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- Gazette, The (Colorado Springs) - Don't be afraid of stocks in retirement, planner says
(Wed, 12 Dec 2007 08:00:00 GMT)
Retirement planners :
December 12, 2007 -- My late aunt was so worried about running out of money in retirement that she put all her investments in certificates of deposit and spared just $1...
- Australasian Business Intelligence - Early retirement for financial planners.
(Wed, 10 May 2006 07:00:00 GMT)
Retirement planners :
May 10, 2006 -- Byline: Jonathan Barrett May 10, 2006 (The Australian Financial Review - ABIX via COMTEX) -- One change in the Australian Budget will affect...
- USA TODAY - Medicare fees punish responsible retirement planners
(Fri, 22 Sep 2006 07:00:00 GMT)
Retirement planners :
September 22, 2006 -- Why does the government continue to punish behavior it touts as being responsible? People who have heeded the financial advice to build up their...
- Australasian Business Intelligence - Planners roll the dice on retirement.
(Wed, 23 May 2007 07:00:00 GMT)
Retirement planners :
May 23, 2007 -- Byline: Matthew Smith May 23, 2007 (Asset - ABIX via COMTEX) -- An increasing number of US financial planners are using Monte Carlo simulation...
- NJBIZ - Retirement Options Favor The Early Planner
(Mon, 03 Sep 2007 07:00:00 GMT)
Retirement planners :
September 3, 2007 -- Business owners without a strategy can still catch up AFTER RUNNING HIS OWN engineering consulting firm for about five decades, 84-year-old Si...
- Business Wire - Beverly Hills Retirement Planner Offers Insight on Dilemma Currently Facing Baby Boomers
(Mon, 25 Feb 2008 08:00:00 GMT)
Retirement planners :
February 25, 2008 -- BEVERLY HILLS, Calif. -- The current unsettling stock market conditions pose a dilemma for baby boomers entering or approaching retirement who are...
- Topeka Capital-Journal, The - Highway planner maps retirement
(Fri, 16 Jun 2006 07:00:00 GMT)
Retirement planners :
June 16, 2006 -- By Bill Blankenship THE CAPITAL-JOURNAL HOLTON - When Dave Boyd retires from his state job, he plans on singing for his and his wife's supper....
- CPA Letter, The - CPA Financial Planners: Retirement Savings Key Concern for Americans
(Sat, 01 Mar 2008 08:00:00 GMT)
Retirement planners :
March 1, 2008 -- Having enough money to retire and pay for major life needs - healthcare and education - are top concerns of Americans facing financial pressures,...
- Australasian Business Intelligence - RetireInvest planner flies the coup.
(Mon, 11 Sep 2006 07:00:00 GMT)
Retirement planners :
September 11, 2006 -- Sep 11, 2006 (Asset - ABIX via COMTEX) -- ING Australia dealership RetireInvest continues to lose experienced financial planners. One of the...
- Deseret News (Salt Lake City) - State forestry planner retires
(Sun, 28 Aug 2005 07:00:00 GMT)
Retirement planners :
August 28, 2005 -- Karl Kappe, a strategic planner with the Utah Division of Forestry, Fire and State Lands, has retired, state officials announced Friday. Kappe was...
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- Resolved Question: Need help explaining retirement to my bf??? Help anyone?
(Thu, 29 May 2008 12:43:24 GMT)
Retirement planners :
Ok so I have a pension at my work (I am 21) that is pretty good and I plan to work here forever or if not continue with the pension and increase the perecentages.
So a finacial planner said for these figures at 65 I could have 1.5 million.
Now I want to retire around 50, I told my bf to start one too, but he said 1.5 mil is enough for both of us. He thinks investing is dumb and you can lose all your money. So I need to tell him about a secure pension/rrsp where you can't lose your money, whe
- Resolved Question: Looking for assistance planning for financial goals?
(Fri, 16 May 2008 17:42:17 GMT)
Retirement planners :
I'm interested in getting assistance with long-term planning in order to balance my current goals, which include paying down student loan debt, saving for my retirement and saving for a downpayment on a mortgage. I'm hoping to find someone who will hope me figure out how much I should allocate to what based on my current living situation.
