Comments to date: 311. Page 1 of 32.
Mel Location unknown | 12:13am on Friday, April 24th, 2009 |
Is Reaganomics dead and not why and if yes why?
Can an economic policy work again, especially in this complex economic globalized world than changes and expands?
And if yes then why do republicans insist on lower taxes and please no conspiracy mu... read more » |
Lil Location unknown | 6:50am on Monday, April 20th, 2009 |
What are some activities to cheer people up when they are really sad?
my friend has just come out of a 3 year relationship and she needs to be cheered up any ideas?
Best answer:
It's important to recognize that it will take time to heal a br... read more » |
Optimist Location unknown | 1:30pm on Saturday, April 18th, 2009 |
How does retirement system work in California?
Hello All,
I have moved to the states and still searching for a job, but what I still don?t get is how the retirement system works in California.. Let us say that I work till I am 60 and then I retire ... read more » |
BinkyTheWonderD Location unknown | 9:18pm on Tuesday, April 14th, 2009 |
Is there a website to find a comprehensive list of names with pictures of retired Beanie Babies?
These BBs are from 1997-1999. It is my daughter's collection which we are passing on to my 6 year old niece. They have no tags because I've wa... read more » |
Shhh...it's a secre Location unknown | 2:04pm on Tuesday, April 14th, 2009 |
How many years does the average soldier stay in the Army?
Just plain on average, how many years does a soldier stay in the Army? You have to be in the army, know someone in the army, or be quite familiar with it to answer. Thanks! (Obviously I don&#... read more » |
mommymi Location unknown | 11:01am on Sunday, April 12th, 2009 |
How to become a life and health insurance agent in tx?
I am wanting to know where i should sign up to become a life and health insurance agent and any advice anyone has im in in tx and if their is a need for them thank you
Best answer:
To get the... read more » |
Mish Location unknown | 11:20pm on Friday, April 3rd, 2009 |
Gotta prepare farewell speech for our retiring principal......any suggestions?
Our principal is retiring after serving for two decades and I am the one chosen to deliver the farewell speech on behalf of students. Need a bit of help!
Thanks!
Bes... read more » |
James Location unknown | 3:14pm on Monday, March 30th, 2009 |
Why should I look for tax-favored investment strategies and how do these strategies help me to attain my goals?
My teacher wanted me to answer these two questions for extra credit and I have no idea what he means about tax-favored investment strateg... read more » |
~*~April~ Location unknown | 9:29am on Friday, March 27th, 2009 |
How would you request either food or drink to contributed to a party?
I am throwing my mother's retirement party and the guest list is gradually growing...I want to request to have a dish or beverage contribution (requested not required) but do... read more » |
The Revent Location unknown | 1:20am on Wednesday, March 25th, 2009 |
Whats the best car you have seen down any road?
What is the best car you have seen down any road or motor show. Or if it was driving, was the car being driven like a bat out of hell, or was the person just taking it for a "drive".
Best a... read more » |
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Calculators - Retirement Planner Our retirement planner helps you estimate how well your savings program is preparing you for retirement. First we help you figure out how much you'll need. ...
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Retirement Planner Definition A retirement planner identifies sources of income, estimates expenses, ... A practicing professional who helps individuals prepare a retirement plan. ...
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The Retirement Planners Preparing for retirement is probably the single most important financial concern most people have today. ... Advisory Services Offered Through The Retirement Planners, USA, LLC ...
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Online Monte Carlo Retirement Planner This website hosts a free online retirement calculator that attempts to address this by ... The Flexible Retirement Planner is completely free to use and you don't need to ...
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RP Retirement Planner Software. The RP retirement planner software is a greatly scaled down version and predecessor of the RWR retirement plan software for investors, consumers, and financial planners.
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Retirement Planner Retirement Planner. Do you know what it takes to work towards a secure retirement? Use ... View your retirement savings balance and your withdrawals for each ...
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Retirement Planner - eHow.com Retirement planners can help you make sense out of your investments, savings accounts and all the regulations that apply to your golden-age finances. ...
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Retirement Planner Leads You have worked hard as a retirement planner to grow your business. ... In other words, a retirement planner leads that you get from a database may not help you ...
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Menu of Retirement Planning Software. Our menu of the full range of retirement plann software from the most comprhensive ever created, basic retirement planner, to simple and free retirement calculators.
