Retirement quotes

A Comprehensive Collection of Retirement Quotes and Retirement Sayings for Any Occassion Including a Retirement Card or a Retirement Party

Use these inspirational retirement quotes and sayings to inspire those who are retiring. Let the words of wisdom in these quotes remind you that retirement ...

Retirement Sayings, Retirement Quotes, Retirement Gifts, and Retirement Poems for Your Retirement Speeches and Retirement Parties

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I hope you'll use these Retirement Quotes, which I've collected for you, for retirement cards, retirement speeches, retirement parties, and a whole lot more! ...

For: Birthday quotes, T-Shirt quotes, Retirement quotes. Add to Chapter... "I want to be thoroughly used up when I die, for the harder I work the more I live. ...

Retirement Quotes. Check out books and films on Retirement or find quotes that use the word Retirement. ... "Retirement may be looked upon either as a prolonged holiday or as a ...

A Comprehensive Collection of Retirement Letters, Retirement Quotes, Sample Retirement Letters, and Advice on How to Write a Retirement Letter

This webpage of retirement quotes and sayings has it all: Paradox. Sarcasm. Wisdom. ... Retirement Quotes and Retirement Sayings (The Best Things Anybody Ever Said about Being ...

Retirement Quotes, Sayings about retiring +22. Half our life is spent trying to find something to do with the time we have rushed through life trying to save. ...

Funny Retirement Quotes - Funny Quotes about Retirement and funny one liners by famous, infamous and not so famous people.

Retirement Quotes - inspirational quotes to help you build a positive retirement.

HW #4 1)You are offered the opportunity to put some money away for retirement. You will receive five annual payments of $25,000. How much would you be willing to invest today if you desire an interest rate of 12%? 2)You are prepared to make monthly payment of $225, beginning at the end of this month, into an account that pays 9 percent interest compounded monthly. What is the effective annual interest rate? How many payments will you have made when your account balance reaches $20,000? 3)You have recently finished your MBA at the Iona College. Naturally, you are going to purchase a new BMW. The car costs about $30,000. The bank quotes an interest rate of 15 percent APR for a 72-month loan with a 10 percent down payment. What will your monthly payment be? What will the loan balance be when you sell the car two years later from now?

“The most unfair thing about life is the way it ends. I mean, life is tough. It takes up a lot of your time. What do you get at the end of it? A Death! What's that, a bonus? I think the life cycle is all backwards. You should die first, get it out of the way. Then you live in an old age home. You get kicked out when you're too young, you get a gold watch, you go to work. You work forty years until you're young enough to enjoy your retirement. You do drugs, alcohol, you party, you get ready for high school. You go to grade school, you become a kid, you play, you have no responsibilities, you become a little baby, you go back into the womb, you spend your last nine months floating... ...and you finish off as an orgasm.” Thank You, AJ

"Dick Francis was one of the most successful post-war National Hunt jockeys. The winner of over 350 races, he was champion jockey in 1953/1954 and rode for HM Queen Elizabeth, the Queen Mother. On his retirement from the sport, he published his autobiography, The Sport of Queens, before going on to write 41 bestselling novels, a volume of short stories (Field of 13) and the biography of Lester Piggott. Rightly acclaimed as one of the greatest thriller writers in the world, he is a three-time recipient of the prestigious Mystery Writer of America’s Edgar® Award for Best Novel." Quote from Mystery Guild & DickFrancis.com Dick Francis has died at the age of 89. [10/31/1920 - 2/14/2010] An era has ended. I grew up reading his books. Mr. Francis was one of my favorite authors. He was quite clever, interesting, and he always left you wanting more. He will be missed. http://www.legacy.com/NS/Obituary.aspx?pid=139712094 Karamazov, Keep me posted on what you find out. I bet it's him........ Cool!

QUOTE: "Your Retirement Plan Will Soon Become Washington’s ATM Machine" QUOTE: "Today over $15 trillion is sitting in tax-favored retirement plans, including $4 trillion in IRA accounts. Retirement savings make up 35% of all private assets. Washington is broke, the deficit is soaring and Congress simply can’t wait for Americans to retire so they can start taxing these funds. The politicians are tired of waiting; they need your money now." http://whiskeyandgunpowder.com/the-obama-retirement-trap-has-started/ .

My wife and I have been living on fixed income for some time--despite having jobs, despite doing everything we can to be (quote un quote): "productive". Our amounts have fluctuated in recent months going from $339 a month to now $214 a month. But some people think that we can *still* save money! How? For what? A house? A car? College tuition? Let's just say--for example--that we are able to save money. $16 a month on average--and that's *only* if we have any money leftover--okay? By my calculations, saving for the following would take: College tuition: 208.3 years. (That's going off the $40,000 minimum tuition here with no increase) An SUV: 166.6 years ($32,000 total--again no increase) A house: 1,562.5 years ($300,000 average price--no increase) I don't want a house, I don't want a car (I can't drive anyways), and I certainly am through with going to college for the time being--because past employers (to high-level jobs I applied for) kept saying I was "overqualified" for the job at hand for the years that I did apply after college. (They took one look at my resume and hit the panic button!) So what is that people want me and my wife to save for anyways? Retirement's out of the question--that's for sure. I don't know. I just get so easily frustrated because people just can't *grasp* what it means to live on so little. We're supposed to be the richest country on Earth and yet...? We are swimming in DEBT. People complain they don't have enough money or they have too much and want special treatment, or either demographic can't pay bills or live the lives they want. Me? I don't care about that sort of thing! I take what is given to me by law and I make it stretch as far it can go. Saving is something that isn't even in the playbook for people like myself. We can't simply dump a couple hundred dollars in the bank each month for a rainy day and pull it out when we need it--like normal people, with *normal* jobs do. People like me and my wife are at the *mercy* of the system. At any time--for any reason--we can get our assistance reduced or pulled (the latest excuse stating: "Being married in the state of Washington is a penalty under DSHS rules.") and we'd be really up shit creek for sure; since my wife was just diagnosed with hyperplasia and I'm still having to deal with my Factor Five disorder on a regular basis. We don't have safety nets to speak of, we don't have savings, we don't even have a *life*. (Actually, what we should all call this fixed-income lifestyle a *prison* that we'll never escape from.) What we have is bare minimum existence. The most *anyone* can acclimate to and understand. Not a Mercedes, not a $50 million dollar estate, *nothing* that will give us any semblance of a normal life by working class or middle class standards. We're at the lowest of the *low*--okay? We're not going to be massively productive, we're not going to be paying taxes, we're not going to contribute to society in any way. We simply do not *exist*--until somebody out there starts blaming us for the ills of our nation, our deficits, and taxes. Then people like me are paraded out in the open, called all kinds of slurs, and belittled for the position and place we are now in. But saving money? Being noticed? It's not even remotely possible. Sorry for the ramble, but things like this really hit home for me and rub me the wrong way. Because I feel like I'm being branded a criminal, or have committed some kind of grave injustice in the world and I should be punished adequately by those in position of power and authority. Y'know? Sometimes, it does happen. Because they think *I* did something wrong--when all I did was follow the rules. How am I supposed to know what goes on behind closed doors? Or our own bureaucracy? It's humiliating because there's very little that I can do right now to improve on my situation--except to keep pushing on until something positive comes my way. That's all I can hope and look forward to. I just want people to better understand what it is people like me go through. Or what we have to live with. Instead of being so narrow-minded and telling us we have to stop being "lazy" and "get a job"--because often...? Getting a job doesn't solve the problems, it just compounds things a bit--because now you're faced with a whole slew of obstacles to overcome! (I know! I had 2 jobs once! I *knew* what I was up against! And I wasn't living high off the hog either...back then. I had more responsibility and more understanding of what I had to do to make ends meet--by living on a fixed budget. Just as I do now--but with less and less money.) Thoughts?