Would this be a financial planner or someone else? Where do I find a person/organization who works with people in a similar situation?
I would be inter
- Resolved Question: 1: U.S. Savings Bonds are exempt from state and local taxes. Municipal bonds are exempt from federal income ta
(Fri, 09 May 2008 20:18:35 GMT)
Retirement planners :
U.S. Savings Bonds are exempt from state and local taxes. Municipal bonds are exempt from federal income tax and, sometimes, state income tax as well.
True
False
2: A "third market maker" is an order to buy or sell a stock at a specific price.
True
False
3: You should beware of a sales person encourages you to borrow money or cash in retirement funds to invest, tells you to write false information on your account form, or offers to share inside information.
True
False
4: Federal or
- Resolved Question: Do you ever wonder how being LGBT will affect our retirement years?
(Tue, 22 Apr 2008 13:28:12 GMT)
Retirement planners :
Unlike heterosexuals, we will always have to fend off for ourselves in "the golden years". Well meaning straight people do ask me all the time, "Aren't you afraid of dying old and alone?" and they couch that in terms of the sense of security that straight marriages do give; whether this security is real or imagined is debatable, of course.
But the social support system is definitely weighed in favor of straight couples, especially those married and with kids.
As a financial planner who is ga
- Resolved Question: Roth IRA and investing?
(Tue, 01 Apr 2008 21:54:15 GMT)
Retirement planners :
Well, I am 42 and have decided that it is time to start planning for my retirement. I just funded my new Roth IRA with the maximum contribution of $4,000 for 2007. Now what?
I don't know what to invest in. Should I look for a financial planner, if so, how much do they cost and where can I find out if they are any good? I am new at this.
- Resolved Question: Best budget planning website?
(Fri, 28 Mar 2008 05:34:23 GMT)
Retirement planners :
I have seen a lot of planners - but they always seem to be missing something - whats the most comprehensive budget planning site that would be good for someone in college, trying to plan for a house and retirement?
Thanks a bunch
- Resolved Question: Best Retirement Planner?
(Wed, 26 Mar 2008 02:48:46 GMT)
Retirement planners :
Whats the best retirement planner available in India for people less than 35 yrs...scope to pay for 20 yrs !
- Resolved Question: How long should you let 403(b) go losing money before you change investments?
(Mon, 17 Mar 2008 01:14:33 GMT)
Retirement planners :
I know that with a 401(k) and a 403(b) you have to ride out the highs and the lows over time but how long should you let your account go when it is losing money before you make a change to your allocations?
In the past 18 months I have contributed $5400 but the balance is only $5067 currently. Is this really bad or are other people experiencing similar losses? My financial planner told me I should go for 'aggressive' options because I have over 20 years until retirement but it is discourage t
- Resolved Question: How much will I get charged on this portion of my inheritance, and what is the best way to make it grow?
(Tue, 19 Feb 2008 05:17:10 GMT)
Retirement planners :
I'm inheriting quite a bit of money, probably close to 2 million. However, I know that one portion of it is a partnership I have stakes in (7.2%), which as of 6 years ago filed corporation papers listing a capital input of around 4.5 million, which has probably grown, so let's say that's 500-550k. At 500k, how much will I be charged when I inherit it? And with the remainding money, what do I do to save it for my retirement? I know that a Roth IRA has a financial limit not allowing for me t
- Resolved Question: If we did what financial planners want us to do, would we head into a recession even quicker?
(Tue, 12 Feb 2008 22:28:46 GMT)
Retirement planners :
Paying off debt, saving for emergency fund, saving for retirement, 20-25% down payment, etc. If 90% of Americans did exactly what we are idealy supposed to...Would this cause a huge recession? Moreso than what is predicted to occur?
- Resolved Question: Do I see a financial advisor/planner, or someone else entirely?
(Tue, 12 Feb 2008 15:19:11 GMT)
Retirement planners :
So I am not sure who I am supposed to use, or even if there is a difference.
I am looking for someone that can put us on a budget, and help us to plan for retirement.
Someone who would look over all of our bills and help us form the best plan of action.
So who should I be looking for? And how do I know if they are any god or not?