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Hoadley Retirement Planner An Excel-based Monte Carlo simulator for retirement planning ... To help the user with this process the Retirement Planner includes a "Performance Estimation" worksheet. ...
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Resolved Question: What's the ultimate Mind game your spouse has ever played on you?
(Sun, 29 Aug 2010 13:17:38 GMT)
I heard a story about a guy that was having his 20-year high school reunion. On the Friday night meet and greet, he took his wife with him and she was completely bored. He understood and cut his visit with old friends short since she was bored and miserable.
The next evening was the main reunion event and the guy and his wife were not going to make most of it and arranged with the even planner to let them know if it was still occurring when they finished with another obligation they had.
Th
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Resolved Question: Is this a financial/investment scam? So, i had a meeting with a "financial planner" that I met through?
(Tue, 10 Aug 2010 19:05:01 GMT)
met him through a friend. He first asked what my retirement/money making goals were. Then he began to speak about referring people to his company and that I could make money from that working in a part time capacity as i would be "my own boss". After I mentioned that I would probably not be interested, he began talking about investing/asset allocation and stuff like that. I noticed that he had a giant superbowl type ring on his finger with the name of the company on it. Obviously a gift given
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Resolved Question: Can you check over these and see if they are right?
(Sun, 25 Jul 2010 05:32:39 GMT)
1. Anyone (singular indefinite) that can manage their (plural possessive) time can be successful with money management in personal financing.
2. We (plural subjective) have now set some realistic goals for our (plural possessive) retirement savings.
3. My mother bought Rob and me (reflexive pronoun) a financial planner.
4. Becky and I (singular pronoun) were discussing how the interest rates on credit cards could cost a fortune.
5. Jim has had a very bad choice in what he (singular subject) is
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Resolved Question: Retirement income question: 10 years, Min. of 3.4%?
(Mon, 05 Jul 2010 02:41:16 GMT)
Is this a scam or for real??
I just retired.
50 years old.
must do a 72T to avoid the 10% tax penalty until I'm 59 1/2.
went to a investment planner and he offered:
Take my $490,000 IRA and add 8% to it (for free). (commission built into plan)
So now he says we will invest the $539,000 for 10 years
give me a monthly income (72T) of $2200.00 for 10 years
He said there is a guarentee of a minimum 3.4% return over the life of the investment (10 years)
and there is no upside limit.
He said VER
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Resolved Question: Should I invest in real estate instead of my 401k?
(Wed, 30 Jun 2010 15:30:31 GMT)
For the last 3 years or so my wife and I have toyed with the idea of stopping all 401k and IRA contributions. We max out on both, so we contribute ~$42,000/year. On the other hand, we could keep that money, which would be ~$30,000/year after taxes, and use it to invest in real estate. This would give us some additional income now, and provide for retirement income in the future as the properties get paid off. Not to mention the fact real estate can becoem an actual business that can be eas
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Resolved Question: Personal Finance questions,please help.?
(Fri, 14 May 2010 16:39:53 GMT)
1.) U.S. Savings Bonds are exempt from state and local taxes. Municipal bonds are exempt from federal income tax and, sometimes, state income tax as well.
True
False
2.) A "third market maker" is an order to buy or sell a stock at a specific price.
True
False
3.) You should beware of a sales person encourages you to borrow money or cash in retirement funds to invest, tells you to write false information on your account form, or offers to share inside information.
True
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Resolved Question: To reenlist or not to reenlist? That is the question...?
(Fri, 23 Apr 2010 00:53:23 GMT)
Hi, I'm currently in the Marine Corps as a 0621 (communications field). I'm at my 3 year mark and I just extended to go on a second deployment to Afghanistan. I am trying so hard to figure out if I should reenlist or not. The Marine Corps has so many more ups than downs, but I really want to experience the "outside" life since I enlisted straight out of high school.
If I get out, I want to go to college back in my home state of California. I really want to experience going to school full time
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Resolved Question: Need help with this please??? What would u do?
(Mon, 29 Mar 2010 22:41:37 GMT)
You are now a certified financial planner who has recently graduated from college. Your parents are helping you to get started in your new business. Since your parents own a midsize company, they decide that IF you can come up with a good retirement plan for the 275 employees that they employ, they will hire you as the financial planner for the business.