A few years ago I was deemed as disabled both by Revenue Canada and Canada Pension and stated receiving a disability pension from CPP. I also filled out a T2201 form for the disability tax credit and was approved by Revenue Canada. I was sent a letter in regards to my Canada pension and I quote " RETIREMENT BENEFITS from the effective date of your benefit you can no longer contribute to the CPP plan. You may use this letter to inform your employer." Now in Nov 2009 I was employed and asked at Service Canada about this issue and was told that as Long as I am working I have to pay CPP so I have been paying it. When I used Quick Tax to do my 09 taxes they filled out a form for CPP reimbursement and are getting all my contributions back. I don't really know who is right or where to ask so I thought I would throw it out here. Please respond to dalerussell240@msn.com Thanks

We are in the process of getting life insurance quotes. Married, wife is 23 and husband is 27 (he is a pilot so has horrible rates). At first we thought we would want a 30 year term policy for $300k. When we met with an agent he gave us quotes for term and universal life. The premiums were about $30 more a month (increased from $170 to $200 for the two of us) for the universal life policy. I would have never considered a permanent policy until receiving these numbers as from my research I thought we would get very low term rates and unaffordable permanent policy rates. $200/month is unaffordable so we are likely going to drop our amount of coverage to the minimum we'd need anyways. I don't foresee us to need insurance after the 30 years is up, we would rather invest on our own, etc. Just looking at the cost per month and that after 30 years we'd be out the $170/month with nothing to show except peace of mind vs. after 30 years paying $200/month having a bunch of money guaranteed to us (another form of retirement savings although with high fees), would it be dumb to choose a term policy because of our weird rates? Which should we pick (I am still shopping around to make sure I can't get a better deal on term but this is going through our family's agent)? Thanks! From the guaranteed projections for this 50% fixed 50% variable (based on S&P500) policy we would come out ahead vs. investing the $30/month difference on our own. Otherwise, I would never even consider this. I had always heard it was better to get term insurance. Thing is, our rates are so high as my husband is a pilot (otherwise it would be under $80/month and term would be a better deal). The goal is to protect the surviving spouse against our debts for the next 30 years while we expect to have debts (or our parents if both of us die). Are there any other types of permanent insurance that we should look at instead that may still make more financial sense than universal? I am also getting more quotes to see if this term quote was high. Also, this rate is subject to decrease after they evaluate the questionnaire my husband answered about his flying (the agent assumed he would get the same rating as his other clients who are pilots). We have separate retirement savings.

do you know that exists a secret elite of bankers,lobby and multinationals that hold the true power of the world? these companies are managed through dummies by a narrow group of situated people in the high finance of wall street. They decides the election and the fall of heads of State, they decide the wars,financial crysis, make attempt political and they influence and check us through the Mass Media. Through these way they want that we live in terror. This "Global Elite" of which speak more and more writers it practises pagan rites and it is connected with all the secret societies of the world. The same Obama is only a puppet in their hands chosen with the precise intention to let in the people to be a symbol of hope and change to believe. Thanks to this he is able to make things that would not have been permitted to other presidents. The objectives of the elite are: 1) an Unite Global World (they are realizing little by little it unifying all the countries of a continent under an only government. you see European Union, Union North American of which few are to knowledge and trailer the same will happen in Africa and East) 2)a World army (he is already realizing. I don't know if you have listen that has been proposed to create an only army under the power Nato) 3)Installation of Microchip underskin to the population to controls minds(I know that it seems a scenery of film of science fiction but it is already reality http://www.youtube.com/watch?v=MAI2-_hnFH0 to the beginning they will tell us that it is for our own good and that it will be voluntary. Then it will become obligatory 4)Retirement of all the cash money and payment through the microchips above quoted. We will have a sort of bar code in the arm to pay. 5)Conclusion: total enslavement and slavery of the human race They has been responsible of the 2 world wars, of the War of Vietnam, of the Gulf, the civil war in America between North and the South and all the wars to the Oil. As well as the various political assassins like that of Abramo Lincoln and John Fitzgerald Kennedy that wanted to remove the power from the banks and they has been for this eliminated. Obviously also on September 11 and all the economic crises to hoc are been built for favoring the few of the elite. it is hard to be accepted but it is the hard reality. There are many writers that say this since years. Nevertheless their plan won't be successful look this http://www.youtube.com/watch?v=KrpRocaEfQE

This has not been announced on any television or radio news station as far as I know. Has anyone else heard about this? I just found this out last night in Money magazine Jan/Feb 2010 issue, page 22, Article "Help Consumers Save More of Their Dough" in the second and final paragraph. Stated by Michael Barr the Assistant Secretary of the Treasury for financial institutions. According to this very small article, the current administration has changed the law so that [quote] "the IRS will automatically issue refunds as savings bonds unless you opt out." If this is true, a lot of people will be caught by surprise come 2010 tax return time. - - - It is also stated again in this online article, 5th paragraph: http://money.cnn.com/2009/09/05/news/economy/Obama_retirement/index.htm - - - Good one, Henry. IOU's. That will be next. - - - This time the opt out is a check box NOT to recieve the refund as a bond. The refund in bond form is now the default. - - - This will go into effect for the 2010 returns, not the current 2009 returns. - - - Bostonian in MO: The site you listed is for the 2009 taxes. For 2009 taxes law what you stated is correct, but not so for 2010. Show me the 2010 tax form. It is going to change when we file 2010 taxes NEXT year according to the sources quoted above.

Trying to help my father-in-law locate information on a prototype aircraft he worked on at the Bendix Aviation Corporation in Detroit Michigan around 1944-45. Been all over the 'net and the closest I've come is this bit from http://www.helis.com/UpTo50s/f_bendix.php: "After Mr. Bendix’s retirement, the Bendix Corporation founded the Bendix Aviation Division in 1944. This small organization in Detroit developed several aircraft, including a 2 place all metal light plane and an amphibian. For a variety of reasons, none of these aircraft obtained certification by the government or went into production " My FIL says it was a high wing aircraft, looked like a Stinson (taildragger). Didn't think it ever went into production, like the above quote indicates. Anyone out there have any pictures, drawings, info or know anyone who used to work at Bendix Aviation in Detroit? Thanks in advance!