- Resolved Question: I have to create a retirement planner in excel for one of my classes and I dont know where to start?
(Sun, 10 Feb 2008 23:33:55 GMT)
Retirement planners :
Excel is not my best subject I really need help with the formulas is there a site that explains all of that any help would be so much appreciated
- Resolved Question: I already paid for Loaded Hartford mutual fund, now?
(Sun, 27 Jan 2008 20:08:52 GMT)
Retirement planners :
my investor says I can move for free to Hartford HSNAX Strategic Income-a fixed income, is this a good move? I looked on morningstar and it has under the rating NR and I do not know what this means. I am retired on SMALL retirement and need this as my main income..any suggestions? I, unfortunately do not know much about the market, but went through our local credit union who hires the financial planner through LPL investments.
- Resolved Question: Can Anyone Recommend a Financial Planner to Help Me Decide Between Saving and Buying a Condo? I'm in San Diego
(Mon, 07 Jan 2008 18:42:46 GMT)
Retirement planners :
I am currently saving a large portion of my paycheck each month in my employer's tax-deferred 401(k) plan. With now being such a buyer's market for real estate, though, I am seriously considering buying a condo (I currently rent an apartment). However, buying a place means that I will have almost no money left each month to put into my 401(k), so I'm trying to find a financial planner who can look at my situation and help me decide whether it will be best for me IN THE LONG RUN to keep saving
- Resolved Question: How can I afford life?
(Thu, 13 Dec 2007 04:16:52 GMT)
Retirement planners :
I was just talking to my wife. We both make VERY good salaries by comparison to the average annual household income. Homes run $400k in the towns around us and up. We have 2 kids. I ran some numbers to try to figure out how much college will cost when they are of age. $300k+ for four years of college for each of them. Then there is retirement...in which financial planners are saying not to depend on social security or to depend on employer sponsored pensions in retirement. I'm a little
- Resolved Question: Financial Planning In College?
(Wed, 07 Nov 2007 16:50:35 GMT)
Retirement planners :
I am a college student who has just landed my first regular paying job. I would like to begin saving for my future and I am unsure of what steps to take. I had thoughts of consulting with a financial planner, but I don't know what questions to ask and what other things I would need to know before I meet with them. I would like to begin saving for a family, future children, and retirement. Do you have any tips on where I should start, what company I should consult with, etc?
Thanks =)
- Resolved Question: What is meant by certified financial planner and is it important to be certified?
(Tue, 06 Nov 2007 04:51:01 GMT)
Retirement planners :
What is a CLTC and how do I know if I need a CLTC or a financial planner. I'm just trying to get someone to help me manage my $$ and plan for my retirement! I don't know what I need!
- Resolved Question: 401k? 401b? retirement plan?
(Fri, 02 Nov 2007 12:13:18 GMT)
Retirement planners :
I am 35 years old. I have no money saved for retirement. I work for a hospital and they do not match with their retirement plan. What do I need to do in order to prepare myself for retirement? I have no clue on what I should do with my money and where I should do it at. How can I guarantee that I can be financially comfortable when I retire? Any info would help because I am totally clueless with this subject and I feel like I would be stupid to ask somebody. I don't even know the differ
- Resolved Question: what is the difference between the certified financial planner and a financial advisor when i'm trying to hire
(Wed, 31 Oct 2007 18:27:13 GMT)
Retirement planners :
someone for retirement purposes
- Resolved Question: My daughter wants to become a financial planner, so she can work in investments and real estate, retirement?
(Thu, 25 Oct 2007 22:53:39 GMT)
Retirement planners :
Retirement planning, college, insurance, ect. What would you suggest for classes to take, is this a two year or four year to be in college? Do they teach real estate in college?
- Resolved Question: Do need to be a CFP to be a retirement planner/advisor or is there a specific license for retirement advising?
(Sat, 06 Oct 2007 17:07:29 GMT)
Retirement planners :
- Resolved Question: Why do so many insurance salesman call themselves finacial planners when they are anything but?
