Comments to date: 311. Page 1 of 32.
Mel Location unknown | 12:13am on Friday, April 24th, 2009 |
Is Reaganomics dead and not why and if yes why?
Can an economic policy work again, especially in this complex economic globalized world than changes and expands?
And if yes then why do republicans insist on lower taxes and please no conspiracy mu... read more » |
Lil Location unknown | 6:50am on Monday, April 20th, 2009 |
What are some activities to cheer people up when they are really sad?
my friend has just come out of a 3 year relationship and she needs to be cheered up any ideas?
Best answer:
It's important to recognize that it will take time to heal a br... read more » |
Optimist Location unknown | 1:30pm on Saturday, April 18th, 2009 |
How does retirement system work in California?
Hello All,
I have moved to the states and still searching for a job, but what I still don?t get is how the retirement system works in California.. Let us say that I work till I am 60 and then I retire ... read more » |
BinkyTheWonderD Location unknown | 9:18pm on Tuesday, April 14th, 2009 |
Is there a website to find a comprehensive list of names with pictures of retired Beanie Babies?
These BBs are from 1997-1999. It is my daughter's collection which we are passing on to my 6 year old niece. They have no tags because I've wa... read more » |
Shhh...it's a secre Location unknown | 2:04pm on Tuesday, April 14th, 2009 |
How many years does the average soldier stay in the Army?
Just plain on average, how many years does a soldier stay in the Army? You have to be in the army, know someone in the army, or be quite familiar with it to answer. Thanks! (Obviously I don&#... read more » |
mommymi Location unknown | 11:01am on Sunday, April 12th, 2009 |
How to become a life and health insurance agent in tx?
I am wanting to know where i should sign up to become a life and health insurance agent and any advice anyone has im in in tx and if their is a need for them thank you
Best answer:
To get the... read more » |
Mish Location unknown | 11:20pm on Friday, April 3rd, 2009 |
Gotta prepare farewell speech for our retiring principal......any suggestions?
Our principal is retiring after serving for two decades and I am the one chosen to deliver the farewell speech on behalf of students. Need a bit of help!
Thanks!
Bes... read more » |
James Location unknown | 3:14pm on Monday, March 30th, 2009 |
Why should I look for tax-favored investment strategies and how do these strategies help me to attain my goals?
My teacher wanted me to answer these two questions for extra credit and I have no idea what he means about tax-favored investment strateg... read more » |
~*~April~ Location unknown | 9:29am on Friday, March 27th, 2009 |
How would you request either food or drink to contributed to a party?
I am throwing my mother's retirement party and the guest list is gradually growing...I want to request to have a dish or beverage contribution (requested not required) but do... read more » |
The Revent Location unknown | 1:20am on Wednesday, March 25th, 2009 |
Whats the best car you have seen down any road?
What is the best car you have seen down any road or motor show. Or if it was driving, was the car being driven like a bat out of hell, or was the person just taking it for a "drive".
Best a... read more » |
Search Google & Yahoo Simultaneously
Pipes Output
|
Retirement Annuities Retirement Annuities offer a guartanteed lifetime income stream. ... A retirement annuity could close the gap between what you have and what you need. ...
|
|
Fidelity Investments Fidelity Personal Retirement Annuity® is a low cost, tax-deferred annuity that can help you save more for retirement.
|
|
Retirement Annuity Retirement annuity rates and retirement annuity quotes from over 30 different annuity insurance companies. Compare over 300 retirement annuities, equity ...
|
|
Retirement Annuities - eHow.com Learn about Retirement Annuities on eHow.com. Find info and videos including: Retirement Annuity Options, Definition of a Retirement Annuity, How ...
|
Yahoo! Answers: Search for
Yahoo! Answers: Search for
|
Open Question: Review Questions for Finance?
(Fri, 03 Sep 2010 03:40:09 GMT)
17.John Adams plans to retire at the age of 62. He wants an annual income of $60,000 per year. John is currently 45 years of age. How much does he have to place at the beginning of each year into a retirement account earning 15 percent per year in order to have an adequate retirement nest egg at age 62? He believes that he will live to be 87 and plans to earn 12 percent during retirement. He will draw the money at the beginning of each year.(B6:PVAD+B4:FVAD; solve for annuity)
a.$5,877.
b.
|
|
Open Question: Federal retirement annuity?
(Thu, 02 Sep 2010 02:59:26 GMT)
Recently I remarried and have been told that if I do not inform OPM of my new marital status that should I die, my retirement annuity will go to my former wife, is that right? In my divorce decree, my former wife agreed not to touch my retirement pay. Am I protected? Will my new wife be entitled to my retirement pay?
|
|
Voting Question: How would i solve this math problem?