Ok everyone, My boss is going to retire and were having a party for him soon, I need some good, but short quotes about retirement,

A) “When this war began, we were united — bound together by the fresh memory of a horrific attack, and by the determination to defend our homeland and the values we hold dear. I refuse to accept the notion that we cannot summon that unity again.” B) "The war is a threat to our National Security. We'll spend over $100 billion next year to bomb a nation of poor people while we reenergize the Taliban, destabilize Pakistan, deplete our army and put more of our soldiers' lives on the line. Meanwhile, back here is the USA, 15 million people are out of work. People are losing their jobs, their health care, their savings, their investments, and their retirement security. Trillions in bailouts for Wall Street, trillions for war; when are we going to start taking care of things here at home?" Will you Ron Paul supporters finally admit that Dennis Kucinich is fighting the same fight against Imperialism that Ron Paul is? http://kucinich.us/index.php

I have to do a project for school about my community service and i need to quote a bible verse that has to do with my service. my service is pets on wheels. basically i take my dog to a retirement home and let the people pet him. any ideas. it doesn't have to be literally the lord sayeth taketh your dog to old people. just anything like helping others with animals or anything about helping people or something. all ideas are welcome.

West Chester University seeks to enroll a diverse group of talented and well-rounded individuals. We want to learn more about you and the personal characteristics you can bring to the West Chester University community. Please share with us your involvement in one or more of the following areas: extra- or co-curricular activities, performing arts, community service, diversity, volunteerism, athletics, work, leadership positions you have held, awards received, or any other life experience that has had a significant impact on you. “Accomplishment will prove to be a journey not a destination.” This quote was once said by Dwight D. Eisenhower. This being said I’m ready to complete my journey in life. My goals in high school were to maintain a job, my school work, and still being a kid and having fun. So far all my goals I have set for myself have been accomplished. Throughout my high school experience I have consumed most of my free time by working. I have worked hard since age 14. In the 9th grade I was hired by a local retirement home. I went on to work 2 full years at Lima Estates. This taught me how to learn to respect the elderly. I began at this job immature and unsure about working with the elderly. However, I left with an experience of a life time. I formed relationships with some of the residents that could never be replaced. After work I would stay with the residents and spend time with them. This experience I will take with me for the rest of my life. This job also taught me how to be able to multitask between school and my job. I feel like I was very successful with my first job. However, to better my experience and for a more beneficial job, I applied to King’s Mills. King's Mills is a fabulous banquet facility, specializing in weddings and other special occasions. Working at King’s Mills, I have learned how to work with team members and become much more organized. Our staff works hard to please all of our guests by working together. We all have jobs and when a co-worker is behind we help each other out. The surroundings at King’s Mills feel more like a partnership where everyone gets along. Between my job and school work, I also sell Avon. For me to call myself an Avon Representative is a big accomplishment because Avon products are the world's largest direct seller of cosmetics and beauty-related items. I believe my work experiences serve as building blocks and stepping stones for a successful career in teaching. I have learned how to talk to people and understand were they are coming from. At lime estates I would train the new co workers. This being said I would be a great teacher because I would be able to understand my students very well and be able to teach them everything I have learned. My work experiences have taught me how to be very helpful and hardworking. I love having the feeling of knowing I helped someone out today. Becoming a teacher is my goal in life. To walk out of my house and into my classroom every morning would be a blessing. my computer is not working on word... can anyone go over my college eassy to fix my grammer mistakes. please and thanks and if you have any ideas thanks!

The following is from http://www.usnews.com/money/personal-finance/retirement/articles/2008/06/19/should-you-pay-off-your-mortgage-before-you-retire.html "The interest you pay on your home mortgage is tax deductible on up to $1 million in debt. You can also typically write off interest on up to $100,000 of home-equity debt. But you benefit from this tax perk only if all your itemized tax deductions, including your mortgage interest, add up to more than the standard deduction that almost everyone gets automatically..... Jonathan Pond, a financial planner and author of Grow Your Money! 101 Easy Tips to Plan, Save, and Invest, argues that you need to be in the 35 percent tax bracket, or make at least $350,000 annually, for the tax break to be worthwhile. Most Americans in the 25 percent tax bracket might pay, say, $10,000 in mortgage interest but save only $2,500 in taxes." If I pay $10,000 in mortgage interst but only save $2,500, that seems nonsmart to me. Is the above quote correct?

I ignorantly joined the NYC Department of Education Retirement System about 2 years ago. Since I did not work as a sub for more than one year (found another job), I was terminated from the DOE at the start of the 2009-2010 school year (the current school year). While searching though the BERS booklet of rules, I found the following information on page 88 quoted below. I would like someone to explain the quoted paragraph below. I have not contributed to BERS for the simple fact that I am no longer a sub teacher and haven't been subbing in over one year. Here is what page 88 has to say: "If you resign or are terminated, you must contact BERS immediately to make arragements for the repayment of your loan. If no payment is received within 90 days of the last payment, the outstanding loan balance will be reported to the IRS. There may be tax consequences associated with such a loan." Does this mean that even after leaving the DOE I must continue paying BERS? I am no longer a sub teacher. Why should I continue to pay for a retirement system that does not pertain to me as a formwer employee of the DOE. Can someone please explain the above paragraph quoted from page 88 of the BERS booklet? Thank you very much. former_sub

I ignorantly joined the NYC Department of Education Retirement System about 2 years ago. Since I did not work as a sub for more than one year (found another job), I was terminated from the DOE at the start of the 2009-2010 school year (the current school year). While searching though the BERS booklet of rules, I found the following information on page 88 quoted below. I would like someone to explain the quoted paragraph below. I have not contributed to BERS for the simple fact that I am no longer a sub teacher and haven't been subbing in over one year. Here is what page 88 has to say: "If you resign or are terminated, you must contact BERS immediately to make arragements for the repayment of your loan. If no payment is received within 90 days of the last payment, the outstanding loan balance will be reported to the IRS. There may be tax consequences associated with such a loan." Does this mean that even after leaving the DOE I must continue paying BERS? I am no longer a sub teacher. Why should I continue to pay for a retirement system that does not pertain to me as a formwer employee of the DOE. Can someone please explain the above paragraph quoted from page 88 of the BERS booklet? Thank you very much. former_sub

