: Why are communist ants and bees so cruel to each other? (Sun, 01 Apr 2012 23:20:25 GMT)

No ant or bee hospitals, no disability programs, no retirements, if you become a burden to the colony they leave you to die or kill you....

Resolved Question: How early I could retire? (Fri, 30 Mar 2012 18:53:35 GMT)

I'm 53 years old and I'm having bad luck finding job cause bad gaps in working history and all. So I'm asking you that do you think I can claim retirement at my age ? I'm not disability but soon or later I'll be broke and unemployment claim is not enough to support me and I don't wanna be homeless person look .

Resolved Question: Can't make it on 4 incomes? Wtf? (Mon, 26 Mar 2012 03:00:57 GMT)

I just seen this man on TV, family of four; two children and his wife. Yet, he Cannot make it and their family has got 4 incomes. They got his wifes income from teaching, his retirement from the military, va disability, and his part time job as a car sales man. Is it just me or is something seriously wrong with that? Good Lord! Rick B, yeah, but 4 incomes with no medical expenses or bills. Come on man! @malica yeah, the kind of people who own two $30,000 dollar suvs and 6500 sq. ft. homes. @

Resolved Question: Financial Advisor's Office? (Sat, 24 Mar 2012 02:03:05 GMT)

I worked on the buy side at a securities firm as an assistant before the big melt down of 2008. I have an interview coming up with a small, single financial advisor office who offers retirement, estate, budget and business planning, as well as insurance (life, long term, disability, group). Mostly IRA's, 401k, and some annuities (probably all low risk investments). Approx. 1,000 clients. My guess is the advisor is registered/certified and operates as a broker. Other than usual meet and gre

Resolved Question: National Guard SLAVE?!? (Fri, 23 Mar 2012 04:32:29 GMT)

Ok, I'll try to be as detailed and brief as possible. I spent 4 and 1/2 years on Active Duty, not a single negative counseling. Right before I got out I was given the "If you join National Guard for 2 and a half years we will cut the rest of your MSO and you wont deploy". Sounded like a good idea so I signed the papers. Well, I did a VA Quick Claim when I got out in December and my claim is already at the decision board. I have a CPAP machine and am on 4 different medications for migraines. Ev

Resolved Question: I am needing some divorce advice? (Wed, 21 Mar 2012 04:27:42 GMT)

I live in Maine and have been married just a little over three years. I want to know if my spouse can get alimony, can she get any of my retirement and/or my VA disability and I have gotten gifts from her sense we have been together. Can she take the gifts away from me or are they rightfully mine now? I know she will try to say she paid for them and that I don't deserve them. I think legal wise a gift is a gift not something to give and then take back. As far as money I know it is slit. What a

Resolved Question: Service Member Medical Retirement? (Mon, 19 Mar 2012 21:18:14 GMT)

I am a Army National Guard AGR (Active Guard Reserve) with 24 years for pay but only 10 or so years of Active Duty. I was injured in Iraq and have had two back surgeries, the last one resulting in fusion of L-2 to L-5. I also have Sleep Apnea. I am looking at my options for an upcoming MEB and was curious how medical retirement worked. There seems to be little information on how a Medical Retirement coupled with VA Disability works for a Soldier in my situation. Thank You up front for

Resolved Question: 2011 Ontario Tax Question (Locked in retirement plan)? (Fri, 16 Mar 2012 14:55:26 GMT)

I was married in April of 2011 so this is my first year filing as couple. I’m on Ontario Support Disability Program (ODSP) So I know I had to add my income to hers. To make this easier I got H&R company to do it for me. However also this in Aug of 2011 I was forced to withdraw a locked in retirement plan of about 10,000, 2,000 of which was instantly taken off for tax holding which I get back in my return. Here is the question: The H&R appears to have rolled that 8,000 into her employment inco

Voting Question: Do I still get disability checks if I move to another country? (Fri, 16 Mar 2012 03:06:44 GMT)

I have a mental illness for almost 5 years. I always think people are watching me and talking about me. I have a hard time work on my job. I am thinking about disabilitiy retirement from my job and disability from the state. I work for the U.S. government. Which one should I apply for? I feel people watch me and talk about me when I work or when I don't work. Everywhere I go, people tend to know and show up. How can I get disability benefit? Will I get it every months . Will I still

Resolved Question: Can someone collect both VA disability and Medical retirement pay? (Thu, 15 Mar 2012 02:15:46 GMT)

I was awarded 80% disability through the VA for multiple injuries while serving. I then went into the national guard and they medically retired me with 40%. Will I collect both or just VA and have the benefit of having a military retirement I.D. Card?