(Mon, 30 Aug 2010 06:46:26 GMT)
An Individual Retirement Account (IRA) is an annuity that is set up to save for retirement. IRAs differ from TDAs in that an IRA allows the participant to contribute money whenever he or she wants, whereas a TDA requires the participant to have a specific amount deducted from each of his or her paychecks.
When Bo McSwine was 16, he got an after-school job at his parents' barbecue restaurant. His parents told him that if he put some of his earnings into an IRA, they would contribute an equal a
|
|
Voting Question: How do i solve this math problem?
(Sun, 29 Aug 2010 16:33:39 GMT)
An Individual Retirement Account (IRA) is an annuity that is set up to save for retirement. IRAs differ from TDAs in that an IRA allows the participant to contribute money whenever he or she wants, whereas a TDA requires the participant to have a specific amount deducted from each of his or her paychecks.
When Bo McSwine was 16, he got an after-school job at his parents' barbecue restaurant. His parents told him that if he put some of his earnings into an IRA, they would contribute an equal a
|
|
Voting Question: medically retired military retirement pay split?
(Mon, 23 Aug 2010 03:12:36 GMT)
My spouse was medically retired from the military after fifteen years of service with a 30% disability rating. They now state that they hate me in front of our children and wished for one of my children to die because she dosen't act like a soilder! I was told I wouldn't be able to get any of the retirement annuity because they were medically discharged. Is this true? We were married before they joined the military.
|
|
Resolved Question: Why have Dems always, and continue to, lie about Social Security?
(Wed, 18 Aug 2010 16:30:30 GMT)
Franklin Roosevelt, a Democrat, introduced the Social
Security (FICA) Program. He promised:
1.) That participation in the Program would be
Completely voluntary,
No longer Voluntary
2.) That the participants would only have to pay
1% of the first $1,400 of their annual
Incomes into the Program,
Now 7.65%
on the first $90,000
3.) That the money the participants elected to put
into the Program would be deductible from
their income for tax purposes each year,
No longer
|
|
Resolved Question: my dad isnt getting benefits send this to all your pals help me out?
(Sat, 14 Aug 2010 20:19:38 GMT)
send this to all your pals help me out
This is my fathers letter I am elizabeth hasara he is jonothan hasara
The facts are:I have 30 years in the National Guard , I am 52 years old
I have a permanent disability and a retirement from the army at 40% I was retired the on 7th Sept 2009,
from a line of duty injury (LOD) which occurred on my 14th month of deployment
I have 80% rating from the veterans affairs (VA)I am now in retried status
My retried pay is off set dollar for dollar from my VA dis
|
|
Resolved Question: What is a good retirement savings option if you have no 401(k) option available?
(Sat, 07 Aug 2010 14:57:05 GMT)
My current employer does not offer 401(k) to part-time employees. I have money sitting in two other 401(k)s. I would like to roll it all over into one place and start adding to it again, preferable with as low a load as possible. I am 36 years old. Annuity? Roth? Traditional? I am leaning towards Roth. Let me know your thoughts. Thanks!
I understand all the benefits of an IRA, it's more annuity vs. IRA that I am interested in learning more about. I am also interested in finding out
|
|
Resolved Question: Annuity formula answer - urgent?
(Thu, 05 Aug 2010 05:08:57 GMT)
Hi,
I need someone to figure out the following for me.
I need $1,350,000 in 30 years for my retirement. What would I need to invest now if I was to put it in a bank account which earns 8% interest, annually?
I need help asap.
|
|
Resolved Question: retirement annuity calculus problem?
(Sun, 25 Jul 2010 15:04:06 GMT)
at age 25, tom starts making annual deposits of $2,500 into an IRA account that pays interest at an annual rate of 5% compounded continuously. Assuming that his payments are made as a continuous income flow, how much money will be in his account if he retires at age 60? at age 65?
|
|
Resolved Question: Calculus: retirement annuity word problem?
(Sun, 25 Jul 2010 13:44:37 GMT)
Please help!!
At age 25, Tom starts making annual deposits of $2,500 into an IRA account that pays interest at an annual rate of 5% compounded continuously. Assuming that his payments are made as a continuous income flow, how much money will be in his account if he retires at age 60? At age 65?
|
|
Resolved Question: Are the American people going to like the 13 Health Care Reform tax changes?