I ignorantly joined the NYC Department of Education Retirement System about 2 years ago. Since I did not work as a sub for more than one year (found another job), I was terminated from the DOE at the start of the 2009-2010 school year (the current school year). While searching though the BERS booklet of rules, I found the following information on page 88 quoted below. I would like someone to explain the quoted paragraph below. I have not contributed to BERS for the simple fact that I am no longer a sub teacher and haven't been subbing in over one year. Here is what page 88 has to say: "If you resign or are terminated, you must contact BERS immediately to make arragements for the repayment of your loan. If no payment is received within 90 days of the last payment, the outstanding loan balance will be reported to the IRS. There may be tax consequences associated with such a loan." Does this mean that even after leaving the DOE I must continue paying BERS? I am no longer a sub teacher. Why should I continue to pay for a retirement system that does not pertain to me as a formwer employee of the DOE. Can someone please explain the above paragraph quoted from page 88 of the BERS booklet? Thank you very much. former_sub

I ignorantly joined the NYC Department of Education Retirement System about 2 years ago. Since I did not work as a sub for more than one year (found another job), I was terminated from the DOE at the start of the 2009-2010 school year (the current school year). While searching though the BERS booklet of rules, I found the following information on page 88 quoted below. I would like someone to explain the quoted paragraph below. I have not contributed to BERS for the simple fact that I am no longer a sub teacher and haven't been subbing in over one year. Here is what page 88 has to say: "If you resign or are terminated, you must contact BERS immediately to make arragements for the repayment of your loan. If no payment is received within 90 days of the last payment, the outstanding loan balance will be reported to the IRS. There may be tax consequences associated with such a loan." Does this mean that even after leaving the DOE I must continue paying BERS? I am no longer a sub teacher. Why should I continue to pay for a retirement system that does not pertain to me as a formwer employee of the DOE. Can someone please explain the above paragraph quoted from page 88 of the BERS booklet? Thank you very much. former_sub

So I am 25 years old and so is my husband. We have been married for almost two months now. My husband has his own business and he is very well off financially for now. The business that he has can fail anytime. He thinks that he has a couple years of life left in it, and then he would need to find something different or go and work for someone else. For that reaosn he is in school full time right now getting his Masters as a fallback plan. Our schedule is very tough. He goes to work from 9-6 and then he has class every week night from 6:30 until 10. So we eat dinner, talk for a bit and go to bed. Recently, he started working weekends. By weekends I mean during the day, so he is still home after 6 and we can go out then, etc. We just never get to do day stuff on those weekends or wake up together nad lay in bed. Weekends are the only time that we really ahve with each other, although it still includes errands, homework etc. So I can't wait till the weekend. He explains to me that typically if he needs to come into work on those weekends its because he stands to make thousands of dollars, especially now during holiday season. So his quote is "I want to milk this thing for as long as I can because I dont know how long it will be there fr, with people losing jobs". We live in a very nice house, drive very ncie cars, and have a very nice lifestyle. I am perfectly fine having what we have now or even less, but he is a more ambitious one already thinking of sending kids to college, our retirement etc. It really bothers me that we are not on the same page. I talk to him about it almost every single day and he is getting sick of it. He claims that he is the one who gets up at 7 in the morning and comes back at 10 at night and he is not complaining. But I, who have much more free time, nag him to death instead of being supportive. So recently, in the middle of a fight he asked me...do you want me to miss those opportunities on the weekends when we are talking about thousands of dollars, and some pocket change so that we can go to a movie or something? I don't know what to respond...what is right...but I do know that I am feeling neglected and that I miss him. Would I be unreasonable for telling him to miss those opportunities sometimes?

This is my top 5 since Tyson retired: 1. Larry Merchant- "The world would be a better place and there would be peace in the Middle East. There would be a world peace if there were more Manny Pacquiaos" 2. Floyd Mayweather Jr- "Floyd Mayweather is not ducking or dodging nobody" 3. Oscar De La Hoya- "When I beat Pacquiao, I have avenged Mexico" 4. Bob Arum- "MMA are bunch of skinheads who roll around like homosexuals" 5. Bernard Hopkins- "Everybody is different. I don't want to watch two grown men wrestling with panties on. I'm from the hood, we don't play that. To me, I'm not buying a ticket to watch two grown men with panties on, sweating, [with] nuts in their face. That's not me. To compare that to boxing is ludicrous. It's a porno. It's an entertainment porno,"

http://news.yahoo.com/s/ap/20091014/ap_on_go_pr_wh/us_social_security_obama quoting... Obama's proposal is similar to several bills in Congress. The $250 payments would also go to those receiving veterans benefits, disability benefits, railroad retirees and retired public employees who don't receive Social Security. Recipients would be limited to one payment, even if they qualified for more. (please note the first phrase paragraph 2) quoting... The White House put the cost at $13 billion. Obama said he would not allow the payments to come out of the Social Security trust funds, further eroding the finances of the retirement program. Social Security already is projected to pay out more in benefits than it collects in taxes in each of the next two years. However, Obama did not offer any alternatives to finance the payments. A senior administration official said Obama was open to borrowing the money, increasing the federal budget deficit. The official, who requested anonymity, was not authorized to speak on the record. to clarify marxist definition... quoting. The doctrines of Karl Marx and his associate Friedrich Engels on economics, politics, and society. They include the notion of economic determinism — that political and social structures are determined by the economic conditions of people (people cant afford health ins. we need to mandate it) Marxism calls for a classless society (see class), where all means of production are commonly owned(govt takeover of gm, ins. companies, etc.) a system to be reached as an inevitable result of the struggle between capitalists and workers. (Obama quote, then maybe your wealth ought to be redistributed). HOW IS HE ...NOT...MARXIST!

"I come to present the strong claims of suffering humanity. I come to place before the Legislature of Massachusetts the condition of the miserable, the desolate, the outcast. I come as the advocate of helpless, forgotten, insane, and idiotic men and women; of beings sunk to a condition from which the most unconcerned would start with real horror; of beings wretched in our prisons, and more wretched in our almshouses" I was able to find her stance on prisons but I am unsure what she meant about Almshouses, weren't they like retirement homes? Any additional opinions you have would be greatly appreciated.

1. I will know when it's time for retirement. I won't have to be dragged away. I am the person who will make the decision and I will know whether I still belong. 2. Freddie announcing his retirement means there will be a lot of test players sleeping easy now. He definitely terrorised me & my team mates on many occasions.

The scenario goes as follows: The boss, Mike, sells products during certain business meetings. Laura, an employee, is the only one who has no use for the product and therefore does not buy an item from the boss. The boss, in his retirement, decides to lay-off Laura. Assume that Laura has not major infractions at the company. The company is a large fortune 500 company. The desired result for the scenario is that Laura gains her job back. The country is the U.S.A, but there is not state determined yet. I do not want my homework done for me, I am just needing some professional opinions and facts that I cannot give myself. Some of my questions are: What is a good State to have this problem? Will the fact that Laura is a woman give her any leeway? What are some laws she can quote for her defense? Other helpful tidbits of information...