They want to make sure that all the employees in the company have some medical benefits as well as income when they retire. Most of these p
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Resolved Question: Some career advice..?
(Tue, 02 Mar 2010 12:53:16 GMT)
Here is the situation, a lot of things have been happening fast, and I'm stuck at a crossroad. College is coming up real soon, and at this point I'm confused on what I should go in for. I'm constantly back and forth between teaching (always been what I wanted to do) and going into business (I studied this all throughout high school, and even a little bit on the college level).
I under with teaching, it's low paying, but rewarding, and I have to complete anywhere from 4-6 years of school to
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Resolved Question: How much do you realistically need to save for retirement?
(Thu, 14 Jan 2010 18:38:53 GMT)
How much would a single man need? I've spoke with a financial planner and he says that if I keep saving what I'm saving right now or raise it as I earn more in the future that I could have a few million pound by the time I'm 65 through my original investment and the interest earned on it. I'd like to know how much I REALLY need so I can maybe take out some money and enjoy it right now thanks.
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Resolved Question: What professional do I ask for this?
(Fri, 11 Dec 2009 04:26:23 GMT)
Husband and I own one home and are upside down, can't get help due to we are not in a hardship situation, I want advice on that to see if we have any options open to us...we still need to re fi soon or mortgage will go up.
Also, would like to buy a 2nd home in my name only since everything else is in my husbands name, need advice on that.
Also wondering if the fact that we usually file taxes jointly will hurt me getting approved by myself for a home, or if we should file separate (we still hav
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Resolved Question: Is paying off a mortgage early beneficial tax wise?
(Fri, 13 Nov 2009 18:40:02 GMT)
The following is from
http://www.usnews.com/money/personal-finance/retirement/articles/2008/06/19/should-you-pay-off-your-mortgage-before-you-retire.html
"The interest you pay on your home mortgage is tax deductible on up to $1 million in debt. You can also typically write off interest on up to $100,000 of home-equity debt. But you benefit from this tax perk only if all your itemized tax deductions, including your mortgage interest, add up to more than the standard deduction that almost eve
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Resolved Question: How can I transition my career to become a treasury analyst?
(Fri, 13 Nov 2009 16:29:43 GMT)
Thank you for reading my question.
I currently am employed for a retirement adviser and work as his para-planner. I have already attained my Series 7 certification and am currently studying for the Series 66. My role has evolved to the point that all my recommendations are generally proposed to clients regarding cash flow, short/long term investments, and budgeting.
That being said, I am not thrilled about my future prospects. I feel very limited by what I am allowed to recommend. After doi
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Resolved Question: PLEASE HELP WITH THIS SPREADSHEET PROBLEM?
(Mon, 02 Nov 2009 23:21:35 GMT)
if anyone can help me with this please email me at mpitts1947@yahoo.com Excel spreadsheet and 5-10 slides
Details:
Your younger sister, Cassie, just received information from her company on her company benefits. She tells you that she is not interested in reading the retirement information because she has another 30 years of working before she can even consider retiring. You are a financial planner so Cassie asks you to take a look at the information. In doing so, you see that her company o
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Resolved Question: What's the best financial planning software?
(Thu, 17 Sep 2009 06:38:19 GMT)
I need to do a financial plan for my family inlcuding retirement savings, accounting for various estimates of inflation. My accountant says Quicken financial planner v2 was good, but it can't be found anymore. He also says that the financial planning capabilities of Quicken aren't adequate.
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Resolved Question: Which is best way to save for retirement: on my own, with bank, through employer?
(Thu, 10 Sep 2009 16:02:24 GMT)
I'm about to start my career next year, but am unsure the best way to start saving. I have an economics degree, and have pretty strong knowledge of investments. What are the advantages of the following ways to save for retirement?
Investing on my own with a risk appropriate portfolio mostly comprised of an index ETF.
Getting a financial advisor/planner and using one of their bank's programs.
Or going through my employer (Brevard County Public Schools - I am a math teacher).
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Resolved Question: How much is enough for retirement? Would ...?
(Mon, 20 Jul 2009 17:49:59 GMT)
during the years I've worked I worked hard and has been a diligent saver, and tried to invest smart. (however I am not a good financial planner, otherwise I wouldn't be drawing up this post..)
I am now in 45, at the end of my mortgage, very little saving in cash but own 2 apartments mortgage free, which can be rented out.