(Thu, 15 Jul 2010 12:10:53 GMT)
http://www.kiplinger.com/businessresource/forecast/archive/health-care-reform-tax-hikes-on-the-way.html
1. A new 10% excise tax on indoor tanning services on services provided after June 30, 2010.
2. The new law gives small firms tax credits as incentives to provide coverage, starting this tax year. Employers with 10 or fewer workers and average annual wages of less than $25,000 can receive a credit of up to 35% of their health premium costs each year through 2013. The credit is phased out f
|
|
Resolved Question: Would You Change Companies For Your Mutual Funds?
(Fri, 02 Jul 2010 23:15:42 GMT)
In 1997 I started out with almost $300,000 and I have changed companies 5 times now because no one has made me any money and I have only lost money with all the stock crashes. Today I have only $400,000 and I did have $400,065 in 2008. today because of another market loss since April-July I now have $365,000. I thought I would have money to go to a nice retirement home but I see now that is not going to happen with all these losses and my family is all gone and I am 70 years old now. The 29 ye
|
|
Resolved Question: How should i start saving for retirement.?
(Fri, 02 Jul 2010 07:57:04 GMT)
I am a 19 year old college student. I realize that by the time I reach 65 social security will be non existent. Thats what happens when are government decides to borrow against it. What is the best way to start saving for retirement. I want to put about 500 aside now, and add at least ten percent each pay check. With CD rates so low, is the best investment an annuity? Roth IRA?
|
|
Resolved Question: What do you think of my friend Joe the Statist?
(Mon, 28 Jun 2010 15:16:53 GMT)
Joe gets up at 6:00am to prepare his morning coffee. He makes it with a machine he could not possibly have made himself. He does not know where it was made, or how it works, and may not care. He does not know the people that planted, cultivated, harvested, dried, roasted, packaged, freighted, warehoused, distributed, marketed, or retailed his coffee, and may not care. The company that insures the manufacturer of the coffee machine required that it meet certain safety guidelines, as established
|
|
Resolved Question: You've heard of "Conservative Joe", but have you heard of Statist Joe?
(Sat, 26 Jun 2010 05:52:10 GMT)
By Gill Guillory
Joe gets up at 6:00am to prepare his morning coffee. He makes it with a machine he could not possibly have made himself. He does not know where it was made, or how it works, and may not care. He does not know the people that planted, cultivated, harvested, dried, roasted, packaged, freighted, warehoused, distributed, marketed, or retailed his coffee, and may not care. The company that insures the manufacturer of the coffee machine required that it meet certain safety guideli
|
|
Resolved Question: Just Retired!! $750,000 to invest .. Help?
(Tue, 22 Jun 2010 21:33:42 GMT)
Best places to put retirement funds!!!
Need income and some growth!!!!
CD's 1.0% - 2.0%
Bond Funds 0% - 10.0%
Bonds, AAA, AA, A, 4.0% - 7.0%
Annuities 2.5% - 5.0%
Tell me your thoughts. I know there are pros and cons for all!!!!
Add some of your own..
Several of you ask my age: I'm 50 and more concerned about income than growth. I probably will need to use the "72-T" SEPP (Substantially equal
periodic payments) to avoid the 10.0% tax penalty because of my age.
Thanks so far for all t
|
|
Resolved Question: Need help with precalc annuity problem?
(Tue, 22 Jun 2010 18:20:40 GMT)
Becca has saved $250,000 for her retirement and plans to make equal monthly withdrawals from the account for the next 20 years. If the account earns 5.7% interest compounded monthly, how much can Becca withdraw each month?
|
|
Resolved Question: Annuity math problem, need help!?
(Tue, 22 Jun 2010 10:59:05 GMT)
Becca has saved $250,000 for her retirement and plans to make equal monthly withdrawals from the account for the next 20 years. If the account earns 5.7% interest compounded monthly, how much can Becca withdraw each month?
|
|
Resolved Question: Annuity math problem?
(Tue, 22 Jun 2010 07:12:11 GMT)
Becca has saved $250,000 for her retirement and plans to make equal monthly withdrawals from the account for the next 20 years. If the account earns 5.7% interest compounded monthly, how much can Becca withdraw each month?
|
|
Voting Question: Annuity, interest math problem?
(Tue, 22 Jun 2010 04:31:03 GMT)
Becca has saved $250,000 for her retirement and plans to make equal monthly withdrawals from the account for the next 20 years. If the account earns 5.7% interest compounded monthly, how much can Becca withdraw each month?
|
|
Resolved Question: Just how long are we going to let Democrats screw us over Social Security?
(Sun, 13 Jun 2010 18:05:31 GMT)
Just in case some of you youngsters didn't know this. It's easy to check out, if you don't believe it. Be sure and show it to your class. They need a little history lesson on what's what and it doesn't matter whether you are Democrat or Republican. Facts are Facts!!!