1. As of now, what three albums are currently in heavy rotation? 2. What's your favorite album with no Genesis, Intro, Outro, Preludes, Interludes, skits, or intermissions? 3. Who says this quote: "In the land of the blind, the man with one eye is the king." 4. Favorite song that features Kool G Rap? 5. Has there ever been a case where a rapper's final album before retirement became a classic? If so, who? NRHH Buy or Sell: Most people claim they want you to "keep it real", but when you do, they catch feelings and can't handle the truth.

The only time my in-laws call my husband is when they want money. We told them back in November of 2006, that we would not be giving them anymore money. But it seems that every few weeks they call my husband, and ask to "borrow" money, that we will never see again. He keeps telling them "No, I have a family to support. If you want more money get a job." I know my husband is pretty frustrated. My husband is in the military, and we're using his pay for bills, debts, retirement, college funds for our kids and household expenses. We manage to put away about $450.00 a month into savings. I'm doing medical billing and coding from home, we're saving 95% of this money for a down payment for a house, when he retires in 5.5 years. Yesterday, my sister in law wrote me a nasty email, "explaining" to me that before he met me, my husband use to give them money when ever they wanted it. She told me I'm a "greedy, low-class, ****, that her brother never should have married." I forwarded this email to my husband, and suffice it to say, he was ANGRY! I don't talk to my in-laws anymore, I let my husband deal with his family. My mother in law works and makes over $14.00 an hour. My sister in law gets SSI, plus she works about 25 hours a week at a fast food joint. Between the two of them they make almost as much as me and my husband do together. And yet they always need money. I should say that my in-laws live together in a house, that was left to my mother in law. The house is paid off, and all they have to pay for is electricity, gas, and property taxes every year. My sister in law called my husband last night, and asked if they could "borrow" $700.00 to pay off the electricity bill, gas, and pay the quarterly taxes on the house. My husband told her no. Apparently she became really angry, and told him that he was not being fair to them. He told his sister and I quote, "If you always need money that badly, get off your lazy behind and work for it! I'm tired of you calling and asking for money. The answer was no in 2006, 2007, 2008, and 2009. I have two children with special needs, and I have twins coming in December. Grow up,and get a ******* job!" He hung up on her. A few minutes his mother called, and asked to "borrow" $700.00. He told his mother the same things. "Mom, I've got a wife, 2 kids, and twins on the way. We have to save every dime we get. Between you and sis, you both make more money then I do. I will not give you anymore money. My wife and children come first." I didn't hear her end of the conversation, but from what my husband said, she had a few choice words for him. My husband was so angry that he started to cry last night. All I could do was hold him, until all of his tears we're gone. I've never met two more selfish people in my life. I know that they blame me for all of their money "trouble". My husband use to be a meal ticket for them. So tell me, what would you do if your in-laws called you only when they wanted money? I would like some advice please. Please no rude answers. Thanks.

I'm a woman who drives an older car and when I call around to most junkyards I end up being told that I don't know what I'm talking about and/or given an outrageously high quote for the part I'm looking for. In one case the quote on a used part was $10 HIGHER than buying the same part NEW at Advance Auto. My husband went to the same yard and they quoted him a much lower price on the same part. I get really frustrated by this because before my husband got his engineering degree he worked as an ASE certified auto mechanic and all of my information comes from him and my official General Motors shop manual for my 1992 Pontiac Bonneville. I'm the one who handles most of the purchases due to my husband's work schedule and it gets annoying when he has to waste his time doing something that I could have done myself if people had been honest with me. Its gotten worse since we moved down south. Back in Delaware I'd get the occasional sexist junkyard jerk but I'd at least be able to get my part from someone for a reasonable price. Down here it seems like the jerks are a little more prevalent. On Friday, I had some bone head argue with me that I could only pull a bracket I needed from a 3800 V6 that was in the exact make, model and year car I needed it for. Any mechanic will tell you that the vast majority of components on GM 3800 V6 engines are compatible with other GM 3800 V6 engines of the same time period regardless of the make or model they were installed in. My husband talked to the same bone head who told me I was wrong and he told my husband it would be completely OK to pull it from the 1994 Buick LeSabre they had on their lot. Any ideas on how to prevent issues like this from happening again? I don't get any issue from guys at retail parts stores; in fact, most of them are impressed by my breadth of knowledge about cars. At one store the commercial services manager even set me up with a permanent business discount because I bought $200 in parts at once. As my car gets older, I foresee this happening more and more if I start needing obscure parts to upgrade/change systems. Don't tell me to buy a new car either. This one isn't eligible for the CARS program due to its wonderful gas mileage. Plus, the hubby and I can't comfortably swing the payments on anything brand new or even late model on one income while trying to pay student loans and a mortgage while also saving for retirement. Its cheaper to fix this one than it is to buy a new one. Can't we all be gender neutral when it comes to car knowledge?

Quote from the bill: (b) MINIMUM SERVICES TO BE COVERED.—The items and services described in this subsection are the following: (1) Hospitalization. (2) Outpatient hospital and outpatient clinic services . . . (3) Professional services of physicians and other health professionals. (4) Such services, equipment, and supplies incident to the services of a physician’s or a health professional’s delivery of care . . . (5) Prescription drugs. (6) Rehabilitative and habilitative services. (7) Mental health and substance use disorder services. (8) Preventive services . . . (9) Maternity care. (10) Well baby and well child care . . . (3) MINIMUM ACTUARIAL VALUE.— (A) IN GENERAL.—The cost-sharing under the essential benefits package shall be designed to provide a level of coverage that is designed to provide benefits that are actuarially equivalent to approximately 70 percent of the full actuarial value of the benefits provided under the reference benefits package described in subparagraph (B)." Don't worry about the word "actuarial". An actuary is nothing but an accountant who specializes in determining the cost of complex services like health care and retirement. In other words, you will now be required BY LAW to cover yourself with a plan with this list of services (the minimum), or you will be penalized for 70% of it's value on average.