During this recession （or should be called depression!) I've just lost my job, and the job market looks pretty bleak out there. So many people applying for one position and y
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Resolved Question: is it too early to wonder about my future?
(Mon, 22 Jun 2009 00:42:43 GMT)
I'm a Sophomore in High School and I'm a big worrier/planner. should I clear my head of all this stuff that I'm thinking about?
stuff like "if I work this many hours during the summer and if I spend this amount of money and if I am able to keep my job til I'm a senior I should be able to pay for this percent of College"
and "if I focus on these type of subjects in High School I will be able to major in this area at this college and I will be able to make this much money when I graduate and
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Resolved Question: Does this look like a valid job. I found it on Craigslist..?
(Fri, 29 May 2009 04:28:45 GMT)
I know you are looking for office related work, but I wonder if you would be
interested in a career change if the money is right. You may not be
interested in this position because of the location or terms. I am sharing
this position with you so that if you are not interested you may want to
refer any of your friends who are looking for work at this time.
Our company is seeking high caliber Financial Planners, who can keep up in a
fast paced, dynamic environment. Our market is comprised of i
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Resolved Question: How do I find a Financial adviser/planner for my specific needs?
(Wed, 27 May 2009 21:03:44 GMT)
My fiancee and I want to get a good adviser to help us make the right choices. and to help put us towards our goals. We are not at the point to be getting investment such as mutual funds etc but we will to be at some point. We need advice on home loans, student loans, retirement, planning for family growth, debt management, insurance, etc. How much does this kind of service cost and where do we find one that does not have a primary goal of selling us investment products. Also, are there an
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Resolved Question: Los Angeles Councilman gets $22,000 a month in retirement benefits....is this part of the problem in Cali?
(Mon, 25 May 2009 18:07:18 GMT)
Councilman Parks on $265,000 pension: I earned it
As The Times' Rich Connell reports, pension spending is a growing concern for city budget planners. The city could face a $1-billion budget shortfall in 2010-2011, and an even larger deficit the year after, chiefly because of pension investment losses, according to the city’s top budget analyst.
Connell's review of city records found that Los Angeles Councilman Bernard Parks, City Hall’s budget committee chief, who is warning that soaring pay
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Resolved Question: Where should I look for the best overall financial advice?
(Tue, 05 May 2009 22:43:57 GMT)
I have used a CPA and financial advisor at different times for filing taxes, planning business expenses and write offs, and saving for retirement (only 29).
I need someone who can analyze what myself and my wife make and determine what bills to pay off first including a tax lien, credit cards, personal loan and cars. I need someone to help with a plan that is not motivated by me buying their products or signing up for a plan that pays them long term. I am looking for a personal financial plan
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Resolved Question: Why is it a bad idea to leave money in a 401(k) of a former employer?
(Fri, 01 May 2009 02:24:39 GMT)
Our financial planner is concerned that if the company goes under, I could lose the 401(k) money somehow (because the asset would belong to them, not me). Isn't that always a concern, even if your money is in an IRA at Fidelity, etc.? None of those retirement investments are FDIC-insured, though that isn't really the issue she is getting at.
I previously worked for Hewitt Associates, and I believe they run/fund their own plan. I do not invest in their stock, however.
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Voting Question: A return of regular savings accounts to the tax free status would be the best economic stimulus?
(Sat, 11 Apr 2009 01:42:17 GMT)
In the old days, people saved their money and used savings for large purchases and also for retirement. That was the culture. We didn't buy stuff until we could afford it. After the govt started taxing those accounts, there was less incentive for us to save our money. Sure, we chased the t-bills and CD accounts, money market accounts and then the stock market (where we lost 50 percent of our savings recently).
Why not make bank savings tax free again. The minimum interest earned is a j
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Resolved Question: poll: what elective should i take next year...?
(Fri, 20 Mar 2009 16:40:12 GMT)
i am going to take the college planner but i don't know which of these other classes to choose
1 family & consumer science
this includes 10 units they are
1 christian character & appearance
2 what's cooking
3 let's eat
4 the clothes you wear
5 the clothes you sew
6 interior decoration
7your home & you
8 financial Freedom
9 children develop met & care
10 relationships
or consumer math this includes
1 basic math review
2 personal finance
3 statistics
4 taxes & insurance
5 banking services & in
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Resolved Question: Mother's Lump Sum Retirement Payout Investment Advice?