Social Security Cards ( Like mine) up until the 1980s expressly stated the number and card were not to be used for identification purposes. Since nearly everyone in the United States now has a number, it became convenient to us
|
|
Resolved Question: Finance Time value of money question?
(Fri, 11 Jun 2010 23:10:12 GMT)
How would I go about solving this with knowledge of the future and present value of annuities and of regular investments? Guidance along the way and what steps to take would be really useful to me... thank you.
Your uncle Wilson will retire at the end of 10 years from now and needs your help in planning for his retirement. Wilson’s retirement goals are two-fold. First, Wilson plans to give each of his 3 children a lump sum of $15,000 on the day he retires. Wilson also wants to have enough
|
|
Resolved Question: Your 401K, Obama has a plan to force you to take an annuity?
(Tue, 08 Jun 2010 21:06:02 GMT)
Good idea or bad idea since he says that people can't manage their money at retirement.
Some people can't - but some can.
Would you pay for an annuity - which can cost 5% a year?
Or do you hate the idea of the government telling you what to do?
http://www.businessweek.com/investor/content/jan2010/pi2010018_130737.htm
From bloomberg
The idea has been around for a year now.
|
|
Resolved Question: Math Question HELP....?
(Sun, 06 Jun 2010 05:17:38 GMT)
• Julian has been secretly depositing $500 in his savings account (earning five percent) every Christmas starting when he was 16 years old. Next year, he wants to surprise his girlfriend with a diamond ring for Christmas. Julian will be 36 and has finally found a girlfriend of which his mother approves. Julian’s savings account is compounded annually. How much will Julian be able to spend on the ring after his $500 contribution this year?
• b. Joe Slowgoin has been able to lead his univers
|
|
Voting Question: Your June 2010 Investment Outlook/Strategy?
(Tue, 01 Jun 2010 22:27:29 GMT)
Most people paying attention to market agrees that stock price area falling. Fixed income (bonds) are not that safe as the interest rate can only go up which will decrease the NAV of bond funds and bond prices. Money Market Funds have almost zero interest rates.
I have lost about $30,000 from 1st decade of 21 century. I think I will just take my loss and pull my money out and wait for a complete bear market while keeping my money in savings account.
My opinion is that the characteristics
|
|
Resolved Question: Pension rollover considerations?
(Tue, 25 May 2010 06:10:58 GMT)
I got laid off and am facing the options of how to deal with the pension, whether to rollover it to 401k or annuity. I'm in mid 40s and the pre-calculated annuity amount seems small to me. I also concern about inflation for the future. It seems to me the annuity calculation doesn't adjust for inflation?? On the other hand, I have no other fixed income for retirement in addition to social security. So I am thinking about annuity for diversification. Any advices?
|
|
Resolved Question: True of false accounting questions?
(Thu, 20 May 2010 00:23:09 GMT)
1) when deciding whether to purchase a plant asset, managers should purchase the asset if future profits exceed the costs.
2) The value of a dollar earned serveral years from now should be compared directly to the cost of the asset today
3) When comparing future profits to today's costs managers must consider the time value of money
4) When calculating the future value of an investment , the interest earned each year is calculated by multiplying the investment value at the beginning of each
|
|
Resolved Question: Think your retirement plan belongs to you? Think again!?
(Fri, 14 May 2010 14:49:00 GMT)
The Supreme Court made a ruling that the Government is not obligated to give you one dime out of the Social Security Trust Fund, (which does not exist, by the way). They are now formulating legislation whereby they can abscond with your 401k and pension funds and offering you an annuity that will be paid out incrementally in your retirement years (same thing they said about Soc Sec) This really is a way of getting the people to make make up the difference in the unfunded liabilities of Union P
|
|
Resolved Question: Future Value of an Annuity? Posted twice, need some help please.?
(Sun, 25 Apr 2010 16:31:22 GMT)
Please do not refer me to other sites. I need someone to show me how to get the answer.
I have an answer but I don't think it is right so that is why I am asking someone else to show me how they would get their answer. Thanks in advance.
You wish to retire after 18 years, at which time you want to have accumulated enough money to receive an annuity of $14,000 a year for 20 years of retirement. During the period before retirement you can earn 11% annually, while after retirement you can earn
|
|
Voting Question: Retirement Plan Options?
(Sat, 24 Apr 2010 16:36:23 GMT)
I'm looking for additional retirement plan options and was wondering what else is available to us middle income earners?
I participate in my firm's 401K.
I have a Traditional IRA and contribute to it.
I have a Roth IRA (recently opened to receive an old 401K via the 2010 Conversion).