1. If you have earned income, which of the following retirement devices must you contribute to, by law? A. Pension plan B. IRA C. Social security (FICA) D. Vesting plan 2. Car insurance that pays for your injuries when you're in an accident in your car is _______. A. comprehensive B. liability C. medical D. collision 3. Jane Marko buys a car for $11,400.00. In three years, the car depreciates 48% in value. How much is the car worth in three years? A. $3,800.00 B. $4,788.00 C. $5,472.00 D. $5,928.00 4. Which of the following devices imparts ownership in a corporation? A. Stock B. Bond C. Savings account D. U.S. Treasury Bill 5. Ray Cupple bought a basic car costing $10,150.00, with options costing $738.00. There is a 6% sales tax in his state and a combined $50.00 license and registration fee. What was Ray's total cost? A. $10,938.00 B. $11,541.28 C. $11,547.00 D. $11,591.28 6. The Hamilton Brush Company issued 2,500 shares of common stock worth $100,000.00 total. What is the par value of each share? A. $25.00 B. $40.00 C. $400.00 D. $250.00 7. Which of the following is intended primarily to enhance a person's tax advantage and retirement income? A. U.S. Savings Bond B. Growth fund C. Money market fund D. IRA 8. A share of stock in the Bree Medical Supply Company is quoted at 35 1/4 . Suppose you hold 20 shares of that stock, which you bought at 31 1/2. If you sold your stock at 35 1/4, which of the following would be true? A. You made a profit of $75.00. B. You suffered a loss of $75.00. C. You made a profit of $705.00. D. You suffered a loss of $630.00. 9. What is the first step that a smart new-car buyer should take before talking to salespersons and putting a deposit on a car? A. Shop around for a car loan. B. Obtain car insurance. C. Study the car market. D. Test-drive the car. 10. Jane has a checkbook balance of $68.00. She then writes two checks, one for $5.00 and one for $62.50. She also deposits $75.00. She then uses her calculator to determine her new balance. Which of the following is the correct series of keys she should press? A. 6 8 + 7 5 - 5 - 6 2 . 5 0 B. ON/C 6 8 - 5 - 6 2 . 5 0 + 7 5 = C. 6 8 + 7 5 - 6 2 5 0 - 5 = D. ON/C 6 8 + 7 5 = 5 = 6 2 . 5 0 11. The Emerson First National Bank is lending you money to buy a new car. The loan agreement will probably state that you must carry _______ insurance. A. liability B. collision C. no-fault D. medical 12. On which of the following types of policies is it a certainty that the insurance company will have to make payment? (We have assumed that the policy has been kept current, payments have been made, and the insurance company remains in business.) A. Life insurance B. Comprehensive car insurance C. Medical insurance D. Liability insurance 13. The major difference between a calculator and a computer, when performing calculations, is that a A. calculator is faster but needs more human assistance. B. calculator is slower and needs more human assistance. C. computer is faster but needs more human assistance. D. computer is slower but needs less human assistance. 14. Your _______ should furnish enough money to live on, in an emergency, for six months. A. investments B. savings C. interest D. IRA 15. Which of the following best describes term life insurance? A. The insured is covered during his or her entire lifetime. B. The insured pays the premium until his or her death. C. The insured pays a premium for a specified number of years. D. The insured can borrow or collect the cash value of the policy. 16. All insurance is based on a principle called A. premium earnings. B. investment premiums. C. division of risk. D. cash value coverage. 17. In a health insurance policy, a statement that an applicant won't be covered for a certain pre-existing condition is called a/an A. exclusion. B. supplement. C. waiting period. D. major medical coverage. 18. The coverage included in an automobile insurance policy that covers property damage is _______ insurance. A. supplemental B. liability C. major medical D. term 19. A master plan is devised for A. emergencies. B. investments. C. short-term goals. D. long-range goals. 20. A _______ is invested by managers in a diversity of stocks, bonds, and other securities. A. series EE bond B. promissory note C. preferred stock D. mutual fund

I've got a few quotes from Roger Federer which I found amusing! They are from through out his career! Interviewer: "After you had won Wimbledon, you were given a cow called Juliette when you returned to Switzerland. Is there another Juliette waiting for you?" Federer: "I hope not. By the way Juliette is expecting a calf." Interviewer: "Congratulations!" Federer: "Thanks, but I’m not the father." "He's got a big game, definitely. He's got a very big serve. He can still improve his consistency on the serve, because I think he could have a great serve. He returns well. He has his weaknesses, but there's not a weakness that stands out, especially on the grass." -- Roger Federer, kind of praising Mardy Fish. Asked what it feels like to be the World No. 1, Roger jokingly replied: "It's great. Everybody suddenly rates my good strokes as outstanding, and my poorer strokes as almost outstanding." After the match against Ferrero at AO: Mac: How do you manage to keep to cool and calm? Rogi: Actually I don't, I just have a good poker face but inside I'm nervous. Mac: Do you think you play with alot of confidence and think you can hit winners from anywhere in the court? Rogi: Well, No.1's have to be confident so yeah, I think I am. (smiling) ROGER FEDERER: Yeah, I remember this one time when I went on a vacation on the Maldives. That was in the year 2001, I think. I went to this spa. I went to walk around with my girlfriend. I walk in, and we want to book a spa. This guy goes, "AHH, I remember you. You beat Sampras. I saw you on TV." That was like, really, how can you remember me? This guy has probably never been off his island and still knows me. I was a little bit shocked. Then I went to play tennis with him because he was actually the tennis teacher. It was nice. Q. Were you naked at the time in the spa? ROGER FEDERER: No. It was at the front desk. I didn't walk in naked. A good and very perceptive quote from Federer, that last one... people do tend to fete to the skies some of the weaker elements of his game. Ah, Martin is always good quote value. At last year's US Open a reporter observed after one of his early matches, "It's fair to say you've been contemplating retirement", to which he responded drily "If you say it is", and then when another journalist mentioned that he was one of the oldest players in the draw he replied "I'm younger than you, though." After Federer's win over Tim Henman: Q. How are you going to celebrate this? ROGER FEDERER: What shall I do? Start dancing (laughter)? Quote of Nadals I found this to funny I just had to share it! "Is necessary to attack to the Iraq, no? For they to having massive arms of detructionating. Saddam is bad man, and he have to be broughten to the justice, truth. I not think international pression will work, only a war."- 17 yo Rafael Nadal on Iraq War I better stop now but there's so many funny quotes from Federer! Lol!

Do anybody know of a good retirement quotes website ?

OK, sorry I posted this question a few days ago, and I could certainly use and appreciate any ideas for a Surprise car crazy hubby who will retire early with the buy-out but will officially retired, May 2010. Plan on inviting 150 guests. He owns a beautiful restored 65 GTO, and during the 30 yrs. he loved his job as much as his GTO. On our oter vehicle, the car tag reads "Generous Motors - I Love My Job". He never missed a day, and got along excellent with his co-workers. Any ideas for (food, decorations, games, gift ideas, photos, invitation,phrases/quote, slides, karaoke, music, (not 50's please) etc..ANYTHING on how to "get this party started" would be so appreciated! Must consider cost...Should I invited kids, if so, would it be tacky that they could share some fun for about 1-2 hours, then send them home - or just simply state "parents, please be responsible for your kids" there may be beer, no hard liquor. Just simply clean fun. Thanks again.