(Thu, 27 Sep 2007 18:25:04 GMT)
Retirement planners :
Nothing bothers me quite like insurance salesman that call themselves "financial planners". They would rather sell someone whole life insurance than explain to them how a Roth IRA with ETFs works. I wonder if they are just ignorant or if they actually understand that they are insurance salesman and they have no clue about retirement planning.
- Resolved Question: Tips on working with a financial planner?
(Mon, 24 Sep 2007 13:16:19 GMT)
Retirement planners :
My fiance and I are getting married in October of 2008, and at some point before the wedding we are going to meet with a financial planner to help us with things like setting our household budget, but more so for important things like investing in retirement plans and working toward a down payment for a house. There's so much information out there, and it gets complicated if you're not familiar with the field, so we figured this would be a good way to help us get started.
Do you have any tip
- Resolved Question: How much would you be willing to pay for an event planner to be completely responsible for your event?
(Mon, 17 Sep 2007 01:06:50 GMT)
Retirement planners :
Okay this is a two part question:
A) The only thing you would have to do is pick the things you want out. You could do that either via in person or over the net. Such as if you were wanting to get married the event planner would do everything you wanted such as picking out the food, photographer, locations (with your approval). You would be responsible for picking out your wedding dress, but the planner would pick your dress up, and have it ready to go at the wedding site. If you were hav
- Resolved Question: Charles Schwab and Financial planner fee? Big question?
(Sat, 01 Sep 2007 00:58:48 GMT)
Retirement planners :
I am new to investing. A financial planner wants to move my retirement accounts to Charles Schwab so I may have more to chose from under one roof, and then charge me a 1.4% fee for the year on all of it for his managing services. Is this wise or reasonable?
Can I get my stuff over to Schwab on my own, pick out my own stuff, and avoid his fees? Is Schwab good? or are others better considering the cost/ service etc. Or if I go directly to the fund company for everything how does one organize
- Resolved Question: Are you supposed to buy your finacial planner a gift for all the hard work he does for you with retirement?
(Tue, 14 Aug 2007 16:45:46 GMT)
Retirement planners :
- Resolved Question: How much education is required to become a Financial Planner in Michigan?
(Mon, 06 Aug 2007 23:24:48 GMT)
Retirement planners :
Thinking about a retirement job
- Resolved Question: I'm looking for a remote (or online) financial advisor.?
(Fri, 13 Jul 2007 22:15:27 GMT)
Retirement planners :
After checking many Financial Advisor search websites, I have determined that there are no good financial advisors in my area, so, I am looking for a remote (online) financial advisor that is licensed to practice in California.
Most financial planners I have called, either: (1) do not return my phone calls. (2) do not want to offer remote financial advice, or (3) require a minimum net worth of more than 500K (which I do not have).
I need to be able to correspond with the financial advisor b
- Resolved Question: What charges are associated with using a financial planner for retirement funds?
(Sun, 01 Jul 2007 04:46:47 GMT)
Retirement planners :
My wife and I are planning to retire in the next few months and will receive several hundred thousand dollars from our retirement funds. We need to work with a financial planner to be able to roll most of this money into accounts that won't be taxed until we withdraw funds to spend. How much should we anticipate having to pay a financial planner to arrange this. Also, if anyone knows about these things will it be possible to make such a rollover? I am 63 and my wife is 64.
- Resolved Question: I need some advice from a mutual fund/stock retirement planner.?
(Thu, 28 Jun 2007 08:03:41 GMT)
Retirement planners :
I'm about to change jobs and roll my 401k into an IRA (the job I'm going too won't allow me to roll the balance over untill I'm full time so I have to go IRA route.)and right now I'm vested in a mutual fund (Russel Lifepoints Aggressive Strategy) the ticker is RELEX, right now I'm 27 years old and I have about $7500 in there right now. Ok my few questions are 1. How do I find out exactly what stocks RELEX is investing in not just the index's or sectors. Should I stay with RELEX or is there a
- Resolved Question: Shell LLCs?
(Sat, 16 Jun 2007 00:15:32 GMT)
Retirement planners :
I remember hearing a financial planner briefly go over how you can establish an LLC for anything. In fact, you can create an LLC that has no business plan or method to generate revenues whatsoever.