My wife has a Traditional IRA (spousal IRA which I fund on her behalf).
We have a joint mutual fund account.
I am aware of three types of annuities (immediate, variable, and fixed).
I am aware of universal and w
|
|
Resolved Question: Investing hw help please?
(Fri, 23 Apr 2010 17:18:45 GMT)
Imagine you are an investment counselor for Jack and Rachel. Assess each investor's personal and financial situations; assess trade-offs between risks and return. Then make recommendations about how much risk that an investor should assume and the types of investments he/she should make (stocks,bonds,annuities,money markets)
1.) Jack is 26 and single. He lives in a small studio apartment, works as a Web site designer, and has $50,000 to invest. His immediate plans include saving to buy a hous
|
|
Resolved Question: Using the compound interest and annuity formula... (math help)?
(Tue, 20 Apr 2010 03:34:02 GMT)
Luis has $150,000 in his retirement account at his present company. Because he is assuming a position with another company. Luis is planning to "roll over" his assets to a new account. Luis also plans to put $3000/quarter into the new account until his retirement 20 yr from now. If the account earns interest at the rate of 8% a year compounded quarterly, how much will Luis have in his account at the end of his retirement?
HINT: Use the compound interest formula and the annuity formula.
|
|
Resolved Question: Suppose I punch out my soon to be ex-boss.?
(Mon, 19 Apr 2010 05:05:03 GMT)
Here's my story, sorry if it's a bit lengthy. At the tragic expense of my grandfather's sudden and early death, I've recived my multi-million dollar inheritence earlier than anticipated. He was an executive for Warren Buffets Berkshire Hathaway and bought up several hundred shares of stock while they were dirt cheap. My current financial situation is this: A 41 year annuity of $807'000.00 a year (Actually direct deposits monthly.) Also a secluded beach house in the Hawaiian islands as my perma
|
|
Resolved Question: Iam 50 yr old and looking for safe return in my retirement age with decent growth.Is variable annuity a produc?
(Fri, 16 Apr 2010 16:55:04 GMT)
for me. I have been advised that prudential variable annuity with lifetime income guarantee is best product for me.I also want to know how my losses that I have on amount I give would be considered for tax purpose in future.
Suppose I contributed from work for 401k 100000 over the period and after investing current value is 80000. which I am considering to give for annuity.How my loss of 20k would be factored
I am interested in knowing if anyone lost money in annuity because of insurance comp
|
|
Resolved Question: Did you know about this & what is your opinion of it?
(Sat, 10 Apr 2010 18:03:21 GMT)
Your Social Security
Just in case some of you young whippersnappers (& some older ones) didn't know this. It's easy to check out, if you don't believe it.
Be sure and show it to your kids. They need a little history lesson on what's what and it doesn't matter whether you are Democrat or Republican. Facts are Facts!!!
Our Social Security
Franklin Roosevelt, a Democrat, introduced the Social
Security (FICA) Program. He promised:
1.) That participation in the Program would be
Comple
|
|
Resolved Question: Are deferred variable annuities a smart investment for someone in my situation?
(Thu, 08 Apr 2010 23:29:32 GMT)
I'm 50 and have $250k of investment funds that I was thinking of putting into a deferred variable annuity. This is money that I don't expect to need until retirement. Assuming I don't get ripped off fee-wise, are things generally considered to be a good investment vehicle for someone who maxes our 401-k and IRA and is looking at reitrement in 15 years? If so, are some of the bells and whistles such as death benefit and gteed values generally considered to be worth it?
Thanks.
|
|
Resolved Question: Would you like to be educated in the history of Social Security?
(Thu, 01 Apr 2010 14:14:14 GMT)
Franklin Roosevelt, a Democrat, introduced the Social
Security (FICA) Program. He promised:
1.) That participation in the Program would be
Completely voluntary, No longer Voluntary
2.) That the participants would only have to pay
1% of the first $1,400 of their annual
Incomes into the Program, Now 7.65%
3.) That the money the participants elected to put
Into the Program would be deductible from their income for tax purposes each year,
No longer tax deductible
4.) Tha
|
|
Voting Question: Need advice on Indexed Annuities and Roth IRA.?
(Wed, 31 Mar 2010 23:09:41 GMT)
Hi,
I am 37yrs, recently laid off from work and have about $23000 in my company retirement account, And a financial adviser I know is strongly recommending that I move the entire $23k to an Indexed Annuity.
But I am not very sure, as much I have read about Annuities, they are for long term investment with not many options for early withdrawals.
I already have a few thousand invested in Stock, so don't want to put these $23k there.
So how do these Annuities compare to a Roth IRA? Which will
|