Need ideas for a Surprise car crazy hubby/pipefitter who will retire early with the buy-out but will officially retired, May 2010. Plan on inviting 150 guests. He owns a beautiful restored 65 GTO, and loved his job as much as his GTO. For 30 yrs, his car tag reads "Generous Motors - I Love My Job". He never missed a day, and got along excellent with his co-workers. Any ideas for (food, decorations, games, gift ideas, photos, invitation,phrases/quote, slides, karaoke, music, (not 50's please) etc..ANYTHING on how to "get this party started" would be so appreciated! Must consider cost...Should I invited kids, if so, would it be tacky that they could share some fun for about 1-2 hours, then send them home - or just simply state "parents, please be responsible for your kids" there may be beer, no hard liquor. Thank you.

http://answers.yahoo.com/question/index;_ylt=AsVUEVqnSSAaxGgYM51JZ4nty6IX;_ylv=3?qid=20090611221542AAlA9L2 ''*Note - I didn't include Sammy Sosa, because it's self explanatory he used steroids. Whether it be the corked bat or the numerous 524 HR shots in a home run derby.'' My quote was a little over a week ago. Yesterday, Sammy Sosa got caught for steroids. I used to get into menial arguments with Cubs fans and a couple of my Dominican friends who said Sammy didn't use 'roids. i'd actually laugh when they said that because I knew it was so obvious. Didn't anyone watch the 2002 Home Run Derby? In fact, Sammy lied to them very recently when there was news of him announcing his retirement? Read this: http://www.chicagotribune.com/sports/chi-04-websosajun04,0,2480002.story "Everything I achieved, I did it thanks to my perseverance, which is why I never had any long, difficult moments [as a baseball player]. If you have a bad day in baseball, and start thinking about it, you will have ten more," Sosa told the site. "I will calmly wait for my induction to the Baseball Hall of Fame. Don't I have the numbers to be inducted?" It's like he saw it coming. He said he was retiring June 4th. He intentionally avoided steroid talks. He said he'd ''fight'' any accusations. 13 days later - he's revealed as one of the other guy's on the 104 player list. Or: Jose Canseco claimed he believed Manny Ramirez had a 90 percent chance of using steroids, even though he had no evidence. It was just a ''good hunch.'' This was on Opening Day (April 6, 2009). Manny Ramirez was caught for using a banned women's fertility drug on May 8, 2009. http://www.suntimes.com/sports/deluca/1606151,sammy-sosa-steroids-retire-060409.article

but instead invest in it? I quote him: "I believe that one of the closest things to a worry-free, wealth-building strategy is to invest, long term, in the stock market, preferably through your company 401K or, if you're self-employed, your SEP. Why? Because historically, to profit from this simple, well-known strategy, it doesn't matter in the short term if the market is going up or down. You win either way. There is absolutely nothing to worry about. Once you commit to the "don't worry" attitude, you'll chuckle as you notice how many people worry, every day, unnecessarily, over which direction the market is moving. "What a relief, the market is having a good day" and "Oh no, the market is down" are frequent comments, but in reality, they have virtually no relevance if you are investing for the long term. What is there to worry about? By implementing the "pay yourself first" strategy, by investing a predetermined percentage, such as 10 percent of your income to yourself (into high-quality, no-load mutual funds), you virtually guarantee that, over time, you'll amass a small fortune. You simply put the money in, month after month, and leave it there. If the market is going up, your invstment is worth more money. Congratulations, you win. But if the market is going down, your next investment will afford you the luxury of purchasing more shares of stock at a lower price. Congratulations, you win again! To top off this worry-free, wealth-building strategy, you can get the federal and state governments to pitch in a third, or even more, of your total investment. By using a company retirement plan or self-employed SEP, you can deduct your contribution from your taxable income up to a certain maximum limit, saving thousands of dollars and reducing the out-of-pocket costs of your investment. Your tax adviser, or even a knowledgeable friend, can probably show you how simple it is to accumulate wealth using this strategy and how to maximize the government's contribution toward your financial goals. The point here, however, is to show you that "don't worry" is not simply a cliché. There are many worry-free, practical approaches to building your fortune; this is simply one of the best. As always, your external success begins with your attitude toward life. In very simple words, where and to whom do you go to to invest in the stock market. And what is a company's 401K? I also don't even know what is stock? Thank you so much for your time. Oh, and by the way, do you agree with this author?

He announced his retirement yesterday. No matter what some Richmond supporters say you always be respected and remembered as a good player and person by Crows supporters. His best game for Adelaide was the 1997 grand final where he played on the great Robert Harvey and reduced Harvey's effectiveness and set up numerous forward thrusts during that game which helped us win the flag. Here is a quote from his press conference " Adelaide is a fantastic club, something which Richmond must aspire.At the moment, we've still got a way to go but I'm sure they're ( the administration) doing the right things to make sure they get there"

What are the good websites on Retirement Quotes ,which I can use for my presentation book.

Why did Obama invest millions into AIG and not GM.... The difference is AIG is congress retirement company..mean while thousands of American hard workers that work for GM will be jobless.. is this what Obama meant by change? suppose to create jobs not take them away. Not to mention every time some thing comes up he blames Bush..when will he take the blame. Doesn't make sense he give millions to other countries for abortions millions to AIG but a car company asks for money they get a quote from our pres "I am not going to kick that can" Could some one give me a logical explanation for this? not some Bush did this or Bush did that..

children but they charge $40000 to do so? It makes me furious! We are in the process of adopting our second child who is African American through an agency. Thank God the cost is reasonable and at the same time, they don't charge less because the baby is African American. However, I don't understand how these agencies justify the cost if they are quote "desperate"!! They are advertising on the internet, saying they are desperate, but they will bankrupt people with their costs for adoption. We are in our 20's, are debt free, and have a decent amount of retirement and savings for people our age, however, nobody in their twenties has $30000-$40000 to drop like that. That is what I don't get about adoption agencies. If there is a legitimate need, then why do they charge so much? FYI: I look at these websites sometimes because they will post a situation of a baby or toddler that has already been surrendered, otherwise, I think they are so scandalous! Race is important because from the statistics I've read, 30% of babies put up for adoption are African American, and only 10% of couples interested in adoption are open to a baby who is African American. So, there is a need for couples open to adopting African American children. That's why these agencies are supposedly desperate. I don't agree with any adoption agency charging outlandish fees and I don't agree with agencies charging less for African American children, but I don't understand why they charge SO MUCH if they are "desperate"!

I currently have a term life insurance policy and am considering converting it to a whole life policy. I'm married with no kids. My wife has her own life insurance and retirements already in place. We are not going to have children. The main reason I was interested in the Whole Life was the investing portion to supplement my current mutual fund retirement. Should I pay the extra premiums for the Whole life or should I keep the term life and put the extra money into a Roth IRA? Any advice would be great. Thank you

I am 27 and I just started working for the State of Texas. They offer both a 401(k) and a 457(b)but I don't know much about either. I just want to know how I should put away my money for retirement I feel like as a couple we can put away about $250/month. My salary is $32k/year. I am married with 3 kids. My husband is 29 and makes 48k/year and he also just began working for the State of Texas. Should we start separate accounts at our jobs or one account together?

I remember reading this quote somewhere, allegedly by Winston Churchill after retirement,something like "Politics keeps a man young", but I cannot find it. Does anyone know if it's real/from where it is?