The concept was, create an LLC, dump your [insert asset here (house, car, retirement account, IRA, trust, estate)], and it would be immune to creditor claims (so long as it wasn't a fradulent transfer like doing a $100,000 cash advance on your credit cards, transfering the money to an LLC and then
- Resolved Question: Need a corporate event planner in Florida?
(Wed, 09 May 2007 15:32:53 GMT)
Retirement planners :
You're Invited to Make Your Event an Eventure!
Another offsite dinner? Bare bones cocktail hour?
Small VIP Reception? Don't know where to start?
Try something different with Four Seasons Event Productions!
Four Seasons Event Productions is a full-service corporate event planning company dedicated to providing Floridaâ??s premiere commercial real estate organizations with unique event and marketing services.
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- Resolved Question: Should I promote my consulting business seperately by segments or all under one umbrella?
(Fri, 20 Apr 2007 18:07:21 GMT)
Retirement planners :
I have a background that allows me to do financial consulting in more than one area including investment advisor / retirement planner, business valuations and business plans. Is it a bad idea to run these all as one consulting shop? Or should I have a seperate DBA for each? Should I not tell my customers I have more than one area of consulting. It makes good sense to offer a multitude of services since I have a masters in finance and undergrauate degree in business, banking experience and
- Resolved Question: Are financial planners being honest about retirement?
(Thu, 19 Apr 2007 11:12:32 GMT)
Retirement planners :
They make the following unwarranted assumptions:
1. After you retire, you will never work another day in your life.
2. You will need to maintain the same income in retirement that you had when you were working full time.
3. You will not receive Social Security.
- Resolved Question: What do I need to know and do to become a financial advisor/analyst?
(Sun, 15 Apr 2007 02:08:30 GMT)
Retirement planners :
I'm a junior attending a university. My major is managerial finance. I'm interested in becoming a financial advisor or analyst. Outside of my studies I play around with the stock market and have been fairly successful. I put together a project explaining the importance of retirement explaining the how to's on how to pick what's right for you: various mutual funds, ira's, etc. My teacher loved it. The kids on campus know me for making making financial talk simple and easy and "attractive." Seve
- Resolved Question: I have a retirement anunity of $15,000.00 per year.?
(Wed, 14 Mar 2007 18:03:27 GMT)
Retirement planners :
What is the formula to determine its cash value for retirement planning.?
All of these retirement planners say you should have a minimum amount in your portifolio before you can retire. I am need to determine the value of my retirement anunity,
- Resolved Question: What whole life insurance policy is best for a 24 year old?
(Fri, 02 Mar 2007 22:31:27 GMT)
Retirement planners :
I have a policy from New York Life, but 2 of my friends who are financial planners, say Mass Mutual would be better... there's a bunch of baloney I'm not understanding i.e. guaranteed benefits, crap about withdrawing money for retirement. Altogether, it doesn't seem like I am getting that much from death benefits with the amount I am putting in ($1K/year until pretty much I'm 65). I don't want to pay forever for this... where in my policy does it say when I can stop paying?
- Resolved Question: Is Saving for Retirement Overrated these days?
(Fri, 16 Feb 2007 01:13:02 GMT)
Retirement planners :
Don't get me wrong. I believe in saving for the future and I max out my 401(k), however it seems like companies, advisors, and planners stress you should be saving more because you "won't have enough" when you retire. I want to enjoy some of it now and still plan for the future, yet my advisor warns me that I'll still fall way short. All the financial publications seem so worried about not having enough.
Is this overblown?
Or should I sock it all away and live minimally?
- Resolved Question: Would You?
(Wed, 14 Feb 2007 11:27:06 GMT)
Retirement planners :
Would you hire an event planner to plan an event. Like office, retirement, birthdays, engagement and wedding parties?
- Resolved Question: High School Reunion planning in Switzerland!?
(Mon, 29 Jan 2007 19:29:08 GMT)
Retirement planners :
A bunch of former classmates and I would like to have a school reunion in June 2008 for our headmaster's retirement. Our school is an international school and therefore some of our former students would probably have to fly in from all corners of the world. It is a fairly small school and I think in total it has had about 3000 graduates over its entire history. I am trying to figure out what the steps would be to plan this event from the internet but the info is mostly geared to the US and not
- Resolved Question: When preparing a retirement financial plan, any thoughts on the average cost of health insurance?