(Thu, 19 Mar 2009 13:56:19 GMT)
My mother asked me to come along with her to meet her financial planner as she has just retired and is about to get a 6 figure lump sum payment deposited to her. I want to ask the planner some common questions about what his plans are for the money etc. She is 59.5 yrs old and in this market what do some you feel would be common practice for this money to be invested, risk-less mutual funds, etc? Any advice is appreciated. I have little investment advice for her since I am not her age obvious
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Resolved Question: Should I get a financial planner?
(Thu, 05 Feb 2009 11:03:15 GMT)
I've been thinking more and more laterly about hiring a financial advisor to help me with asset allocation, retirement planning, tax shelter opportunities, and a bunch of things that I have no idea about.
Does anyone here use a financial advisor? Has it been a wise decision?
*I already read Kiyosaki's lame book, thanks.
*not from the States
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Resolved Question: Will you write your US Senator and US Congressman?
(Thu, 15 Jan 2009 17:12:53 GMT)
Dear Senator / Congressman
How well has Mary Shapiro run the ship at FINRA? Today’s Wall Street Journal front page article discusses this. But after reviewing this, I don’t believe that CHANGE will be in the cards for the investing public.
During in past decade, where did all the trouble in the financial world come from? Was it from Main Street or was it Wall Street? (Enron's electricity manipulators are now the oil market manipulators. Supply and demand forces do not drive oil up $25 in o
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Resolved Question: What do you think about hospitality careers?
(Sat, 10 Jan 2009 00:42:08 GMT)
I am almost about to graduate high-school and trying to find a career path to follow and FAST! I am a people-person :D I love to communicate in any shape and form! I would like to be a wedding planner but with this economy being so bad, its hardly making any money plus it offers no insurance. Hospitality careers appeal to me, front desk, HR, food management :D, or General Management! Teachers, Counselor's say I have good leadership skills as well. Do jobs in hopsitality provide medical insuran
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Voting Question: a question about low, medium, and high risk annuities - for a finance project...?
(Tue, 16 Dec 2008 06:04:35 GMT)
so for a final project, i need to act as a retirement planner for a couple. they of course know nothing about the technical details of finance, etc etc.
i'm not at all looking for someone to do my homework for me, i'm just looking for some guidance - i need to know where to find typical, average rates of return for both the accumulation and retirement periods. i'm interested in high, medium, and low-risk examples. the purpose of the project is to illustrate the theoretical couple's consequenc
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Voting Question: what banks received a bail-out?
(Tue, 16 Dec 2008 04:45:15 GMT)
my dad works as a financial planner (like deals with stocks, bonds, but mostly people's retirement) at bb&t.. should his job be safe? i'm a college freshman who isn't eligible for financial aid and i don't want to have student loans out so early in undergrad if i don't need to have them
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Resolved Question: how to be a good financial planner?
(Sun, 23 Nov 2008 00:46:12 GMT)
hi
how to be a very good financial planner inorder to be very good at
maitaining your finances and debts
and plan well for your retirement,,,,
but still have fun during the course of your life...
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Voting Question: Any financial wizards and mortgage guru's Your help is needed!!!?
(Wed, 19 Nov 2008 02:19:17 GMT)
We are finally back to two incomes, after survivng on one. We have a little bit left over after expenses each month. What is smarter....
Put every extra penny on our mortgage to try and pay it off early?
OR
Put every tiny bit in savings so it will grow over time?
We dont have enough money to ask a financial planner so I hope I can get some ideas from people who may have a good understanding of money, know about money, working in banking, finance or who have been successful in managing thei
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Resolved Question: Looking for financial advice re: mortgage and saving?
(Mon, 17 Nov 2008 20:23:42 GMT)
We are finally back to two incomes, after survivng on one. We have a little bit left over after expenses each month. What is smarter....
Put every extra penny on our mortgage to try and pay it off early?
OR
Put every tiny bit in savings so it will grow over time?
We dont have enough money to ask a financial planner so I hope I can get some ideas from people who may have a good understanding of money, know about money, working in banking, finance or who have been successful in managing thei
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Resolved Question: Where did the 4% Rule for Retirement Withdraws come from?