Death is never easy to accept, especially the death of someone young and full of life. In Jon Krakaur’s national bestseller novel Into the Wild, Chris McCandless is a young man that leaves everything behind to create his new life. ¬Chris determination to leave the people he cares to search for his epic journey. McCandless reaction about starting his lifestyle was motivated and free from the world of his family and peers. For an example, he intended to invent am utterly new life for himself one in which he would be free to wallow in unfiltered experience (23. Chris earlier habits was unhappy with his dull and predictable life, after he graduated at Emory University, he left his home for the west without a word to anyone accept for his sister Carine. Chris had burned all of his money, abandoned his yellow datsun, gave away his twenty-four thousand dollar saving, and invented his new name from Christopher McCandless to Alexander Supertramp for his identity. Chris lived by a set of ideals that were very noble and well worth disputing. McCandless left behind a gift that has inspired many to seek a life that is more with nature. If you look at the past, McCandless mistakes and really consider the ideals he stood for it is clear, why many consider him a hero. In addition, “Two years he walks the earth. No phone, no pool, no pets, no cigarettes. Ultimate freedom. An extremist. An aesthetic voyager whose home is the road. Escaped from Atlanta. Thou shalt not return, 'cause "the West is the best." And now after two rambling years comes the final and greatest adventure. The climactic battle to kill the false being within and victoriously conclude the spiritual pilgrimage. Ten days and nights of freight trains and hitchhiking bring him to the Great White North. No longer to be poisoned by civilization he flees, and walks alone upon the land to become lost in the wild” (163). McCandless was as selfless as possible, but lived in the moment every second of his life and did what he loved to do. He proof that there is more to life that tract houses and retirement. It forces people to question themselves. When they find that there might be something lacking. People are afraid to live as he did, but it back to a simpler way of life. There comes a time when an extremist like McCandless becomes necessary to reach the masses. I realize that Chris’ greatest contribution that his story can inspire others to reexamine their own lives, not so much to emulate McCandless exact action but live their lives by similar ideals. For those of us who do spend significant amounts of time in natural areas it is easy to understand what drew McCandless to the life he chose. The character of Chris McCandless touched every person that he met over the period of his journey. McCandless passion was all for the struggle within himself. McCandless lived his life according to the literature he read and loved. All the quotes mentioned from his prized books can be connecting to life, as well as his journeys throughout his life.

What is this quote! Male ego or just inconsiderate! The middle and lower class gets "Exhausted". More than he will ever know. We have to be caretakers of our children when we are younger, parents when we are older ourselfs and caretakers of our possible incompetent siblings whom have no one to care for them. Plus I am having to work at least until I get Medicare to pay for my medical insurance, then when and if my husband does pass, I get the honor of living only on his social security check, no retirement pension. We spent all our home equity because the housing industry, including his disability put us out of our homebuilding business. We have A1 credit, but we are too tired to relive our lives over again. Stuck in a rut, with DHS parents, whom can't care for theirselves. "Exhausted", it happens to the BEST OF US! I'd rather be Exhausted with M-O-N-E-Y than without. Correct, "ourselfs" to "ourselves". Caught it the first time around, just a mishap.

standard of living? Nancy Pelosi wants a Windfall Tax on Retirement Income. In other words tax what you have made by investing toward your retirement. This woman is a nut case! You aren't going to believe this. Madam speaker Nancy Pelosi wants put a Windfall Tax on all stock market profits (including Retirement fund, 401K and Mutual Funds! Alas , it is true - all to help the 12 Million Illegal Immigrants and other unemployed Minorities! This woman is frightening. She quotes ....' We need to work toward the goal of equalizing income, (didn't Marx say something like this), in our country and at the same time limiting the amount the rich can invest.' ( I am not rich, are you) When asked how these new tax dollars would be spent, she replied: 'We need to raise the standard of living of our poor, unemployed and minorities. For example, we have an estimated 12 million illegal immigrants in our country who need our help along with millions of unemployed minorities. Stock market windfall profits taxes could go a long way to guarantee these people the standard of living they would like to have as 'Americans'.'

I'am looking for different ideas on how to get Government funding or lending and other donations from local large companies. My business will bring 100's of jobs to the area and create a safe and healthy community for the elderly. I have sketches and scaled drawings of my building and a complete business plan along with quotes from two local construction companies. Now I'm left with having to come up with a large amount of money and have no ideas where to begin. I'm going to try local banks if I have to but would rather use that as a last resort if I can find money else where. I have heard that the Government offers low interest loans and grants to qualified individuals. I would really appreciate any information on how to go about getting started with this.

The administration is manufacturing a crisis that does not exist in order to dismantle Social Security. The best reduction, the most final reduction, is to destroy the warheads. The President has no real plan to address the fiscal challenges arising from the retirement of the baby boom generation, let alone a plan to fix Social Security. Read Across America Day is a national celebration of reading. This year I encourage people to celebrate by picking up a newspaper and sharing it with a young person ... Newspapers are vital to our communities. They are also a great tool for teaching kids to read and encouraging them to learn about the world around them. Getting young people to incorporate reading the newspaper into their daily routine can help them open up a world of opportunities.

It is of course well known that Heath Ledger did an amazing job on recreating the Joker for The Dark Knight, but there are legions of fans out there who would consider it an "honor" to him if they retired the Joker character from ever being used again in future movies (as if giving the first comic book movie Oscar to a dead man wasn't enough of an honor in itself). They have created TheUltimateJoker.com to gain support for this cause, and it seems to have gained quite a bit of momentum. Is there some sort of anti-retirment organization out there that's against Joker's retirement that one could join to fight them? To quote the recently deceased, "and I thought MY jokes were bad". Seriously, the idea of retiring Joker from any future movies (be it in this current bat-franchise or future ones) is just stupid. - A lot of people don't think that Ledger's Joker can ever topped. Firstly, who cares so long as it's still the Joker? Secondly, didn't everyone think that Ledger's Joker could only be LESS than what Jack Nicholson gave us in '89? - The Joker has ALWAYS been Batman's greatest nemesis for nearly 70 years, and there will always be Batman movies. Who's going to be Batman's ultimate ace in the hole if not Joker? Mr. Freeze?? - As profit-conscious as Warner Bros. is, retiring the Joker would be akin to cutting off one of their own legs. - Who are they to decide who should get to play the Joker and who shouldn't? Does Ledger's performance suddenly make the iconic voicework of Mark Hamill completely meaningless? To say that no one else can do the character justice and removing all chances for them to even TRY is just foolish. What can be done to fight TheUltimateJoker.com?

I wonder if anyone knows what I can do about an IRA account (mostly in the stock market) I have kept in the US when I left the country. I am not a citizen and gave my green card back. I am also not yet retired. Is there a legal way to take this account out of the US and convert it to a retirement account in Europe or Canada and not have to pay the tax which you'd have to if you were cashing this account? Can you quote which IRS law says I can or cannot? Thank you!