(Fri, 26 Jan 2007 17:39:27 GMT)
Retirement planners :
Many financial planners seem to be missing this 'line item' when preparing a plan. For many, this may be the biggest monthly expense at the time of retirement.
- Resolved Question: What's involved in becoming a Financial Planner?
(Mon, 15 Jan 2007 22:34:02 GMT)
Retirement planners :
I think I really missed my calling in life. Over the last several years, I have picked up quite a bit of knowledge of how to manage my own investments and plan for retirement, and I find it all incredibly interesting.
So how does one go about becoming a financial planner? I don't really want to manage people's money so much as help them develop a good plan based on their circumstances and goals, and maybe recommend some good investments for them to achieve those goals.
Does one have to tak
- Resolved Question: I know Fin. Planners say don't rob your 401K to pay off credit cards. Why?
(Fri, 12 Jan 2007 18:57:09 GMT)
Retirement planners :
Financial Planners: I make about 80K a year and have good credit (mid 700's). I live within my means and dont have any extravagant outlays ( I budget and stick to it). Thanks to a layoff which took me 1.5 years to get a new job (at a 50% pay cut), I now have 35K in credit card debt. I avail myself of many -0- interest offers and transfer alot to reduce my interest paid but I still have some interest-bearing accounts. I have about 10K in 401K. All the financial GURU's say don't rob your 401K to
- Resolved Question: What is an IROTH?
(Wed, 03 Jan 2007 14:40:04 GMT)
Retirement planners :
I'm considering retirement options and briefly spoke with a financial planner who had mentioned an IROTH(?). What is an IROTH or am I misspelling?
- Resolved Question: What is the best undergrad degree to get?
(Fri, 01 Dec 2006 05:33:54 GMT)
Retirement planners :
I want to work in a nursing home or retirement community as either an Activities Director or Events Planner. Right now my major is Business and I am also thinking about getting a certificate in Gerontology (the study of aging). Should I switch majors? If so, to what?
- Resolved Question: Working in a retirement home...?
(Wed, 29 Nov 2006 21:41:33 GMT)
Retirement planners :
What type of degree is required to become an Activities Director or Events Planner in a retirement home setting? I am getting my BS in Business with a Certificate in Gerontology (study of aging). Do you think that degree will work for that type of job? What other jobs in this field would be available to me with that degree?
- Resolved Question: Retirement homes...?
(Wed, 29 Nov 2006 21:38:56 GMT)
Retirement planners :
What type of degree is required to become an Activities Director or Events Planner in a retirement home setting? I am getting my BS in Business with a Certificate in Gerontology (study of aging). Do you think that degree will work for that type of job? What other jobs in this field would be available to me with that degree?
- Resolved Question: Gerontology (read details please)?
(Wed, 29 Nov 2006 01:49:48 GMT)
Retirement planners :
I am having a difficult time deciding on a major in school. I have an AS in Graphic Design. I enjoyed the courses, but I never did anything with the degree. I decided to go back to school to get my BS in Business, because that seemed like a practical choice. I am just not sure if business is the right degree for me, but I don't know how I really feel about the alternatives. My school offers a Certificate in Gerontology (study of aging) which you can get with any major, but they also offer a BS
- Resolved Question: Business and Gerontology (read details)?
(Wed, 29 Nov 2006 00:28:40 GMT)
Retirement planners :
I am having a difficult time deciding on a major in school. I have an AS in Graphic Design. I enjoyed the courses, but I never did anything with the degree. I decided to go back to school to get my BS in Business, because that seemed like a practical choice. I am just not sure if business is the right degree for me, but I don't know how I really feel about the alternatives. My school offers a Certificate in Gerontology (study of aging) which you can get with any major, but they also offer a BS
- Resolved Question: What is the formula many financial planners use to determine how much an individual will need in retirement?
(Wed, 01 Nov 2006 11:50:19 GMT)
Retirement planners :
The answer is 85% of pre - retirement income. I want to know how that is determined, please.
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