Resolved Question: Help me with Personal Finance? Don't get it? (Wed, 14 Mar 2012 03:08:27 GMT)

Correct me? Help me? Please? Thanks... a. most important part of a savings plan b. allows for a more secure future c. keeps you from overspending d. federal programs that provide retirement, disability, and life insurance benefits e. shows you how your savings will grow over a set period of time f. money owed g. designates what should happen to a person's wealth upon his/her death h. first roadblock to savings i. second roadblock to savings j. allows one to save money in a retirement fund bef

Resolved Question: Do you assume anything about a person if he/she appears to be surviving financially but does not have a job? (Thu, 08 Mar 2012 05:45:58 GMT)

To make this question more specific, suppose you see a person who looks younger than retirement age and does not seem to have a job. Do you, against your better judgment that it is no one's business.....ever quietly assume what the source of their income is? If so, what are your first thoughts usually? A. The person is independently wealthy B. On disability C. Is being supported by family/friends D. It depends on how they act/dress (If you chose D, some examples would be interesting) E. Works

Resolved Question: disability...ssi and other options? (Tue, 06 Mar 2012 22:55:20 GMT)

hubby is 58 with copd and congested heart failure.....will he qualify for early retirement or ssi ..he is a long haul driver but hes not gonna be able to do that much longer..also he needs help medically as we have no insurance..Thanks

Resolved Question: How to get tax refund from Arizona not rightfully taken.? (Sun, 04 Mar 2012 14:16:08 GMT)

Arizona has stolen my wife's tax refund. We filed jointly and she also filed an injured spouse form. I get SSI disability as my only income and pay tax on it at tax filing time. She has nothing to due with the debt the state says I owe. The entire refund is completely hers, no part of it is due to me. We don't live in Arizona anymore and the refund was because she over paid state tax when she cashed in her Arizona State retirement. What can we do?

Resolved Question: My injury was to due to work. After 2 yrs, my employer wants me to file for disab retirement against my will? (Fri, 02 Mar 2012 00:14:03 GMT)

My cumulative injuries (physical and psychiatric) were denied since 2004 despite recorded history of medical injury. Injury was directly connected to discrimination/harassment/retaliation lawsuit filed against my employer. The AME for physical injury already determined it work-related. AME for psychiatric is still pending due to its major impact on my lawsuit. This AME saw me in early Dec 2011 and has not issued his final report yet. I need to be taken care of asap because of the negativ

Voting Question: Which of these welfare programs should be eliminated? (Thu, 01 Mar 2012 01:01:14 GMT)

Supplemental Nutrition Assistance Program, Special Supplemental Nutrition Program for Women, Infants and Children, Social Security, Medicare, Medicaid, TRICARE, Children's Health Insurance Program, Veterans Health Administration, Retirement Insurance Benefits, Social Security Disability Insurance, Unemployment insurance, Supplemental Security Income and Temporary Assistance for Needy Families

Resolved Question: 1. Passive losses are fully deductible as long as they do not exceed $50,000 during the year.? (Tue, 28 Feb 2012 06:09:41 GMT)

1. Passive losses are fully deductible as long as they do not exceed $50,000 during the year. A) True B) False 2. Wages are considered "active income." A) True B) False 3. A deduction for a business bad debt is allowed only to the extent that income related to the debt was previously included in taxable income. A) True B) False 4. A taxpayer who adopts the LIFO method of inventory valuation for tax purposes may use the FIFO method for preparing financial statements. A) True B) False 5. If a

Resolved Question: My husband wants to know why he gets taxed twice on his money.? (Mon, 27 Feb 2012 20:13:44 GMT)

Basically he gets money every month from social security disability and he also gets payments from some kind of retirement investment account he has filled with previous earnings for which he was already taxed during the years he originally earned the money. Can someone explain in the simplest way possible why this taxation occurs? We don't know enough about taxes and IRS terminology to be able understand this and we get too intimidated at tax time to take the time to ask the accountant to e

Resolved Question: What happens if a person is on disability then gets off it right before retirement age? (Sat, 25 Feb 2012 04:18:56 GMT)

If my understanding is correct, SS retirement is calculated based on the BEST 35 working years (highest earnings) and then averaged. If a person becomes disabled and goes on SSDI long before retirement age, that person is not penalized for those lost working years. Ok, all is good. However, what about some pour soul who loses their disability at the 11th hour, ie right before retirement age. How are that person's retirement benefits calculated - do they get penalized for all of their lost

Resolved Question: Va Disability, Military Retirement, and Collectin Social Security Disability is there an offset? (Fri, 24 Feb 2012 06:47:44 GMT)

If collecting VA Disability, and a military retirement, will social security disability create and offset and effect the benefits they say you earned on your annual statement? Then what do you get paid for kids under 18 if accepted?

Voting Question: How can I find out if I have retirement benefits from AMI? (Thu, 23 Feb 2012 03:26:53 GMT)

I have now retired on disability at age 56. I worked for AMI from 1985 through 1991 and think I was vested. Who would I contact about possible benefits owed me?

Voting Question: Do you consider Permanent Disability Retirement List/Medical Retirement as "Retired"? (Mon, 20 Feb 2012 19:49:39 GMT)

I'm a 90% disabled veteran who was disability retired from the Air Force after just 6 years in. I feel completely wrong to claim a retiree status, although I've got my blue retiree ID card and full privileges. My wife thinks I should go all out and got me an Air Force Retired sticker to put on my truck. I don't feel I deserve that status. I've been too embarrassed to ask anyone about this issue. I could see it if I was close to retirement but I'm still a young guy. Is there anyone else who ha

Resolved Question: Can you get Social Security disability and a retirement through an employer? (Sat, 18 Feb 2012 22:45:52 GMT)

My husband is having to leave his job in law enforcement due to medical issues. He is applying for Social Security disability but was denied on the first application and is appealing. He is fully vested in his law enforcement retirement plan and is eligible to collect his retirement since he is leaving due to a medical condition. Can you collect full Social Security disability and retirement? Or will he have to wait until actual retirement age to collect his retirement benefit? Unfortunately h

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