(Tue, 11 Nov 2008 20:44:46 GMT)
When you talk to retirement planners they regularly talk about not withdrawing more than 4% of your nest egg in any one year to meet living expenses. So if you have a million dollars saved you shouldn't withdraw much more than 4% of that money (approximately $40,000) in any given year.
Where did this 4% rule come from and who came up with it?
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Resolved Question: do you think that this is a good idea?
(Sat, 08 Nov 2008 03:24:03 GMT)
Many financial planners recommend that you begin your financial plan by accumulating an emergency fund that is at least $1000 (and then slowly accumulate up to 3 months living expenses for your rainy day fund). Do you think this is a good idea? How would it change your reaction to a car repair or other unexpected expense? Do you have the discipline to set aside money each month for the future? How does your retirement planning look right now -- especially if you are one of the more "mature
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Resolved Question: Retirement start up plan?
(Sun, 26 Oct 2008 23:40:39 GMT)
I'm 29 and have no retirement. My companty does not offer a 401k, but just got a little cash from a settlement. Where should I start? IRA? Financial planner and stocks? Any suggestions?
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Resolved Question: How come Barack Obama wants to spread my wealth but he wants to HIDE his own?
(Sun, 26 Oct 2008 01:10:01 GMT)
http://townhall.com/Columnists/HankAdler/2008/10/24/obamas_minuscule_charity_contributions
Senator Obama’s tax returns are pretty interesting. In comparing his 2007 tax return to previous years, other than a very significant increase in income, the major change is that Senator Obama has found a pretty good tax planner. Senator Obama has implemented several tax strategies that have reduced his 2007 Federal income taxes and if he continues with this planning, he and his family will save million
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Resolved Question: Would you hire a financial adviser specializing in LGBT issues?
(Mon, 20 Oct 2008 23:07:22 GMT)
I am thinking about going into business as a financial planner specializing in LGBT couples. When my girlfriend and I were buying a house and planning for our futures, we had a difficult time because things were so complicated because we were not married (and legally can't be). I spent the better part of a year working on wills, trusts for the kids, retirement planning, finding insuring companies that will offer a joint policy, ETC.
I have a degree in a related field and would be well qualifie
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Resolved Question: financial budget best answer get points?
(Fri, 17 Oct 2008 01:26:42 GMT)
Many financial planners recommend that you begin your financial plan by accumulating an emergency fund that is at least $1000 (and then slowly accumulate up to 3 months living expenses for your rainy day fund). Do you think this is a good idea? How would it change your reaction to a car repair or other unexpected expense? Do you have the discipline to set aside money each month for the future? How does your retirement planning look right now -- especially if you are one of the more "mature
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Resolved Question: When did most people bail out of the market ?
(Sat, 11 Oct 2008 22:23:49 GMT)
How do you find out when most people panicked and sold out of equities?
An unrelated question: Are our investment advisors being straight with us - that buy and hold is always the best strategy?
They always cite the example of the DOW, in 1901, if you invest $1 you'd have tens of thousands right now, but who lives that long?
Also, the DOW is not the same set of companies that it was 100 years ago. It seems anyone with only a 20-30 year margin would be incurring significant risk with "bu
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Resolved Question: $71,500 lawsuit settlement: I know I need financial advice, but do I need a financial advisor?
(Sun, 03 Aug 2008 21:15:54 GMT)
On my eighteenth birthday, which is in just over a month, I come into the first $20,000 (US) of a lawsuit settlement. I am going to be in school, but I have $4,000 in grants (that covers all my tuition) and $12,000 in subsidized loans (no interest at all while I'm in school) for next year.
I come into the rest of the lawsuit settlement, $51,500, right about as I'll be finishing school, on my 21st birthday. I'd like to invest as much of this money as possible, in somewhat low-risk places. S
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Resolved Question: YOU HAVE TO SEE THIS!!!!!!!!!!!!seriously!!!!!!!!!!!!!!!!!!!!?
(Sun, 22 Jun 2008 15:29:30 GMT)
A couple of weeks back on Smackdown Victoria Crawford, a former model, debuted as the wedding planner for Edge and Vickie Guerrero. I am told that the plan as of now is for Edge to get caught cheating on Vickie with Crawford. This will lead to their relationship ending and Vickie turning face.
I was also told that this is the role that WWE wanted Krystal Marshall to play but she refused and was released. They didn't have plans for her to be the wedding planner but as Edge's secret lover. The
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